HomeTexasLubbock CountyLubbock
Lubbock, Texas: commercial real estate data.
Lubbock is a Census city of 264,814 people across 143.19 square miles of land, in Lubbock County. Median household income is $60,895, 51.2 percent of occupied homes are owned, and the SBA record carries 242 7(a) approvals to borrowers here worth $161.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lubbock
What Lubbock is
- Census place typecity
- Land area143.19 sq mi
- Water area1.32 sq mi
- Population per square mile of land1,849
- County holding the largest share of its areaLubbock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lubbock
How many people live in Lubbock
- Population264,814
- Median age30.5
- Population under 1860,601
- Share under 1822.9 percent
- Population 65 and over33,912
- Share 65 and over12.8 percent
- Households107,086
- Family households60,630
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lubbock
Income and work in Lubbock
- Median household income$60,895
- Per capita income$35,237
- Civilian labor force140,300
- Employed133,047
- Unemployed7,253
- Unemployment rate5.2 percent
- Adults 25 and over155,527
- Adults 25 and over with a high school diploma or higher89.4 percent
- Adults 25 and over with a bachelor degree or higher35.1 percent
- Adults 25 and over with a graduate degree14.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lubbock
Housing in Lubbock
- Housing units118,143
- Occupied units107,086
- Vacant units11,057
- Vacancy rate9.4 percent
- Owner occupied54,816
- Renter occupied52,270
- Ownership rate51.2 percent
- Median owner-occupied home value$212,400
- Median gross rent, monthly$1,182
- Annual rent as a share of median income23.3 percent
- Single family units80,042
- Share single family67.8 percent
- Units in buildings of two or more36,044
- Share in buildings of two or more30.5 percent
- Mobile homes1,924
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lubbock
How Lubbock gets to work
- Workers 16 and over who commute121,757
- Commuting under 15 minutes61,878
- Share commuting under 15 minutes50.8 percent
- Commuting 30 minutes or more11,257
- Share commuting 30 minutes or more9.2 percent
- Drove alone77.3 percent
- Carpooled11.3 percent
- Public transport0.7 percent plus or minus 0.2
- Walked1.9 percent plus or minus 0.4
- Worked from home7.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lubbock
SBA loans in Lubbock (7(a))
- Approvals242
- Gross approval$161,538,600
- Average approval$667,515
- Median approval$272,650
- Ninetieth percentile approval$1,568,400
- Largest approval$5,000,000
- Jobs supported3,119
- Jobs per approval12.9
- Loans with a final outcome46
- Paid in full40
- Charged off6
- Charge-off rate over resolved loans13.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.3 percent
- Share to franchises30.2 percent
- Distinct lenders66
- Distinct industries by NAICS115
Counted by borrower city: approvals to borrowers whose address is in Lubbock, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lubbock
SBA loans in Lubbock (504)
- Approvals158
- Gross approval$132,490,000
- Average approval$838,544
- Median approval$537,500
- Largest approval$5,000,000
- Jobs supported2,274
- Loans with a final outcome57
- Charged off3
- Charge-off rate over resolved loans5.3 percent
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Lubbock, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lubbock
Flood risk in Lubbock
- NFIP communityCity of Lubbock
- NFIP community number480452
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/03/17
The City of Lubbock participates in the National Flood Insurance Program as community 480452 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lubbock County, not Lubbock
Lubbock County context, not Lubbock figures
- Establishments in Lubbock County8,019
- Covered employment, Lubbock County151,811
- Average annual pay, Lubbock County$54,452
- Housing units permitted, Lubbock County2,209
Every figure in this section is published for Lubbock County as a whole and is not a measurement of Lubbock.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lubbock questions, answered from the record.
How many people live in Lubbock, Texas?
264,814, in 107,086 households. Lubbock city covers 143.19 square miles of land, which is 1,849 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lubbock in?
Lubbock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lubbock?
$60,895. The median owner-occupied home is valued at $212,400. Median gross rent is $1,182 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lubbock businesses?
242 7(a) approvals totaling $161.5 m since FY2020, across 66 lenders, median approval $272,650, plus 158 504 approvals worth $132.5 m since FY2010. These count approvals to borrowers whose address is in Lubbock, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lubbock borrowers get paid back?
Of the 46 loans that have reached a final outcome, 40 were paid in full and 6 charged off, a charge off rate of 13.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lubbock in the National Flood Insurance Program?
Yes. Lubbock appears in the FEMA Community Status Book as Lubbock, city of, community 480452, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lubbock figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lubbock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lubbock.
Is zoning published for Lubbock?
No. Nothing on this page presents parcel level zoning.
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