HomeTexasMills CountyGoldthwaite city
Goldthwaite city, Texas: commercial real estate data.
Goldthwaite city is a Census city of 1,843 people across 2.02 square miles of land, in Mills County. Median household income is $54,808, 64.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.1 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Goldthwaite
What Goldthwaite is
- Census place typecity
- Land area2.02 sq mi
- Water area0.05 sq mi
- Population per square mile of land913
- County holding the largest share of its areaMills County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldthwaite
How many people live in Goldthwaite
- Population1,843
- Median age39.0
- Population under 18441 plus or minus 96
- Share under 1823.9 percent
- Population 65 and over358 plus or minus 82
- Share 65 and over19.4 percent
- Households734
- Family households462 plus or minus 93
- Share of households that are families62.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldthwaite
Income and work in Goldthwaite
- Median household income$54,808 plus or minus $15,336
- Per capita income$29,691
- Civilian labor force954
- Employed912
- Unemployed42 plus or minus 31
- Unemployment rate4.4 percent plus or minus 3.2
- Adults 25 and over1,261
- Adults 25 and over with a high school diploma or higher88.3 percent
- Adults 25 and over with a bachelor degree or higher18.6 percent plus or minus 5.3
- Adults 25 and over with a graduate degree5.2 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldthwaite
Housing in Goldthwaite
- Housing units904
- Occupied units734
- Vacant units170 plus or minus 73
- Vacancy rate18.8 percent plus or minus 7.7
- Owner occupied475 plus or minus 95
- Renter occupied259 plus or minus 78
- Ownership rate64.7 percent
- Median owner-occupied home value$127,700 plus or minus $32,137
- Median gross rent, monthly$710
- Annual rent as a share of median income15.5 percent plus or minus 5.0
- Single family units705
- Share single family78.0 percent
- Units in buildings of two or more106 plus or minus 47
- Share in buildings of two or more11.7 percent plus or minus 5.0
- Mobile homes88 plus or minus 50
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldthwaite
How Goldthwaite gets to work
- Workers 16 and over who commute889
- Commuting under 15 minutes548 plus or minus 118
- Share commuting under 15 minutes61.6 percent
- Commuting 30 minutes or more206 plus or minus 68
- Share commuting 30 minutes or more23.2 percent plus or minus 6.4
- Drove alone79.0 percent
- Carpooled16.5 percent plus or minus 9.1
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.5
- Worked from home1.8 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goldthwaite
SBA loans in Goldthwaite (7(a))
- Approvals2
- Gross approval$2,124,000
- Average approval$1,062,000
- Median approval$1,284,000
- Ninetieth percentile approval$1,284,000
- Largest approval$1,284,000
- Jobs supported58
- Jobs per approval29.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mills County, not Goldthwaite
Mills County context, not Goldthwaite figures
These are Mills County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Goldthwaite measurements.
- Establishments in Mills County129
- Employment at those establishments, Mills County1,049
- Covered employment, Mills County1,289
- Average annual pay, Mills County$43,243
- Average weekly wage, Mills County$832
- County product, 2024, Mills County$350,700,000
- County product change over the prior year, Mills County-4.0 percent
- Average income of an arriving household, Mills County$101,949
Every figure in this section is published for Mills County as a whole and is not a measurement of Goldthwaite. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Goldthwaite questions, answered from the record.
How many people live in Goldthwaite, Texas?
1,843, in 734 households. Goldthwaite city covers 2.02 square miles of land, which is 913 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Goldthwaite in?
Mills County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Goldthwaite?
$54,808. The median owner-occupied home is valued at $127,700. Median gross rent is $710 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Goldthwaite businesses?
2 7(a) approvals totalling $2.1 m, across 2 lenders, median approval $1,284,000. These count approvals to borrowers whose address is in Goldthwaite, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Goldthwaite borrowers get paid back?
No rate is published for Goldthwaite. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Goldthwaite figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mills County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Goldthwaite.
Is zoning published for Goldthwaite?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.