HomeTexasMontague CountySt. Jo
St. Jo, Texas: commercial real estate data.
St. Jo is a Census city of 911 people across 1.08 square miles of land, in Montague County. Median household income is $68,182, 68.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $15,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Jo
What St. Jo is
- Census place typecity
- Land area1.08 sq mi
- Water area0 sq mi
- Population per square mile of land846 plus or minus 208
- County holding the largest share of its areaMontague County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jo
How many people live in St. Jo
- Population911 plus or minus 224
- Median age34.9
- Population under 18317 plus or minus 85
- Share under 1834.8 percent
- Population 65 and over131 plus or minus 48
- Share 65 and over14.4 percent plus or minus 3.9
- Households360 plus or minus 86
- Family households218 plus or minus 66
- Share of households that are families60.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jo
Income and work in St. Jo
- Median household income$68,182 plus or minus $38,140
- Per capita income$26,499
- Civilian labor force408 plus or minus 112
- Employed408 plus or minus 112
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over582 plus or minus 145
- Adults 25 and over with a high school diploma or higher93.6 percent plus or minus 31.1
- Adults 25 and over with a bachelor degree or higher20.4 percent plus or minus 9.0
- Adults 25 and over with a graduate degree4.3 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jo
Housing in St. Jo
- Housing units407 plus or minus 93
- Occupied units360 plus or minus 86
- Vacant units47 plus or minus 25
- Vacancy rate11.5 percent plus or minus 5.5
- Owner occupied247 plus or minus 65
- Renter occupied113 plus or minus 53
- Ownership rate68.6 percent
- Median owner-occupied home value$159,400 plus or minus $61,451
- Median gross rent, monthly$752 plus or minus $366
- Annual rent as a share of median income13.2 percent plus or minus 9.8
- Single family units321 plus or minus 80
- Share single family78.9 percent
- Units in buildings of two or more40 plus or minus 36
- Share in buildings of two or more9.8 percent plus or minus 8.5
- Mobile homes46 plus or minus 26
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jo
How St. Jo gets to work
- Workers 16 and over who commute401 plus or minus 112
- Commuting under 15 minutes123 plus or minus 49
- Share commuting under 15 minutes30.7 percent plus or minus 8.8
- Commuting 30 minutes or more184 plus or minus 71
- Share commuting 30 minutes or more45.9 percent plus or minus 12.2
- Drove alone88.2 percent
- Carpooled9.6 percent plus or minus 7.9
- Public transport0.0 percent
- Walked0.5 percent plus or minus 1.0
- Worked from home1.7 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Jo
SBA loans in St. Jo (7(a))
- Approvals1
- Gross approval$15,000
- Average approval$15,000
- Median approval$15,000
- Largest approval$15,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in St. Jo, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Jo
Flood risk in St. Jo
- NFIP communityCity of Saint Jo
- NFIP community number480940
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Saint Jo participates in the National Flood Insurance Program as community 480940 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montague County, not St. Jo
Montague County context, not St. Jo figures
- Establishments in Montague County448
- Covered employment, Montague County4,925
- Average annual pay, Montague County$47,325
- Housing units permitted, Montague County22
Every figure in this section is published for Montague County as a whole and is not a measurement of St. Jo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Jo questions, answered from the record.
How many people live in St. Jo, Texas?
911, in 360 households. St. Jo city covers 1.08 square miles of land, which is 846 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Jo in?
Montague County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Jo?
$68,182. The median owner-occupied home is valued at $159,400. Median gross rent is $752 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Jo businesses?
1 7(a) approvals totaling $15,000 since FY2020, across 1 lenders, median approval $15,000. These count approvals to borrowers whose address is in St. Jo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Jo borrowers get paid back?
No rate is published for St. Jo. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Jo in the National Flood Insurance Program?
Yes. St. Jo appears in the FEMA Community Status Book as Saint Jo, city of, community 480940, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Jo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montague County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Jo.
Is zoning published for St. Jo?
No. Nothing on this page presents parcel level zoning.
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