Oldham County, Texas: commercial real estate data.
Oldham County, Texas had an estimated 1,823 residents on July 1, 2024, up 3.7 percent since the 2020 census base of 1,758, across 1,501 square miles. County output reached $404.5 m in 2024, 44 establishments operate here, and the SBA record carries 1 7(a) approvals worth $492,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oldham County
How many people live in Oldham County
- Population, American Community Survey 2020-20242,249
- Households614
- Average household size3.66
- Median household income$79,900
- Median age31.4
- Median gross rent$1,111 per month
- Median owner-occupied home value$162,800
- Home value to household income2.0 times
- Annual rent as a share of median income16.7 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree5.1 percent
- Adults 25 and over1,270
- Population under 18867
- Share under 1838.6 percent
- Population 65 and over264
- Share 65 and over11.7 percent
- Working age population, 18 to 641,118
- Civilian labor force872
- Unemployment rate1.7 percent
- Labor force participation, adults 18 and over63.1 percent
- Rank by population among Texas counties231st of 254
- Rank by population among US county-equivalents, Puerto Rico included3101st of 3,222
Oldham County is the 231st largest of 254 Texas counties by population. A median home costs 2.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 38.6 percent against 11.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Oldham County
Is Oldham County's population growing?
- Population, July 1, 20241,823
- Census 2020 base population1,758
- Population change since the 2020 census base3.70 percent
- Population change, 2023 to 202436
- Births, 202427
- Deaths, 202422
- Natural change, 20245
- Net domestic migration, 202412
- Net international migration, 202419
- Total net migration, 202431
- Cumulative net domestic migration, 2021 to 2024-14
- Rank by growth among US county-equivalents745th of 3,144
The county has grown 3.70 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Oldham County
Where are people moving to Oldham County from?
- Tax returns filed by households arriving56
- People arriving, from those returns118
- Tax returns filed by households leaving60
- Net household movement-4
- Adjusted gross income arriving$2.8 m
- Net adjusted gross income movement$-1.2 m
- Average income of an arriving household$50,018
- Average income of a leaving household$67,183
- Largest single destinationRandall County (22 households)
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $17,165 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Oldham County
What is the Oldham County economy?
- County GDP, 2024$404.5 m
- County GDP, 2023$427.2 m
- GDP change, 2023 to 2024-5.3 percent
- GDP change over five years32.6 percent
- Rank by GDP among the Texas areas BEA publishes200th of 254
- Rank by GDP among the US county areas BEA publishes2540th of 3,127
- GDP per resident$179,838
Output grew -5.3 percent in the latest year and 32.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Oldham County
Employment by industry in Oldham County
- Covered employment, annual average857
- Establishments reporting94
- Average annual pay$49,289
- Average weekly wage$948
- Retail trade, employment49
- Retail trade, average annual pay$28,484
- Wholesale trade, employment35
- Wholesale trade, average annual pay$80,707
- Accommodation and food services, employment34
- Accommodation and food services, average annual pay$25,865
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 49 | 9 | $28,484 |
| Wholesale trade | 35 | 5 | $80,707 |
| Accommodation and food services | 34 | 7 | $25,865 |
Retail trade is the largest private sector at 49 jobs, 5.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Oldham County
How many businesses are in Oldham County?
- Establishments, all industries44
- Employment at those establishments527
- Annual payroll$24.3 m
- Establishments per 1,000 residents19.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Oldham County
Building permits in Oldham County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Oldham County
SBA loans in Oldham County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$492,000
- Average 7(a) approval$492,000
- Median 7(a) approval$492,000
- Largest single approval$492,000
- Jobs reported supported, 7(a)6
- Jobs per approval6.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer100.0 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter0
- Franchise loans1
- Franchise share of approvals100.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oldham County
SBA loan default and charge-off rates in Oldham County
Do SBA loans in Oldham County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oldham County
How large is Oldham County?
- Land area1,501 sq mi
- Rank by land area among Texas counties20th of 254
- Width, east to west49.6 mi
- Height, north to south30.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land1
- Establishments per square mile0.03
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Oldham County
Flood risk in Oldham County
- Participation of the county's own NFIP community Oldham County, unincorporated areasParticipating, community 480959
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP1
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Oldham County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Oldham County (community 480959), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Oldham County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Oldham County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Oldham County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20242,249
- Households614
- Average household size3.66
- Median household income$79,900
- Median age31.4
Common questions
Oldham County questions, answered from the record.
How many people live in Oldham County, Texas?
The Census Bureau estimates 1,823 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,249, in 614 households, ranking 231st of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Oldham County's population growing?
The population has grown 3.70 percent since the 2020 census base of 1,758, to 1,823 on July 1, 2024. In 2024 there were 27 births against 22 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Oldham County?
$79,900. The median owner-occupied home is valued at $162,800, which is 2.0 times income, and median gross rent is $1,111 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Oldham County?
44 establishments, employing 527 people with an annual payroll of $24.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Oldham County?
Retail trade is the largest private sector at 49 jobs, 5.7 percent of covered employment. Covered employment averages 857 jobs at an average annual pay of $49,289, or $948 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Oldham County?
1 7(a) approvals totaling $492,000 since FY2020, across 1 lenders, with a median approval of $492,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Oldham County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Oldham County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Oldham County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Oldham County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Oldham County
Cities and places in Oldham.
4 Census places lie wholly or partly in Oldham County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Vega | city | 1,086 | 1 | Wholly in this county |
| Boys Ranch | CDP | 309 | None recorded | Wholly in this county |
| Wildorado | CDP | 157 | None recorded | Wholly in this county |
| Adrian | city | 129 | None recorded | Wholly in this county |
Nearby