HomeTexasPalo Pinto CountyGraford
Graford, Texas: commercial real estate data.
Graford is a Census city of 654 people across 0.72 square miles of land, in Palo Pinto County. Median household income is $60,938, 84.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Graford
What Graford is
- Census place typecity
- Land area0.72 sq mi
- Water area0 sq mi
- Population per square mile of land910 plus or minus 323
- County holding the largest share of its areaPalo Pinto County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graford
How many people live in Graford
- Population654 plus or minus 232
- Median age32.7 plus or minus 7.4
- Population under 18227 plus or minus 72
- Share under 1834.7 percent plus or minus 16.5
- Population 65 and over100 plus or minus 41
- Share 65 and over15.3 percent plus or minus 3.2
- Households221 plus or minus 68
- Family households173 plus or minus 53
- Share of households that are families78.3 percent plus or minus 34.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graford
Income and work in Graford
- Median household income$60,938 plus or minus $25,305
- Per capita income$30,217 plus or minus $7,026
- Civilian labor force300 plus or minus 112
- Employed267 plus or minus 97
- Unemployed33 plus or minus 29
- Unemployment rate11.0 percent plus or minus 8.8
- Adults 25 and over384 plus or minus 129
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 39.1
- Adults 25 and over with a bachelor degree or higher14.3 percent plus or minus 7.8
- Adults 25 and over with a graduate degree2.3 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graford
Housing in Graford
- Housing units247 plus or minus 70
- Occupied units221 plus or minus 68
- Vacant units26 plus or minus 21
- Vacancy rate10.5 percent plus or minus 8.0
- Owner occupied187 plus or minus 62
- Renter occupied34 plus or minus 20
- Ownership rate84.6 percent
- Median owner-occupied home value$127,500 plus or minus $64,983
- Median gross rent, monthly$950 plus or minus $322
- Annual rent as a share of median income18.7 percent plus or minus 10.0
- Single family units145 plus or minus 54
- Share single family58.7 percent plus or minus 14.3
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes96 plus or minus 36
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graford
How Graford gets to work
- Workers 16 and over who commute238 plus or minus 91
- Commuting under 15 minutes76 plus or minus 35
- Share commuting under 15 minutes31.9 percent plus or minus 8.2
- Commuting 30 minutes or more71 plus or minus 32
- Share commuting 30 minutes or more29.8 percent plus or minus 6.7
- Drove alone83.7 percent
- Carpooled6.6 percent plus or minus 4.9
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.9
- Worked from home7.4 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Graford
SBA loans in Graford (7(a))
- Approvals3
- Gross approval$4,644,400
- Average approval$1,548,133
- Median approval$2,026,400
- Largest approval$2,448,000
- Jobs supported22
- Jobs per approval7.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Graford, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Graford
Flood risk in Graford
- NFIP communityCity of Graford
- NFIP community number480964
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/05/19(L)
The City of Graford participates in the National Flood Insurance Program as community 480964 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Palo Pinto County, not Graford
Palo Pinto County context, not Graford figures
- Establishments in Palo Pinto County644
- Covered employment, Palo Pinto County8,331
- Average annual pay, Palo Pinto County$49,166
- Housing units permitted, Palo Pinto County24
Every figure in this section is published for Palo Pinto County as a whole and is not a measurement of Graford.
All Palo Pinto County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Graford questions, answered from the record.
How many people live in Graford, Texas?
654, in 221 households. Graford city covers 0.72 square miles of land, which is 910 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Graford in?
Palo Pinto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Graford?
$60,938. The median owner-occupied home is valued at $127,500. Median gross rent is $950 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Graford businesses?
3 7(a) approvals totaling $4.6 m since FY2020, across 3 lenders, median approval $2,026,400. These count approvals to borrowers whose address is in Graford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Graford borrowers get paid back?
No rate is published for Graford. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Graford in the National Flood Insurance Program?
Yes. Graford appears in the FEMA Community Status Book as Graford, city of, community 480964, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Graford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palo Pinto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Graford.
Is zoning published for Graford?
No. Nothing on this page presents parcel level zoning.
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