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HomeTexasPotter CountyAmarillo city

Amarillo city, Texas: commercial real estate data.

Amarillo city is a Census city of 201,885 people across 103.62 square miles of land, lying across Potter County and Randall County. Median household income is $65,912, 59.7 percent of occupied homes are owned, and the SBA record carries 133 7(a) approvals to borrowers here worth $87.8 m.

83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Amarillo

What Amarillo is

  • Census place typecity
  • Land area103.62 sq mi
  • Water area1.56 sq mi
  • Population per square mile of land1,948
  • County holding the largest share of its areaPotter County, 66.3 percent
  • Counties this place lies inPotter County 66.3 percent, Randall County 33.7 percent

Amarillo city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amarillo

How many people live in Amarillo

  • Population201,885
  • Median age35.1
  • Population under 1852,553
  • Share under 1826.0 percent
  • Population 65 and over30,530
  • Share 65 and over15.1 percent
  • Households79,741
  • Family households49,552
  • Share of households that are families62.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amarillo

Income and work in Amarillo

  • Median household income$65,912
  • Per capita income$37,126
  • Civilian labor force102,280
  • Employed98,823
  • Unemployed3,457
  • Unemployment rate3.4 percent
  • Adults 25 and over130,602
  • Adults 25 and over with a high school diploma or higher86.5 percent
  • Adults 25 and over with a bachelor degree or higher26.6 percent
  • Adults 25 and over with a graduate degree8.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amarillo

Housing in Amarillo

  • Housing units89,188
  • Occupied units79,741
  • Vacant units9,447
  • Vacancy rate10.6 percent
  • Owner occupied47,597
  • Renter occupied32,144
  • Ownership rate59.7 percent
  • Median owner-occupied home value$196,900
  • Median gross rent, monthly$1,092
  • Annual rent as a share of median income19.9 percent
  • Single family units66,326
  • Share single family74.4 percent
  • Units in buildings of two or more19,830
  • Share in buildings of two or more22.2 percent
  • Mobile homes2,995
  • Median year structure built1973

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amarillo

How Amarillo gets to work

  • Workers 16 and over who commute91,291
  • Commuting under 15 minutes34,602
  • Share commuting under 15 minutes37.9 percent
  • Commuting 30 minutes or more14,802
  • Share commuting 30 minutes or more16.2 percent
  • Drove alone77.0 percent
  • Carpooled13.1 percent
  • Public transport0.6 percent plus or minus 0.2
  • Walked0.9 percent plus or minus 0.3
  • Worked from home6.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Amarillo

SBA loans in Amarillo (7(a))

  • Approvals133
  • Gross approval$87,804,500
  • Average approval$660,184
  • Median approval$229,100
  • Ninetieth percentile approval$2,338,000
  • Largest approval$5,000,000
  • Jobs supported2,347
  • Jobs per approval17.6
  • Loans with a final outcome24
  • Paid in full22
  • Charged off2
  • Charge-off rate over resolved loans8.3 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more11.3 percent
  • Share to franchises28.6 percent
  • Distinct lenders48
  • Distinct industries by NAICS80

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Amarillo

SBA loans in Amarillo (504)

  • Approvals82
  • Gross approval$73,850,000
  • Average approval$900,610
  • Median approval$377,000
  • Largest approval$5,500,000
  • Jobs supported801
  • Loans with a final outcome35
  • Charged off1
  • Charge-off rate over resolved loans2.9 percent
  • Median term240 months
  • Distinct CDCs7

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Amarillo

Flood risk in Amarillo

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480529
  • Currently effective map date06/04/10

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Potter County, not Amarillo

Potter County context, not Amarillo figures

These are Potter County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Amarillo measurements.

  • Establishments in Potter County3,489
  • Employment at those establishments, Potter County61,818
  • Covered employment, Potter County77,805
  • Average annual pay, Potter County$59,781
  • Average weekly wage, Potter County$1,150
  • Housing units permitted, Potter County1,214
  • Of those, single family, Potter County562
  • County product, 2024, Potter County$11,378,321,000
  • County product change over the prior year, Potter County4.2 percent
  • Average income of an arriving household, Potter County$56,768

Every figure in this section is published for Potter County as a whole and is not a measurement of Amarillo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Amarillo questions, answered from the record.

How many people live in Amarillo, Texas?

201,885, in 79,741 households. Amarillo city covers 103.62 square miles of land, which is 1,948 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Amarillo in?

Amarillo lies in more than one. By area it is 66.3 percent in Potter County, 33.7 percent in Randall County. This page sits under Potter County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Amarillo?

$65,912. The median owner-occupied home is valued at $196,900. Median gross rent is $1,092 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Amarillo businesses?

133 7(a) approvals totalling $87.8 m, across 48 lenders, median approval $229,100, plus 82 504 approvals worth $73.8 m. These count approvals to borrowers whose address is in Amarillo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Amarillo borrowers get paid back?

Of the 24 loans that have reached a final outcome, 22 were paid in full and 2 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Amarillo in the National Flood Insurance Program?

Yes. Amarillo appears in the FEMA Community Status Book as community 480529, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Amarillo figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Potter County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Amarillo.

Is zoning published for Amarillo?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.