HomeTexasRockwall CountyRoyse City city
Royse City city, Texas: commercial real estate data.
Royse City city is a Census city of 20,037 people across 20.18 square miles of land, lying across Rockwall County and Collin County and Hunt County. Median household income is $116,660, 83.8 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $21.5 m.
81 sourced place values · tier FULL · 9 sections
Royse City
What Royse City is
- Census place typecity
- Land area20.18 sq mi
- Water area0.13 sq mi
- Population per square mile of land993
- County holding the largest share of its areaRockwall County, 44.9 percent
- Counties this place lies inRockwall County 44.9 percent, Collin County 29.0 percent, Hunt County 26.1 percent
Royse City city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
How many people live in Royse City
- Population20,037
- Median age32.8
- Population under 185,324
- Share under 1826.6 percent
- Population 65 and over1,817 plus or minus 377
- Share 65 and over9.1 percent plus or minus 1.9
- Households6,573
- Family households5,077
- Share of households that are families77.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
Income and work in Royse City
- Median household income$116,660
- Per capita income$45,175
- Civilian labor force11,207
- Employed10,992
- Unemployed215 plus or minus 141
- Unemployment rate1.9 percent plus or minus 1.3
- Adults 25 and over12,808
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree9.1 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
Housing in Royse City
- Housing units7,146
- Occupied units6,573
- Vacant units573 plus or minus 218
- Vacancy rate8.0 percent plus or minus 3.0
- Owner occupied5,511
- Renter occupied1,062 plus or minus 291
- Ownership rate83.8 percent
- Median owner-occupied home value$322,500
- Median gross rent, monthly$2,078
- Annual rent as a share of median income21.4 percent
- Single family units6,178
- Share single family86.5 percent
- Units in buildings of two or more457 plus or minus 199
- Share in buildings of two or more6.4 percent plus or minus 2.8
- Mobile homes511 plus or minus 190
- Median year structure built2010
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
How Royse City gets to work
- Workers 16 and over who commute9,090
- Commuting under 15 minutes2,107 plus or minus 467
- Share commuting under 15 minutes23.2 percent plus or minus 4.7
- Commuting 30 minutes or more4,559
- Share commuting 30 minutes or more50.2 percent
- Drove alone70.2 percent
- Carpooled11.1 percent plus or minus 3.4
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.4
- Worked from home17.6 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
SBA 7(a) lending to Royse City borrowers
- Approvals46
- Gross approval$21,513,100
- Average approval$467,676
- Median approval$234,000
- Ninetieth percentile approval$978,000
- Largest approval$4,915,000
- Jobs supported417
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more32.6 percent
- Share to franchises8.7 percent
- Distinct lenders30
- Distinct industries by NAICS35
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Royse City
SBA 504 lending to Royse City borrowers
- Approvals7
- Gross approval$7,187,000
- Average approval$1,026,714
- Median approval$785,000
- Largest approval$1,724,000
- Jobs supported126
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Royse City
Flood programme status in Royse City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480548
- Currently effective map date01/06/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rockwall County, not Royse City
Rockwall County context, not Royse City figures
These are Rockwall County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Royse City measurements.
- Establishments in Rockwall County2,986
- Employment at those establishments, Rockwall County35,020
- Covered employment, Rockwall County41,550
- Average annual pay, Rockwall County$56,941
- Average weekly wage, Rockwall County$1,095
- Housing units permitted, Rockwall County1,810
- Of those, single family, Rockwall County1,810
- County product, 2024, Rockwall County$7,865,980,000
- County product change over the prior year, Rockwall County6.5 percent
- Average income of an arriving household, Rockwall County$100,129
Every figure in this section is published for Rockwall County as a whole and is not a measurement of Royse City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Royse City questions, answered from the record.
How many people live in Royse City, Texas?
20,037, in 6,573 households. Royse City city covers 20.18 square miles of land, which is 993 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Royse City in?
Royse City lies in more than one. By area it is 44.9 percent in Rockwall County, 29.0 percent in Collin County, 26.1 percent in Hunt County. This page sits under Rockwall County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Royse City?
$116,660. The median owner-occupied home is valued at $322,500. Median gross rent is $2,078 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Royse City businesses?
46 7(a) approvals totalling $21.5 m, across 30 lenders, median approval $234,000, plus 7 504 approvals worth $7.2 m. These count approvals to borrowers whose address is in Royse City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Royse City borrowers get paid back?
No rate is published for Royse City. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Royse City in the National Flood Insurance Program?
Yes. Royse City appears in the FEMA Community Status Book as community 480548, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Royse City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockwall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Royse City.
Is zoning published for Royse City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.