HomeTexasRockwall CountyRoyse City
Royse City, Texas: commercial real estate data.
Royse City is a Census city of 20,037 people across 20.18 square miles of land, lying across Rockwall County and Collin County and Hunt County. Median household income is $116,660, 83.8 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $21.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Royse City
What Royse City is
- Census place typecity
- Land area20.18 sq mi
- Water area0.13 sq mi
- Population per square mile of land993
- County holding the largest share of its areaRockwall County, 44.9 percent
- Counties this place lies inRockwall County 44.9 percent, Collin County 29.0 percent, Hunt County 26.1 percent
Royse City crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
How many people live in Royse City
- Population20,037
- Median age32.8
- Population under 185,324
- Share under 1826.6 percent
- Population 65 and over1,817 plus or minus 377
- Share 65 and over9.1 percent plus or minus 1.9
- Households6,573
- Family households5,077
- Share of households that are families77.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
Income and work in Royse City
- Median household income$116,660
- Per capita income$45,175
- Civilian labor force11,207
- Employed10,992
- Unemployed215 plus or minus 141
- Unemployment rate1.9 percent plus or minus 1.3
- Adults 25 and over12,808
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree9.1 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
Housing in Royse City
- Housing units7,146
- Occupied units6,573
- Vacant units573 plus or minus 218
- Vacancy rate8.0 percent plus or minus 3.0
- Owner occupied5,511
- Renter occupied1,062 plus or minus 291
- Ownership rate83.8 percent
- Median owner-occupied home value$322,500
- Median gross rent, monthly$2,078
- Annual rent as a share of median income21.4 percent
- Single family units6,178
- Share single family86.5 percent
- Units in buildings of two or more457 plus or minus 199
- Share in buildings of two or more6.4 percent plus or minus 2.8
- Mobile homes511 plus or minus 190
- Median year structure built2010
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
How Royse City gets to work
- Workers 16 and over who commute9,090
- Commuting under 15 minutes2,107 plus or minus 467
- Share commuting under 15 minutes23.2 percent plus or minus 4.7
- Commuting 30 minutes or more4,559
- Share commuting 30 minutes or more50.2 percent
- Drove alone70.2 percent
- Carpooled11.1 percent plus or minus 3.4
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.4
- Worked from home17.6 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Royse City
SBA loans in Royse City (7(a))
- Approvals46
- Gross approval$21,513,100
- Average approval$467,676
- Median approval$231,750
- Ninetieth percentile approval$957,000
- Largest approval$4,915,000
- Jobs supported417
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more32.6 percent
- Share to franchises8.7 percent
- Distinct lenders30
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Royse City, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Royse City
SBA loans in Royse City (504)
- Approvals7
- Gross approval$7,187,000
- Average approval$1,026,714
- Median approval$785,000
- Largest approval$1,724,000
- Jobs supported126
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Royse City, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Royse City
Flood risk in Royse City
- NFIP communityCity of Royse City
- NFIP community number480548
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/12
The City of Royse City participates in the National Flood Insurance Program as community 480548 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rockwall County, not Royse City
Rockwall County context, not Royse City figures
- Establishments in Rockwall County2,986
- Covered employment, Rockwall County41,550
- Average annual pay, Rockwall County$56,941
- Housing units permitted, Rockwall County1,810
Every figure in this section is published for Rockwall County as a whole and is not a measurement of Royse City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Royse City questions, answered from the record.
How many people live in Royse City, Texas?
20,037, in 6,573 households. Royse City city covers 20.18 square miles of land, which is 993 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Royse City in?
Royse City lies in more than one. By area it is 44.9 percent in Rockwall County, 29.0 percent in Collin County, 26.1 percent in Hunt County. This page sits under Rockwall County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Royse City?
$116,660. The median owner-occupied home is valued at $322,500. Median gross rent is $2,078 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Royse City businesses?
46 7(a) approvals totaling $21.5 m since FY2020, across 30 lenders, median approval $231,750, plus 7 504 approvals worth $7.2 m since FY2010. These count approvals to borrowers whose address is in Royse City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Royse City borrowers get paid back?
No rate is published for Royse City. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Royse City in the National Flood Insurance Program?
Yes. Royse City appears in the FEMA Community Status Book as Royse City, city of, community 480548, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Royse City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockwall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Royse City.
Is zoning published for Royse City?
No. Nothing on this page presents parcel level zoning.