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HomeTexasSan Jacinto CountyShepherd city

Shepherd city, Texas: commercial real estate data.

Shepherd city is a Census city of 2,189 people across 6.10 square miles of land, in San Jacinto County. Median household income is $53,750, 65.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $4.5 m.

70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Shepherd

What Shepherd is

  • Census place typecity
  • Land area6.1 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land359 plus or minus 93
  • County holding the largest share of its areaSan Jacinto County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shepherd

How many people live in Shepherd

  • Population2,189 plus or minus 567
  • Median age39.9
  • Population under 18500 plus or minus 135
  • Share under 1822.8 percent
  • Population 65 and over425 plus or minus 128
  • Share 65 and over19.4 percent
  • Households802 plus or minus 200
  • Family households612 plus or minus 174
  • Share of households that are families76.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shepherd

Income and work in Shepherd

  • Median household income$53,750 plus or minus $15,866
  • Per capita income$25,425
  • Civilian labor force905 plus or minus 280
  • Employed784 plus or minus 259
  • Unemployed121 plus or minus 62
  • Unemployment rate13.4 percent plus or minus 5.5
  • Adults 25 and over1,507 plus or minus 381
  • Adults 25 and over with a high school diploma or higher85.2 percent plus or minus 28.3
  • Adults 25 and over with a bachelor degree or higher7.4 percent plus or minus 4.0
  • Adults 25 and over with a graduate degree4.4 percent plus or minus 3.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shepherd

Housing in Shepherd

  • Housing units1,078 plus or minus 234
  • Occupied units802 plus or minus 200
  • Vacant units276 plus or minus 152
  • Vacancy rate25.6 percent plus or minus 13.0
  • Owner occupied526 plus or minus 162
  • Renter occupied276 plus or minus 113
  • Ownership rate65.6 percent
  • Median owner-occupied home value$157,300 plus or minus $58,996
  • Median gross rent, monthly$667 plus or minus $606
  • Annual rent as a share of median income14.9 percent plus or minus 14.2
  • Single family units597 plus or minus 182
  • Share single family55.4 percent plus or minus 11.9
  • Units in buildings of two or more204 plus or minus 101
  • Share in buildings of two or more18.9 percent plus or minus 8.4
  • Mobile homes277 plus or minus 112
  • Median year structure built1983

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shepherd

How Shepherd gets to work

  • Workers 16 and over who commute693 plus or minus 245
  • Commuting under 15 minutes241 plus or minus 118
  • Share commuting under 15 minutes34.8 percent plus or minus 11.7
  • Commuting 30 minutes or more352 plus or minus 140
  • Share commuting 30 minutes or more50.8 percent
  • Drove alone69.2 percent
  • Carpooled13.8 percent plus or minus 10.9
  • Public transport0.0 percent
  • Walked0.3 percent plus or minus 0.8
  • Worked from home9.5 percent plus or minus 4.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Shepherd

SBA loans in Shepherd (7(a))

  • Approvals2
  • Gross approval$4,485,000
  • Average approval$2,242,500
  • Median approval$4,235,000
  • Ninetieth percentile approval$4,235,000
  • Largest approval$4,235,000
  • Jobs supported67
  • Jobs per approval33.5
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term312 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises50.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Shepherd

Flood risk in Shepherd

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number480554
  • Currently effective map date01/19/18

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

San Jacinto County, not Shepherd

San Jacinto County context, not Shepherd figures

These are San Jacinto County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shepherd measurements.

  • Establishments in San Jacinto County258
  • Employment at those establishments, San Jacinto County1,421
  • Covered employment, San Jacinto County2,469
  • Average annual pay, San Jacinto County$45,616
  • Average weekly wage, San Jacinto County$877
  • Housing units permitted, San Jacinto County578
  • Of those, single family, San Jacinto County578
  • County product, 2024, San Jacinto County$522,737,000
  • County product change over the prior year, San Jacinto County8.3 percent
  • Average income of an arriving household, San Jacinto County$64,256

Every figure in this section is published for San Jacinto County as a whole and is not a measurement of Shepherd. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Shepherd questions, answered from the record.

How many people live in Shepherd, Texas?

2,189, in 802 households. Shepherd city covers 6.10 square miles of land, which is 359 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Shepherd in?

San Jacinto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Shepherd?

$53,750. The median owner-occupied home is valued at $157,300. Median gross rent is $667 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Shepherd businesses?

2 7(a) approvals totalling $4.5 m, across 2 lenders, median approval $4,235,000. These count approvals to borrowers whose address is in Shepherd, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Shepherd borrowers get paid back?

No rate is published for Shepherd. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Shepherd in the National Flood Insurance Program?

Yes. Shepherd appears in the FEMA Community Status Book as community 480554, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Shepherd figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Jacinto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shepherd.

Is zoning published for Shepherd?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.