HomeTexasSan Jacinto CountyShepherd
Shepherd, Texas: commercial real estate data.
Shepherd is a Census city of 2,189 people across 6.10 square miles of land, in San Jacinto County. Median household income is $53,750, 65.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $4.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shepherd
What Shepherd is
- Census place typecity
- Land area6.1 sq mi
- Water area0.02 sq mi
- Population per square mile of land359 plus or minus 93
- County holding the largest share of its areaSan Jacinto County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shepherd
How many people live in Shepherd
- Population2,189 plus or minus 567
- Median age39.9
- Population under 18500 plus or minus 135
- Share under 1822.8 percent
- Population 65 and over425 plus or minus 128
- Share 65 and over19.4 percent
- Households802 plus or minus 200
- Family households612 plus or minus 174
- Share of households that are families76.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shepherd
Income and work in Shepherd
- Median household income$53,750 plus or minus $15,866
- Per capita income$25,425
- Civilian labor force905 plus or minus 280
- Employed784 plus or minus 259
- Unemployed121 plus or minus 62
- Unemployment rate13.4 percent plus or minus 5.5
- Adults 25 and over1,507 plus or minus 381
- Adults 25 and over with a high school diploma or higher85.2 percent plus or minus 28.3
- Adults 25 and over with a bachelor degree or higher7.4 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shepherd
Housing in Shepherd
- Housing units1,078 plus or minus 234
- Occupied units802 plus or minus 200
- Vacant units276 plus or minus 152
- Vacancy rate25.6 percent plus or minus 13.0
- Owner occupied526 plus or minus 162
- Renter occupied276 plus or minus 113
- Ownership rate65.6 percent
- Median owner-occupied home value$157,300 plus or minus $58,996
- Median gross rent, monthly$667 plus or minus $606
- Annual rent as a share of median income14.9 percent plus or minus 14.2
- Single family units597 plus or minus 182
- Share single family55.4 percent plus or minus 11.9
- Units in buildings of two or more204 plus or minus 101
- Share in buildings of two or more18.9 percent plus or minus 8.4
- Mobile homes277 plus or minus 112
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shepherd
How Shepherd gets to work
- Workers 16 and over who commute693 plus or minus 245
- Commuting under 15 minutes241 plus or minus 118
- Share commuting under 15 minutes34.8 percent plus or minus 11.7
- Commuting 30 minutes or more352 plus or minus 140
- Share commuting 30 minutes or more50.8 percent
- Drove alone69.2 percent
- Carpooled13.8 percent plus or minus 10.9
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.8
- Worked from home9.5 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shepherd
SBA loans in Shepherd (7(a))
- Approvals2
- Gross approval$4,485,000
- Average approval$2,242,500
- Median approval$2,242,500
- Largest approval$4,235,000
- Jobs supported67
- Jobs per approval33.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term216 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Shepherd, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shepherd
Flood risk in Shepherd
- NFIP communityCity of Shepherd
- NFIP community number480554
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/19/18
The City of Shepherd participates in the National Flood Insurance Program as community 480554 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Jacinto County, not Shepherd
San Jacinto County context, not Shepherd figures
- Establishments in San Jacinto County258
- Covered employment, San Jacinto County2,469
- Average annual pay, San Jacinto County$45,616
- Housing units permitted, San Jacinto County578
Every figure in this section is published for San Jacinto County as a whole and is not a measurement of Shepherd.
All San Jacinto County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shepherd questions, answered from the record.
How many people live in Shepherd, Texas?
2,189, in 802 households. Shepherd city covers 6.10 square miles of land, which is 359 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shepherd in?
San Jacinto County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shepherd?
$53,750. The median owner-occupied home is valued at $157,300. Median gross rent is $667 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shepherd businesses?
2 7(a) approvals totaling $4.5 m since FY2020, across 2 lenders, median approval $2,242,500. These count approvals to borrowers whose address is in Shepherd, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shepherd borrowers get paid back?
No rate is published for Shepherd. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shepherd in the National Flood Insurance Program?
Yes. Shepherd appears in the FEMA Community Status Book as Shepherd, city of, community 480554, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shepherd figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Jacinto County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shepherd.
Is zoning published for Shepherd?
No. Nothing on this page presents parcel level zoning.
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