HomeTexasShelby CountyCenter city
Center city, Texas: commercial real estate data.
Center city is a Census city of 5,271 people across 7.99 square miles of land, in Shelby County. Median household income is $48,293, 56.5 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $27.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Center
What Center is
- Census place typecity
- Land area7.99 sq mi
- Water area0.02 sq mi
- Population per square mile of land660
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
How many people live in Center
- Population5,271
- Median age33.3
- Population under 181,655 plus or minus 408
- Share under 1831.4 percent plus or minus 7.7
- Population 65 and over772 plus or minus 207
- Share 65 and over14.6 percent plus or minus 3.9
- Households1,954
- Family households1,539
- Share of households that are families78.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
Income and work in Center
- Median household income$48,293 plus or minus $11,954
- Per capita income$21,106 plus or minus $4,600
- Civilian labor force2,157
- Employed1,934
- Unemployed223 plus or minus 142
- Unemployment rate10.3 percent plus or minus 6.4
- Adults 25 and over3,136
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher12.3 percent plus or minus 5.2
- Adults 25 and over with a graduate degree4.2 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
Housing in Center
- Housing units2,262
- Occupied units1,954
- Vacant units308 plus or minus 149
- Vacancy rate13.6 percent plus or minus 6.5
- Owner occupied1,104
- Renter occupied850
- Ownership rate56.5 percent
- Median owner-occupied home value$83,300 plus or minus $50,262
- Median gross rent, monthly$823 plus or minus $254
- Annual rent as a share of median income20.5 percent plus or minus 8.1
- Single family units1,584
- Share single family70.0 percent
- Units in buildings of two or more377 plus or minus 174
- Share in buildings of two or more16.7 percent plus or minus 7.5
- Mobile homes301 plus or minus 146
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
How Center gets to work
- Workers 16 and over who commute1,896
- Commuting under 15 minutes1,350 plus or minus 322
- Share commuting under 15 minutes71.2 percent
- Commuting 30 minutes or more286 plus or minus 146
- Share commuting 30 minutes or more15.1 percent plus or minus 7.2
- Drove alone77.4 percent
- Carpooled14.6 percent plus or minus 12.4
- Public transport0.2 percent plus or minus 0.3
- Walked2.6 percent plus or minus 4.1
- Worked from home1.9 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
SBA loans in Center (7(a))
- Approvals18
- Gross approval$27,837,200
- Average approval$1,546,511
- Median approval$1,340,000
- Ninetieth percentile approval$2,885,000
- Largest approval$3,000,000
- Jobs supported161
- Jobs per approval8.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term252 months
- Share on real estate terms of 20 years or more55.6 percent
- Share to franchises22.2 percent
- Distinct lenders10
- Distinct industries by NAICS7
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Center
SBA loans in Center (504)
- Approvals2
- Gross approval$3,094,000
- Average approval$1,547,000
- Median approval$1,994,000
- Largest approval$1,994,000
- Jobs supported15
- Loans with a final outcome2
- Charged off2
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Center
Flood risk in Center
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480566
- Currently effective map date05/26/26(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Shelby County, not Center
Shelby County context, not Center figures
These are Shelby County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Center measurements.
- Establishments in Shelby County531
- Employment at those establishments, Shelby County7,070
- Covered employment, Shelby County8,678
- Average annual pay, Shelby County$51,298
- Average weekly wage, Shelby County$987
- Housing units permitted, Shelby County4
- Of those, single family, Shelby County4
- County product, 2024, Shelby County$1,987,568,000
- County product change over the prior year, Shelby County8.3 percent
- Average income of an arriving household, Shelby County$51,467
Every figure in this section is published for Shelby County as a whole and is not a measurement of Center. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Center questions, answered from the record.
How many people live in Center, Texas?
5,271, in 1,954 households. Center city covers 7.99 square miles of land, which is 660 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Center in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Center?
$48,293. The median owner-occupied home is valued at $83,300. Median gross rent is $823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Center businesses?
18 7(a) approvals totalling $27.8 m, across 10 lenders, median approval $1,340,000, plus 2 504 approvals worth $3.1 m. These count approvals to borrowers whose address is in Center, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Center borrowers get paid back?
No rate is published for Center. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Center in the National Flood Insurance Program?
Yes. Center appears in the FEMA Community Status Book as community 480566, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Center figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Center.
Is zoning published for Center?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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