HomeTexasShelby CountyCenter
Center, Texas: commercial real estate data.
Center is a Census city of 5,271 people across 7.99 square miles of land, in Shelby County. Median household income is $48,293, 56.5 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $27.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Center
What Center is
- Census place typecity
- Land area7.99 sq mi
- Water area0.02 sq mi
- Population per square mile of land660
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
How many people live in Center
- Population5,271
- Median age33.3
- Population under 181,655 plus or minus 408
- Share under 1831.4 percent plus or minus 7.7
- Population 65 and over772 plus or minus 207
- Share 65 and over14.6 percent plus or minus 3.9
- Households1,954
- Family households1,539
- Share of households that are families78.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
Income and work in Center
- Median household income$48,293 plus or minus $11,954
- Per capita income$21,106 plus or minus $4,600
- Civilian labor force2,157
- Employed1,934
- Unemployed223 plus or minus 142
- Unemployment rate10.3 percent plus or minus 6.4
- Adults 25 and over3,136
- Adults 25 and over with a high school diploma or higher86.8 percent
- Adults 25 and over with a bachelor degree or higher12.3 percent plus or minus 5.2
- Adults 25 and over with a graduate degree4.2 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
Housing in Center
- Housing units2,262
- Occupied units1,954
- Vacant units308 plus or minus 149
- Vacancy rate13.6 percent plus or minus 6.5
- Owner occupied1,104
- Renter occupied850
- Ownership rate56.5 percent
- Median owner-occupied home value$83,300 plus or minus $50,262
- Median gross rent, monthly$823 plus or minus $254
- Annual rent as a share of median income20.5 percent plus or minus 8.1
- Single family units1,584
- Share single family70.0 percent
- Units in buildings of two or more377 plus or minus 174
- Share in buildings of two or more16.7 percent plus or minus 7.5
- Mobile homes301 plus or minus 146
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
How Center gets to work
- Workers 16 and over who commute1,896
- Commuting under 15 minutes1,350 plus or minus 322
- Share commuting under 15 minutes71.2 percent
- Commuting 30 minutes or more286 plus or minus 146
- Share commuting 30 minutes or more15.1 percent plus or minus 7.2
- Drove alone77.4 percent
- Carpooled14.6 percent plus or minus 12.4
- Public transport0.2 percent plus or minus 0.3
- Walked2.6 percent plus or minus 4.1
- Worked from home1.9 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center
SBA loans in Center (7(a))
- Approvals18
- Gross approval$27,837,200
- Average approval$1,546,511
- Median approval$1,340,000
- Largest approval$3,000,000
- Jobs supported161
- Jobs per approval8.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term252 months
- Share on real estate terms of 20 years or more55.6 percent
- Share to franchises22.2 percent
- Distinct lenders10
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Center, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Center
SBA loans in Center (504)
- Approvals2
- Gross approval$3,094,000
- Average approval$1,547,000
- Median approval$1,547,000
- Largest approval$1,994,000
- Jobs supported15
- Loans with a final outcome2
- Charged off2
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Center, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Center
Flood risk in Center
- NFIP communityCity of Center
- NFIP community number480566
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/26/26(M)
The City of Center participates in the National Flood Insurance Program as community 480566 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Shelby County, not Center
Shelby County context, not Center figures
- Establishments in Shelby County531
- Covered employment, Shelby County8,678
- Average annual pay, Shelby County$51,298
- Housing units permitted, Shelby County4
Every figure in this section is published for Shelby County as a whole and is not a measurement of Center.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Center questions, answered from the record.
How many people live in Center, Texas?
5,271, in 1,954 households. Center city covers 7.99 square miles of land, which is 660 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Center in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Center?
$48,293. The median owner-occupied home is valued at $83,300. Median gross rent is $823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Center businesses?
18 7(a) approvals totaling $27.8 m since FY2020, across 10 lenders, median approval $1,340,000, plus 2 504 approvals worth $3.1 m since FY2010. These count approvals to borrowers whose address is in Center, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Center borrowers get paid back?
No rate is published for Center. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Center in the National Flood Insurance Program?
Yes. Center appears in the FEMA Community Status Book as Center, city of, community 480566, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Center figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Center.
Is zoning published for Center?
No. Nothing on this page presents parcel level zoning.
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