HomeTexasStephens CountyBreckenridge
Breckenridge, Texas: commercial real estate data.
Breckenridge is a Census city of 5,170 people across 4.20 square miles of land, in Stephens County. Median household income is $48,000, 64.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Breckenridge
What Breckenridge is
- Census place typecity
- Land area4.2 sq mi
- Water area0 sq mi
- Population per square mile of land1,232
- County holding the largest share of its areaStephens County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Breckenridge
How many people live in Breckenridge
- Population5,170
- Median age34.3
- Population under 181,434
- Share under 1827.7 percent
- Population 65 and over676 plus or minus 140
- Share 65 and over13.1 percent plus or minus 2.7
- Households1,984
- Family households1,278
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Breckenridge
Income and work in Breckenridge
- Median household income$48,000 plus or minus $10,136
- Per capita income$24,531
- Civilian labor force2,449
- Employed2,222
- Unemployed227 plus or minus 111
- Unemployment rate9.3 percent plus or minus 4.5
- Adults 25 and over3,141
- Adults 25 and over with a high school diploma or higher77.1 percent
- Adults 25 and over with a bachelor degree or higher17.2 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.4 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Breckenridge
Housing in Breckenridge
- Housing units2,384
- Occupied units1,984
- Vacant units400 plus or minus 142
- Vacancy rate16.8 percent plus or minus 5.9
- Owner occupied1,288
- Renter occupied696 plus or minus 183
- Ownership rate64.9 percent
- Median owner-occupied home value$75,900 plus or minus $23,980
- Median gross rent, monthly$839
- Annual rent as a share of median income21.0 percent plus or minus 4.8
- Single family units1,543
- Share single family64.7 percent
- Units in buildings of two or more696 plus or minus 219
- Share in buildings of two or more29.2 percent plus or minus 9.1
- Mobile homes145 plus or minus 70
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Breckenridge
How Breckenridge gets to work
- Workers 16 and over who commute2,152
- Commuting under 15 minutes1,306 plus or minus 291
- Share commuting under 15 minutes60.7 percent
- Commuting 30 minutes or more610 plus or minus 196
- Share commuting 30 minutes or more28.3 percent plus or minus 8.5
- Drove alone66.4 percent
- Carpooled22.8 percent plus or minus 8.0
- Public transport0.0 percent
- Walked6.7 percent plus or minus 6.0
- Worked from home2.8 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Breckenridge
SBA loans in Breckenridge (7(a))
- Approvals5
- Gross approval$1,888,700
- Average approval$377,740
- Median approval$318,700
- Largest approval$1,050,000
- Jobs supported46
- Jobs per approval9.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term170 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises20.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Breckenridge, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Breckenridge
Flood risk in Breckenridge
- NFIP communityCity of Breckenridge
- NFIP community number480578
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/02/91
The City of Breckenridge participates in the National Flood Insurance Program as community 480578 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Stephens County, not Breckenridge
Stephens County context, not Breckenridge figures
- Establishments in Stephens County243
- Covered employment, Stephens County3,253
- Average annual pay, Stephens County$46,145
- Housing units permitted, Stephens County2
Every figure in this section is published for Stephens County as a whole and is not a measurement of Breckenridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Breckenridge questions, answered from the record.
How many people live in Breckenridge, Texas?
5,170, in 1,984 households. Breckenridge city covers 4.20 square miles of land, which is 1,232 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Breckenridge in?
Stephens County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Breckenridge?
$48,000. The median owner-occupied home is valued at $75,900. Median gross rent is $839 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Breckenridge businesses?
5 7(a) approvals totaling $1.9 m since FY2020, across 3 lenders, median approval $318,700. These count approvals to borrowers whose address is in Breckenridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Breckenridge borrowers get paid back?
No rate is published for Breckenridge. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Breckenridge in the National Flood Insurance Program?
Yes. Breckenridge appears in the FEMA Community Status Book as Breckenridge, city of, community 480578, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Breckenridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stephens County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Breckenridge.
Is zoning published for Breckenridge?
No. Nothing on this page presents parcel level zoning.