HomeTexasSterling CountySterling City city
Sterling City city, Texas: commercial real estate data.
Sterling City city is a Census city of 1,256 people across 0.98 square miles of land, in Sterling County. Median household income is $66,615, 77.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sterling City
What Sterling City is
- Census place typecity
- Land area0.98 sq mi
- Water area0 sq mi
- Population per square mile of land1,283
- County holding the largest share of its areaSterling County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
How many people live in Sterling City
- Population1,256
- Median age29.9
- Population under 18450 plus or minus 127
- Share under 1835.8 percent plus or minus 8.1
- Population 65 and over169 plus or minus 74
- Share 65 and over13.5 percent plus or minus 5.4
- Households319 plus or minus 70
- Family households273 plus or minus 68
- Share of households that are families85.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
Income and work in Sterling City
- Median household income$66,615 plus or minus $38,095
- Per capita income$27,329 plus or minus $5,817
- Civilian labor force479 plus or minus 96
- Employed467 plus or minus 96
- Unemployed12 plus or minus 12
- Unemployment rate2.5 percent plus or minus 2.5
- Adults 25 and over684
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher19.6 percent plus or minus 7.7
- Adults 25 and over with a graduate degree9.2 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
Housing in Sterling City
- Housing units396
- Occupied units319 plus or minus 70
- Vacant units77 plus or minus 27
- Vacancy rate19.4 percent plus or minus 5.9
- Owner occupied248 plus or minus 64
- Renter occupied71 plus or minus 35
- Ownership rate77.7 percent
- Median owner-occupied home value$134,800 plus or minus $36,696
- Median gross rent, monthly$952
- Annual rent as a share of median income17.1 percent plus or minus 9.9
- Single family units307 plus or minus 65
- Share single family77.5 percent
- Units in buildings of two or more2 plus or minus 15
- Share in buildings of two or more0.5 percent plus or minus 3.9
- Mobile homes87 plus or minus 36
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
How Sterling City gets to work
- Workers 16 and over who commute446 plus or minus 101
- Commuting under 15 minutes215 plus or minus 69
- Share commuting under 15 minutes48.2 percent plus or minus 11.1
- Commuting 30 minutes or more153 plus or minus 63
- Share commuting 30 minutes or more34.3 percent plus or minus 11.9
- Drove alone81.8 percent
- Carpooled13.7 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.5 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
SBA loans in Sterling City (7(a))
- Approvals2
- Gross approval$1,160,000
- Average approval$580,000
- Median approval$1,000,000
- Ninetieth percentile approval$1,000,000
- Largest approval$1,000,000
- Jobs supported9
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sterling City
Flood risk in Sterling City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480579
- Currently effective map date08/01/87(L)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sterling County, not Sterling City
Sterling County context, not Sterling City figures
These are Sterling County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sterling City measurements.
- Establishments in Sterling County39
- Employment at those establishments, Sterling County232
- Covered employment, Sterling County501
- Average annual pay, Sterling County$60,753
- Average weekly wage, Sterling County$1,168
- County product, 2024, Sterling County$281,901,000
- County product change over the prior year, Sterling County-5.9 percent
- Average income of an arriving household, Sterling County$46,231
Every figure in this section is published for Sterling County as a whole and is not a measurement of Sterling City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sterling City questions, answered from the record.
How many people live in Sterling City, Texas?
1,256, in 319 households. Sterling City city covers 0.98 square miles of land, which is 1,283 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sterling City in?
Sterling County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sterling City?
$66,615. The median owner-occupied home is valued at $134,800. Median gross rent is $952 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sterling City businesses?
2 7(a) approvals totalling $1.2 m, across 1 lenders, median approval $1,000,000. These count approvals to borrowers whose address is in Sterling City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sterling City borrowers get paid back?
No rate is published for Sterling City. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sterling City in the National Flood Insurance Program?
Yes. Sterling City appears in the FEMA Community Status Book as community 480579, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sterling City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sterling County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sterling City.
Is zoning published for Sterling City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.