HomeTexasSterling CountySterling City
Sterling City, Texas: commercial real estate data.
Sterling City is a Census city of 1,256 people across 0.98 square miles of land, in Sterling County. Median household income is $66,615, 77.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sterling City
What Sterling City is
- Census place typecity
- Land area0.98 sq mi
- Water area0 sq mi
- Population per square mile of land1,283
- County holding the largest share of its areaSterling County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
How many people live in Sterling City
- Population1,256
- Median age29.9
- Population under 18450 plus or minus 127
- Share under 1835.8 percent plus or minus 8.1
- Population 65 and over169 plus or minus 74
- Share 65 and over13.5 percent plus or minus 5.4
- Households319 plus or minus 70
- Family households273 plus or minus 68
- Share of households that are families85.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
Income and work in Sterling City
- Median household income$66,615 plus or minus $38,095
- Per capita income$27,329 plus or minus $5,817
- Civilian labor force479 plus or minus 96
- Employed467 plus or minus 96
- Unemployed12 plus or minus 12
- Unemployment rate2.5 percent plus or minus 2.5
- Adults 25 and over684
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher19.6 percent plus or minus 7.7
- Adults 25 and over with a graduate degree9.2 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
Housing in Sterling City
- Housing units396
- Occupied units319 plus or minus 70
- Vacant units77 plus or minus 27
- Vacancy rate19.4 percent plus or minus 5.9
- Owner occupied248 plus or minus 64
- Renter occupied71 plus or minus 35
- Ownership rate77.7 percent
- Median owner-occupied home value$134,800 plus or minus $36,696
- Median gross rent, monthly$952
- Annual rent as a share of median income17.1 percent plus or minus 9.9
- Single family units307 plus or minus 65
- Share single family77.5 percent
- Units in buildings of two or more2 plus or minus 15
- Share in buildings of two or more0.5 percent plus or minus 3.9
- Mobile homes87 plus or minus 36
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
How Sterling City gets to work
- Workers 16 and over who commute446 plus or minus 101
- Commuting under 15 minutes215 plus or minus 69
- Share commuting under 15 minutes48.2 percent plus or minus 11.1
- Commuting 30 minutes or more153 plus or minus 63
- Share commuting 30 minutes or more34.3 percent plus or minus 11.9
- Drove alone81.8 percent
- Carpooled13.7 percent plus or minus 6.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.5 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sterling City
SBA loans in Sterling City (7(a))
- Approvals2
- Gross approval$1,160,000
- Average approval$580,000
- Median approval$580,000
- Largest approval$1,000,000
- Jobs supported9
- Jobs per approval4.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Sterling City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sterling City
Flood risk in Sterling City
- NFIP communityCity of Sterling City
- NFIP community number480579
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/01/87(L)
The City of Sterling City participates in the National Flood Insurance Program as community 480579 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sterling County, not Sterling City
Sterling County context, not Sterling City figures
- Establishments in Sterling County39
- Covered employment, Sterling County501
- Average annual pay, Sterling County$60,753
Every figure in this section is published for Sterling County as a whole and is not a measurement of Sterling City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sterling City questions, answered from the record.
How many people live in Sterling City, Texas?
1,256, in 319 households. Sterling City city covers 0.98 square miles of land, which is 1,283 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sterling City in?
Sterling County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sterling City?
$66,615. The median owner-occupied home is valued at $134,800. Median gross rent is $952 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sterling City businesses?
2 7(a) approvals totaling $1.2 m since FY2020, across 1 lenders, median approval $580,000. These count approvals to borrowers whose address is in Sterling City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sterling City borrowers get paid back?
No rate is published for Sterling City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sterling City in the National Flood Insurance Program?
Yes. Sterling City appears in the FEMA Community Status Book as Sterling City, city of, community 480579, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sterling City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sterling County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sterling City.
Is zoning published for Sterling City?
No. Nothing on this page presents parcel level zoning.