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HomeTexasSwisher CountyHappy town

Happy town, Texas: commercial real estate data.

Happy town is a Census town of 647 people across 1.06 square miles of land, lying across Swisher County and Randall County. Median household income is $55,313, 82.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $252,900.

71 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Happy

What Happy is

  • Census place typetown
  • Land area1.06 sq mi
  • Water area0 sq mi
  • Population per square mile of land610 plus or minus 179
  • County holding the largest share of its areaSwisher County, 94.0 percent
  • Counties this place lies inSwisher County 94.0 percent, Randall County 6.0 percent

Happy town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Happy

How many people live in Happy

  • Population647 plus or minus 190
  • Median age25.8 plus or minus 14.4
  • Population under 18272 plus or minus 101
  • Share under 1842.0 percent plus or minus 9.6
  • Population 65 and over61 plus or minus 28
  • Share 65 and over9.4 percent plus or minus 3.4
  • Households225 plus or minus 61
  • Family households180 plus or minus 56
  • Share of households that are families80.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Happy

Income and work in Happy

  • Median household income$55,313 plus or minus $43,816
  • Per capita income$20,172 plus or minus $6,368
  • Civilian labor force237 plus or minus 80
  • Employed220 plus or minus 81
  • Unemployed17 plus or minus 19
  • Unemployment rate7.2 percent plus or minus 7.6
  • Adults 25 and over335 plus or minus 88
  • Adults 25 and over with a high school diploma or higher94.9 percent plus or minus 35.1
  • Adults 25 and over with a bachelor degree or higher26.6 percent plus or minus 9.2
  • Adults 25 and over with a graduate degree14.0 percent plus or minus 8.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Happy

Housing in Happy

  • Housing units300 plus or minus 76
  • Occupied units225 plus or minus 61
  • Vacant units75 plus or minus 46
  • Vacancy rate25.0 percent plus or minus 14.0
  • Owner occupied186 plus or minus 60
  • Renter occupied39 plus or minus 24
  • Ownership rate82.7 percent
  • Median owner-occupied home value$91,800 plus or minus $54,990
  • Median gross rent, monthly$1,102
  • Annual rent as a share of median income23.9 percent plus or minus 19.0
  • Single family units247 plus or minus 69
  • Share single family82.3 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes49 plus or minus 29
  • Median year structure built1955

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Happy

How Happy gets to work

  • Workers 16 and over who commute168 plus or minus 69
  • Commuting under 15 minutes40 plus or minus 32
  • Share commuting under 15 minutes23.8 percent plus or minus 16.7
  • Commuting 30 minutes or more86 plus or minus 52
  • Share commuting 30 minutes or more51.2 percent plus or minus 22.7
  • Drove alone57.7 percent plus or minus 15.6
  • Carpooled17.3 percent plus or minus 17.5
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home23.6 percent plus or minus 11.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Happy

SBA loans in Happy (7(a))

  • Approvals1
  • Gross approval$252,900
  • Average approval$252,900
  • Median approval$252,900
  • Ninetieth percentile approval$252,900
  • Largest approval$252,900
  • Jobs supported4
  • Jobs per approval4.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Happy

Flood risk in Happy

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number481011
  • Currently effective map date09/01/07(L)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Swisher County, not Happy

Swisher County context, not Happy figures

These are Swisher County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Happy measurements.

  • Establishments in Swisher County125
  • Employment at those establishments, Swisher County855
  • Covered employment, Swisher County1,834
  • Average annual pay, Swisher County$46,388
  • Average weekly wage, Swisher County$892
  • Housing units permitted, Swisher County0
  • Of those, single family, Swisher County0
  • County product, 2024, Swisher County$672,257,000
  • County product change over the prior year, Swisher County-3.1 percent
  • Average income of an arriving household, Swisher County$50,992

Every figure in this section is published for Swisher County as a whole and is not a measurement of Happy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Happy questions, answered from the record.

How many people live in Happy, Texas?

647, in 225 households. Happy town covers 1.06 square miles of land, which is 610 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Happy in?

Happy lies in more than one. By area it is 94.0 percent in Swisher County, 6.0 percent in Randall County. This page sits under Swisher County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Happy?

$55,313. The median owner-occupied home is valued at $91,800. Median gross rent is $1,102 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Happy businesses?

1 7(a) approvals totalling $252,900, across 1 lenders, median approval $252,900. These count approvals to borrowers whose address is in Happy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Happy borrowers get paid back?

No rate is published for Happy. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Happy in the National Flood Insurance Program?

Yes. Happy appears in the FEMA Community Status Book as community 481011, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Happy figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Swisher County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Happy.

Is zoning published for Happy?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.