HomeTexasTarrant CountySaginaw city
Saginaw city, Texas: commercial real estate data.
Saginaw city is a Census city of 24,970 people across 7.65 square miles of land, in Tarrant County. Median household income is $97,276, 68.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $13.1 m.
80 sourced place values · tier FULL · 9 sections
Saginaw
What Saginaw is
- Census place typecity
- Land area7.65 sq mi
- Water area0 sq mi
- Population per square mile of land3,263
- County holding the largest share of its areaTarrant County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
How many people live in Saginaw
- Population24,970
- Median age37.2
- Population under 186,142
- Share under 1824.6 percent
- Population 65 and over3,298
- Share 65 and over13.2 percent
- Households9,025
- Family households6,152
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
Income and work in Saginaw
- Median household income$97,276
- Per capita income$41,029
- Civilian labor force13,916
- Employed13,282
- Unemployed634 plus or minus 243
- Unemployment rate4.6 percent plus or minus 1.7
- Adults 25 and over16,332
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent
- Adults 25 and over with a graduate degree6.9 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
Housing in Saginaw
- Housing units9,200
- Occupied units9,025
- Vacant units175 plus or minus 135
- Vacancy rate1.9 percent plus or minus 1.5
- Owner occupied6,165
- Renter occupied2,860 plus or minus 581
- Ownership rate68.3 percent
- Median owner-occupied home value$298,500
- Median gross rent, monthly$1,776
- Annual rent as a share of median income21.9 percent
- Single family units8,095
- Share single family88.0 percent
- Units in buildings of two or more1,040 plus or minus 349
- Share in buildings of two or more11.3 percent plus or minus 3.7
- Mobile homes65 plus or minus 62
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
How Saginaw gets to work
- Workers 16 and over who commute11,400
- Commuting under 15 minutes2,455 plus or minus 524
- Share commuting under 15 minutes21.5 percent plus or minus 4.3
- Commuting 30 minutes or more5,198
- Share commuting 30 minutes or more45.6 percent
- Drove alone76.8 percent
- Carpooled8.0 percent plus or minus 2.5
- Public transport0.8 percent plus or minus 0.7
- Walked0.6 percent plus or minus 0.6
- Worked from home13.6 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
SBA 7(a) lending to Saginaw borrowers
- Approvals21
- Gross approval$13,117,800
- Average approval$624,657
- Median approval$245,900
- Ninetieth percentile approval$2,094,100
- Largest approval$2,545,000
- Jobs supported208
- Jobs per approval9.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.8 percent
- Share to franchises4.8 percent
- Distinct lenders17
- Distinct industries by NAICS16
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saginaw
SBA 504 lending to Saginaw borrowers
- Approvals4
- Gross approval$3,659,000
- Average approval$914,750
- Median approval$871,000
- Largest approval$1,504,000
- Jobs supported27
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saginaw
Flood programme status in Saginaw
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480610
- Currently effective map date03/21/19
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Tarrant County, not Saginaw
Tarrant County context, not Saginaw figures
These are Tarrant County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Saginaw measurements.
- Establishments in Tarrant County47,656
- Employment at those establishments, Tarrant County882,289
- Covered employment, Tarrant County1,010,352
- Average annual pay, Tarrant County$72,674
- Average weekly wage, Tarrant County$1,398
- Housing units permitted, Tarrant County18,858
- Of those, single family, Tarrant County9,380
- County product, 2024, Tarrant County$178,003,332,000
- County product change over the prior year, Tarrant County6.2 percent
- Average income of an arriving household, Tarrant County$79,101
Every figure in this section is published for Tarrant County as a whole and is not a measurement of Saginaw. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Saginaw questions, answered from the record.
How many people live in Saginaw, Texas?
24,970, in 9,025 households. Saginaw city covers 7.65 square miles of land, which is 3,263 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saginaw in?
Tarrant County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saginaw?
$97,276. The median owner-occupied home is valued at $298,500. Median gross rent is $1,776 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saginaw businesses?
21 7(a) approvals totalling $13.1 m, across 17 lenders, median approval $245,900, plus 4 504 approvals worth $3.7 m. These count approvals to borrowers whose address is in Saginaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saginaw borrowers get paid back?
No rate is published for Saginaw. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Saginaw in the National Flood Insurance Program?
Yes. Saginaw appears in the FEMA Community Status Book as community 480610, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saginaw figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tarrant County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saginaw.
Is zoning published for Saginaw?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.