HomeTexasTarrant CountySaginaw
Saginaw, Texas: commercial real estate data.
Saginaw is a Census city of 24,970 people across 7.65 square miles of land, in Tarrant County. Median household income is $97,276, 68.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $13.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saginaw
What Saginaw is
- Census place typecity
- Land area7.65 sq mi
- Water area0 sq mi
- Population per square mile of land3,263
- County holding the largest share of its areaTarrant County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
How many people live in Saginaw
- Population24,970
- Median age37.2
- Population under 186,142
- Share under 1824.6 percent
- Population 65 and over3,298
- Share 65 and over13.2 percent
- Households9,025
- Family households6,152
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
Income and work in Saginaw
- Median household income$97,276
- Per capita income$41,029
- Civilian labor force13,916
- Employed13,282
- Unemployed634 plus or minus 243
- Unemployment rate4.6 percent plus or minus 1.7
- Adults 25 and over16,332
- Adults 25 and over with a high school diploma or higher90.9 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent
- Adults 25 and over with a graduate degree6.9 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
Housing in Saginaw
- Housing units9,200
- Occupied units9,025
- Vacant units175 plus or minus 135
- Vacancy rate1.9 percent plus or minus 1.5
- Owner occupied6,165
- Renter occupied2,860 plus or minus 581
- Ownership rate68.3 percent
- Median owner-occupied home value$298,500
- Median gross rent, monthly$1,776
- Annual rent as a share of median income21.9 percent
- Single family units8,095
- Share single family88.0 percent
- Units in buildings of two or more1,040 plus or minus 349
- Share in buildings of two or more11.3 percent plus or minus 3.7
- Mobile homes65 plus or minus 62
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
How Saginaw gets to work
- Workers 16 and over who commute11,400
- Commuting under 15 minutes2,455 plus or minus 524
- Share commuting under 15 minutes21.5 percent plus or minus 4.3
- Commuting 30 minutes or more5,198
- Share commuting 30 minutes or more45.6 percent
- Drove alone76.8 percent
- Carpooled8.0 percent plus or minus 2.5
- Public transport0.8 percent plus or minus 0.7
- Walked0.6 percent plus or minus 0.6
- Worked from home13.6 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saginaw
SBA loans in Saginaw (7(a))
- Approvals21
- Gross approval$13,117,800
- Average approval$624,657
- Median approval$245,900
- Ninetieth percentile approval$2,094,100
- Largest approval$2,545,000
- Jobs supported208
- Jobs per approval9.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.8 percent
- Share to franchises4.8 percent
- Distinct lenders17
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Saginaw, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saginaw
SBA loans in Saginaw (504)
- Approvals4
- Gross approval$3,659,000
- Average approval$914,750
- Median approval$819,500
- Largest approval$1,504,000
- Jobs supported27
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Saginaw, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saginaw
Flood risk in Saginaw
- NFIP communityCity of Saginaw
- NFIP community number480610
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/19
The City of Saginaw participates in the National Flood Insurance Program as community 480610 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Tarrant County, not Saginaw
Tarrant County context, not Saginaw figures
- Establishments in Tarrant County47,656
- Covered employment, Tarrant County1,010,352
- Average annual pay, Tarrant County$72,674
- Housing units permitted, Tarrant County18,858
Every figure in this section is published for Tarrant County as a whole and is not a measurement of Saginaw.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Saginaw questions, answered from the record.
How many people live in Saginaw, Texas?
24,970, in 9,025 households. Saginaw city covers 7.65 square miles of land, which is 3,263 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saginaw in?
Tarrant County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saginaw?
$97,276. The median owner-occupied home is valued at $298,500. Median gross rent is $1,776 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saginaw businesses?
21 7(a) approvals totaling $13.1 m since FY2020, across 17 lenders, median approval $245,900, plus 4 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Saginaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saginaw borrowers get paid back?
No rate is published for Saginaw. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Saginaw in the National Flood Insurance Program?
Yes. Saginaw appears in the FEMA Community Status Book as Saginaw, city of, community 480610, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saginaw figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tarrant County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saginaw.
Is zoning published for Saginaw?
No. Nothing on this page presents parcel level zoning.