HomeTexasTaylor CountyMerkel town
Merkel town, Texas: commercial real estate data.
Merkel town is a Census town of 2,699 people across 2.80 square miles of land, in Taylor County. Median household income is $73,500, 73.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $200,000.
80 sourced place values · tier FULL · 9 sections
Merkel
What Merkel is
- Census place typetown
- Land area2.8 sq mi
- Water area0 sq mi
- Population per square mile of land965
- County holding the largest share of its areaTaylor County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merkel
How many people live in Merkel
- Population2,699
- Median age35.4
- Population under 18801 plus or minus 199
- Share under 1829.7 percent
- Population 65 and over463 plus or minus 119
- Share 65 and over17.2 percent
- Households918
- Family households631
- Share of households that are families68.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merkel
Income and work in Merkel
- Median household income$73,500 plus or minus $24,261
- Per capita income$28,143
- Civilian labor force1,260
- Employed1,231
- Unemployed29 plus or minus 21
- Unemployment rate2.3 percent plus or minus 1.6
- Adults 25 and over1,739
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher12.4 percent plus or minus 4.4
- Adults 25 and over with a graduate degree4.7 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merkel
Housing in Merkel
- Housing units1,139
- Occupied units918
- Vacant units221 plus or minus 98
- Vacancy rate19.4 percent plus or minus 8.2
- Owner occupied670
- Renter occupied248 plus or minus 82
- Ownership rate73.0 percent
- Median owner-occupied home value$115,100 plus or minus $43,340
- Median gross rent, monthly$1,058
- Annual rent as a share of median income17.3 percent plus or minus 6.0
- Single family units897
- Share single family78.8 percent
- Units in buildings of two or more107 plus or minus 66
- Share in buildings of two or more9.4 percent plus or minus 5.7
- Mobile homes135 plus or minus 72
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merkel
How Merkel gets to work
- Workers 16 and over who commute1,170 plus or minus 243
- Commuting under 15 minutes403 plus or minus 130
- Share commuting under 15 minutes34.4 percent plus or minus 8.5
- Commuting 30 minutes or more324 plus or minus 131
- Share commuting 30 minutes or more27.7 percent plus or minus 9.6
- Drove alone80.0 percent
- Carpooled10.6 percent plus or minus 6.7
- Public transport0.4 percent plus or minus 0.6
- Walked2.2 percent plus or minus 2.1
- Worked from home5.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merkel
SBA 7(a) lending to Merkel borrowers
- Approvals1
- Gross approval$200,000
- Average approval$200,000
- Median approval$200,000
- Ninetieth percentile approval$200,000
- Largest approval$200,000
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Merkel
SBA 504 lending to Merkel borrowers
- Approvals1
- Gross approval$2,560,000
- Average approval$2,560,000
- Median approval$2,560,000
- Largest approval$2,560,000
- Jobs supported21
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Merkel
Flood programme status in Merkel
- Listed NFIP communities1
- Of those, participating1
- NFIP community number481016
- Currently effective map date01/06/12(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Taylor County, not Merkel
Taylor County context, not Merkel figures
These are Taylor County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Merkel measurements.
- Establishments in Taylor County3,658
- Employment at those establishments, Taylor County61,016
- Covered employment, Taylor County68,255
- Average annual pay, Taylor County$55,914
- Average weekly wage, Taylor County$1,075
- Housing units permitted, Taylor County516
- Of those, single family, Taylor County420
- County product, 2024, Taylor County$9,865,588,000
- County product change over the prior year, Taylor County6.8 percent
- Average income of an arriving household, Taylor County$57,145
Every figure in this section is published for Taylor County as a whole and is not a measurement of Merkel. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Merkel questions, answered from the record.
How many people live in Merkel, Texas?
2,699, in 918 households. Merkel town covers 2.80 square miles of land, which is 965 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Merkel in?
Taylor County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Merkel?
$73,500. The median owner-occupied home is valued at $115,100. Median gross rent is $1,058 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Merkel businesses?
1 7(a) approvals totalling $200,000, across 1 lenders, median approval $200,000, plus 1 504 approvals worth $2.6 m. These count approvals to borrowers whose address is in Merkel, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Merkel borrowers get paid back?
No rate is published for Merkel. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Merkel in the National Flood Insurance Program?
Yes. Merkel appears in the FEMA Community Status Book as community 481016, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Merkel figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Taylor County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Merkel.
Is zoning published for Merkel?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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