HomeTexasUpshur CountyGilmer
Gilmer, Texas: commercial real estate data.
Gilmer is a Census city of 5,025 people across 3.79 square miles of land, in Upshur County. Median household income is $44,316, 56.3 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $8.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gilmer
What Gilmer is
- Census place typecity
- Land area3.79 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,326
- County holding the largest share of its areaUpshur County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gilmer
How many people live in Gilmer
- Population5,025
- Median age36.1
- Population under 181,251 plus or minus 273
- Share under 1824.9 percent plus or minus 5.4
- Population 65 and over886 plus or minus 206
- Share 65 and over17.6 percent plus or minus 4.1
- Households1,759
- Family households1,082
- Share of households that are families61.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gilmer
Income and work in Gilmer
- Median household income$44,316
- Per capita income$24,476
- Civilian labor force1,983
- Employed1,806
- Unemployed177 plus or minus 115
- Unemployment rate8.9 percent plus or minus 5.7
- Adults 25 and over3,231
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent plus or minus 5.0
- Adults 25 and over with a graduate degree5.8 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gilmer
Housing in Gilmer
- Housing units2,006
- Occupied units1,759
- Vacant units247 plus or minus 131
- Vacancy rate12.3 percent plus or minus 6.4
- Owner occupied991
- Renter occupied768 plus or minus 175
- Ownership rate56.3 percent
- Median owner-occupied home value$166,700
- Median gross rent, monthly$986
- Annual rent as a share of median income26.7 percent plus or minus 6.8
- Single family units1,390
- Share single family69.3 percent
- Units in buildings of two or more502 plus or minus 244
- Share in buildings of two or more25.0 percent plus or minus 12.0
- Mobile homes88 plus or minus 77
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gilmer
How Gilmer gets to work
- Workers 16 and over who commute1,708
- Commuting under 15 minutes757 plus or minus 301
- Share commuting under 15 minutes44.3 percent plus or minus 16.2
- Commuting 30 minutes or more700 plus or minus 186
- Share commuting 30 minutes or more41.0 percent plus or minus 8.8
- Drove alone93.2 percent
- Carpooled4.2 percent plus or minus 4.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.6 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gilmer
SBA loans in Gilmer (7(a))
- Approvals11
- Gross approval$8,845,500
- Average approval$804,136
- Median approval$376,000
- Largest approval$2,885,000
- Jobs supported130
- Jobs per approval11.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term230 months
- Share on real estate terms of 20 years or more45.5 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Gilmer, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gilmer
SBA loans in Gilmer (504)
- Approvals3
- Gross approval$486,000
- Average approval$162,000
- Median approval$132,000
- Largest approval$256,000
- Jobs supported17
- Loans with a final outcome1
- Charged off1
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Gilmer, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gilmer
Flood risk in Gilmer
- NFIP communityCity of Gilmer
- NFIP community number480625
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/19/10(M)
The City of Gilmer participates in the National Flood Insurance Program as community 480625 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Upshur County, not Gilmer
Upshur County context, not Gilmer figures
- Establishments in Upshur County577
- Covered employment, Upshur County7,753
- Average annual pay, Upshur County$48,879
- Housing units permitted, Upshur County40
Every figure in this section is published for Upshur County as a whole and is not a measurement of Gilmer.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gilmer questions, answered from the record.
How many people live in Gilmer, Texas?
5,025, in 1,759 households. Gilmer city covers 3.79 square miles of land, which is 1,326 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gilmer in?
Upshur County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gilmer?
$44,316. The median owner-occupied home is valued at $166,700. Median gross rent is $986 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gilmer businesses?
11 7(a) approvals totaling $8.8 m since FY2020, across 8 lenders, median approval $376,000, plus 3 504 approvals worth $486,000 since FY2010. These count approvals to borrowers whose address is in Gilmer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gilmer borrowers get paid back?
No rate is published for Gilmer. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gilmer in the National Flood Insurance Program?
Yes. Gilmer appears in the FEMA Community Status Book as Gilmer, city of, community 480625, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gilmer figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Upshur County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gilmer.
Is zoning published for Gilmer?
No. Nothing on this page presents parcel level zoning.
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