Val Verde County, Texas: commercial real estate data.
Val Verde County, Texas had an estimated 47,999 residents on July 1, 2024, up 0.9 percent since the 2020 census base of 47,588, across 3,145 square miles. County output reached $2.48 bn in 2024, 786 establishments operate here, and the SBA record carries 15 7(a) approvals worth $6.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Val Verde County
How many people live in Val Verde County
- Population, American Community Survey 2020-202447,741
- Households16,810
- Average household size2.84
- Median household income$66,100
- Median age32.3
- Median gross rent$994 per month
- Median owner-occupied home value$164,600
- Home value to household income2.5 times
- Annual rent as a share of median income18.0 percent
- Adults 25 and over with a bachelor degree or higher22.5 percent
- Adults 25 and over with a graduate degree9.7 percent
- Adults 25 and over29,064
- Population under 1813,288
- Share under 1827.8 percent
- Population 65 and over6,647
- Share 65 and over13.9 percent
- Working age population, 18 to 6427,806
- Civilian labor force20,490
- Unemployment rate5.9 percent
- Labor force participation, adults 18 and over59.5 percent
- Rank by population among Texas counties75th of 254
- Rank by population among US county-equivalents, Puerto Rico included1046th of 3,222
Val Verde County is the 75th largest of 254 Texas counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 27.8 percent against 13.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Val Verde County
Is Val Verde County's population growing?
- Population, July 1, 202447,999
- Census 2020 base population47,588
- Population change since the 2020 census base0.86 percent
- Population change, 2023 to 2024136
- Births, 2024773
- Deaths, 2024417
- Natural change, 2024356
- Net domestic migration, 2024-495
- Net international migration, 2024278
- Total net migration, 2024-217
- Cumulative net domestic migration, 2021 to 2024-1,439
- Rank by growth among US county-equivalents1529th of 3,144
The county has grown 0.86 percent since the 2020 census base. Births exceeded deaths in 2024 by more than net migration took away, so the population grew even though more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Val Verde County
Where are people moving to Val Verde County from?
- Tax returns filed by households arriving1,144
- People arriving, from those returns2,243
- Tax returns filed by households leaving1,268
- Net household movement-124
- Adjusted gross income arriving$72.1 m
- Net adjusted gross income movement$-7.4 m
- Average income of an arriving household$63,030
- Average income of a leaving household$62,696
- Largest single originBexar County (148 households)
- Largest single destinationBexar County (187 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Bexar County | 148 | 277 | $7.8 m |
| Foreign - APO/FPO ZIPs | 41 | 89 | $2.6 m |
| Tarrant County | 32 | 67 | $1.1 m |
| Maverick County | 31 | 63 | $1.6 m |
| Tom Green County | 30 | 63 | $1.4 m |
| Harris County | 27 | 45 | $2.0 m |
| El Paso County | 23 | 27 | $964,000 |
Households arriving report $334 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Bexar County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Val Verde County
What is the Val Verde County economy?
- County GDP, 2024$2.48 bn
- County GDP, 2023$2.36 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years33.8 percent
- Rank by GDP among the Texas areas BEA publishes94th of 254
- Rank by GDP among the US county areas BEA publishes1109th of 3,127
- GDP per resident$52,030
Output grew 5.3 percent in the latest year and 33.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Val Verde County
Employment by industry in Val Verde County
- Covered employment, annual average18,730
- Establishments reporting942
- Average annual pay$47,625
- Average weekly wage$916
- Health care and social assistance, employment3,032
- Health care and social assistance, average annual pay$35,345
- Retail trade, employment2,188
- Retail trade, average annual pay$33,132
- Accommodation and food services, employment1,819
- Accommodation and food services, average annual pay$19,429
- Manufacturing, employment1,727
- Manufacturing, average annual pay$41,942
- Administrative and support and waste management services, employment1,496
- Transportation and warehousing, employment726
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 3,032 | 81 | $35,345 |
| Retail trade | 2,188 | 136 | $33,132 |
| Accommodation and food services | 1,819 | 93 | $19,429 |
| Manufacturing | 1,727 | 34 | $41,942 |
| Administrative and support and waste management services | 1,496 | 42 | $40,824 |
| Transportation and warehousing | 726 | 70 | $53,102 |
| Finance and insurance | 445 | 64 | $58,695 |
| Wholesale trade | 374 | 40 | $61,282 |
Health care and social assistance is the largest private sector at 3,032 jobs, 16.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Val Verde County
How many businesses are in Val Verde County?
- Establishments, all industries786
- Employment at those establishments11,850
- Annual payroll$423.1 m
- Establishments per 1,000 residents16.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Val Verde County
Building permits in Val Verde County
- Housing units authorized by permit, 202485
- Declared construction value permitted$20.1 m
- Single family units authorized85
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$236,894
- Units authorized per 1,000 households5.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Val Verde County
SBA loans in Val Verde County (7(a) and 504)
- 7(a) approvals recorded15
- 7(a) gross approval dollars$6.8 m
- Average 7(a) approval$452,107
- Median 7(a) approval$117,900
- Largest single approval$3,500,000
- Jobs reported supported, 7(a)125
- Jobs per approval8.3
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals10
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter12
- Franchise loans1
- Franchise share of approvals6.7 percent
- Most active lenderNortheast Bank (7)
- 504 approvals recorded7
- 504 gross approval dollars$5.8 m
- Average 504 approval$828,429
- Median 504 approval$863,000
- Distinct CDCs active2
- 504 jobs per approval12.3
- 504 jobs per million dollars approved14.8
- Most active CDCLiftFund, Inc. (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$12.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Val Verde County
SBA loan default and charge-off rates in Val Verde County
Do SBA loans in Val Verde County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure7
- Status: Cancelled5
- Status: Committed, not yet disbursed1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Val Verde County
How large is Val Verde County?
- Land area3,145 sq mi
- Rank by land area among Texas counties7th of 254
- Width, east to west63.9 mi
- Height, north to south72.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land15
- Establishments per square mile0.25
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Val Verde County
Flood risk in Val Verde County
- Participation of the county's own NFIP community Val Verde County, unincorporated areasParticipating, community 481187
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Val Verde County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Val Verde County (community 481187), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Val Verde County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Val Verde County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Val Verde County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202447,741
- Households16,810
- Average household size2.84
- Median household income$66,100
- Median age32.3
Common questions
Val Verde County questions, answered from the record.
How many people live in Val Verde County, Texas?
The Census Bureau estimates 47,999 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 47,741, in 16,810 households, ranking 75th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Val Verde County's population growing?
The population has grown 0.86 percent since the 2020 census base of 47,588, to 47,999 on July 1, 2024. In 2024 there were 773 births against 417 deaths, with net migration of -217. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Val Verde County?
$66,100. The median owner-occupied home is valued at $164,600, which is 2.5 times income, and median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Val Verde County?
786 establishments, employing 11,850 people with an annual payroll of $423.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Val Verde County?
Health care and social assistance is the largest private sector at 3,032 jobs, 16.2 percent of covered employment. Covered employment averages 18,730 jobs at an average annual pay of $47,625, or $916 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Val Verde County?
15 7(a) approvals totaling $6.8 m since FY2020, across 6 lenders, with a median approval of $117,900, plus 7 504 approvals worth $5.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Val Verde County?
85 housing units were authorized by permit in 2024, with a declared construction value of $20.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Val Verde County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Val Verde County come from?
The largest single origin is Bexar County, with 148 households. Arriving households report an average income of $63,030 against $62,696 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Val Verde County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Val Verde County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Val Verde County
Cities and places in Val Verde.
7 Census places lie wholly or partly in Val Verde County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Del Rio | city | 34,668 | 15 | Wholly in this county |
| Val Verde Park | CDP | 3,139 | None recorded | Wholly in this county |
| Cienegas Terrace | CDP | 1,868 | None recorded | Wholly in this county |
| Laughlin AFB | CDP | 1,595 | None recorded | Wholly in this county |
| Lake View | CDP | 349 | None recorded | Wholly in this county |
| Amistad | CDP | 24 | None recorded | Wholly in this county |
| Box Canyon | CDP | 19 | None recorded | Wholly in this county |
Nearby