HomeTexasWilliamson CountyGeorgetown
Georgetown, Texas: commercial real estate data.
Georgetown is a Census city of 85,999 people across 58.15 square miles of land, in Williamson County. Median household income is $95,062, 69.5 percent of occupied homes are owned, and the SBA record carries 187 7(a) approvals to borrowers here worth $132.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Georgetown
What Georgetown is
- Census place typecity
- Land area58.15 sq mi
- Water area2.3 sq mi
- Population per square mile of land1,479
- County holding the largest share of its areaWilliamson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
How many people live in Georgetown
- Population85,999
- Median age42.6
- Population under 1817,008
- Share under 1819.8 percent
- Population 65 and over22,534
- Share 65 and over26.2 percent
- Households35,400
- Family households22,660
- Share of households that are families64.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
Income and work in Georgetown
- Median household income$95,062
- Per capita income$50,829
- Civilian labor force39,468
- Employed37,532
- Unemployed1,936 plus or minus 427
- Unemployment rate4.9 percent plus or minus 1.1
- Adults 25 and over61,983
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher47.8 percent
- Adults 25 and over with a graduate degree19.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
Housing in Georgetown
- Housing units37,206
- Occupied units35,400
- Vacant units1,806 plus or minus 482
- Vacancy rate4.9 percent plus or minus 1.3
- Owner occupied24,586
- Renter occupied10,814
- Ownership rate69.5 percent
- Median owner-occupied home value$429,100
- Median gross rent, monthly$1,795
- Annual rent as a share of median income22.7 percent
- Single family units28,702
- Share single family77.1 percent
- Units in buildings of two or more8,227
- Share in buildings of two or more22.1 percent
- Mobile homes277 plus or minus 108
- Median year structure built2008
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
How Georgetown gets to work
- Workers 16 and over who commute28,442
- Commuting under 15 minutes6,686
- Share commuting under 15 minutes23.5 percent
- Commuting 30 minutes or more11,537
- Share commuting 30 minutes or more40.6 percent
- Drove alone65.3 percent
- Carpooled8.9 percent
- Public transport0.1 percent plus or minus 0.1
- Walked0.8 percent plus or minus 0.3
- Worked from home23.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
SBA loans in Georgetown (7(a))
- Approvals187
- Gross approval$132,911,900
- Average approval$710,759
- Median approval$310,000
- Ninetieth percentile approval$1,953,400
- Largest approval$5,000,000
- Jobs supported1,920
- Jobs per approval10.3
- Loans with a final outcome36
- Paid in full33
- Charged off3
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.1 percent
- Share to franchises18.7 percent
- Distinct lenders62
- Distinct industries by NAICS89
Counted by borrower city: approvals to borrowers whose address is in Georgetown, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Georgetown
SBA loans in Georgetown (504)
- Approvals34
- Gross approval$34,726,000
- Average approval$1,021,353
- Median approval$785,500
- Largest approval$2,630,000
- Jobs supported389
- Loans with a final outcome14
- Charged off1
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Georgetown, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Georgetown
Flood risk in Georgetown
- NFIP communityCity of Georgetown
- NFIP community number480668
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/20/19
The City of Georgetown participates in the National Flood Insurance Program as community 480668 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Williamson County, not Georgetown
Williamson County context, not Georgetown figures
- Establishments in Williamson County15,041
- Covered employment, Williamson County232,299
- Average annual pay, Williamson County$80,330
- Housing units permitted, Williamson County7,529
Every figure in this section is published for Williamson County as a whole and is not a measurement of Georgetown.
All Williamson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Georgetown questions, answered from the record.
How many people live in Georgetown, Texas?
85,999, in 35,400 households. Georgetown city covers 58.15 square miles of land, which is 1,479 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Georgetown in?
Williamson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Georgetown?
$95,062. The median owner-occupied home is valued at $429,100. Median gross rent is $1,795 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Georgetown businesses?
187 7(a) approvals totaling $132.9 m since FY2020, across 62 lenders, median approval $310,000, plus 34 504 approvals worth $34.7 m since FY2010. These count approvals to borrowers whose address is in Georgetown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Georgetown borrowers get paid back?
Of the 36 loans that have reached a final outcome, 33 were paid in full and 3 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Georgetown in the National Flood Insurance Program?
Yes. Georgetown appears in the FEMA Community Status Book as Georgetown, city of, community 480668, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Georgetown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Williamson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Georgetown.
Is zoning published for Georgetown?
No. Nothing on this page presents parcel level zoning.
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