HomeUtahIron CountyCedar City city
Cedar City city, Utah: commercial real estate data.
Cedar City city is a Census city of 38,524 people across 36.21 square miles of land, in Iron County. Median household income is $63,589, 56.7 percent of occupied homes are owned, and the SBA record carries 134 7(a) approvals to borrowers here worth $47.7 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cedar City
What Cedar City is
- Census place typecity
- Land area36.21 sq mi
- Water area0 sq mi
- Population per square mile of land1,064
- County holding the largest share of its areaIron County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
How many people live in Cedar City
- Population38,524
- Median age26.8
- Population under 189,906
- Share under 1825.7 percent
- Population 65 and over4,745
- Share 65 and over12.3 percent
- Households12,480
- Family households8,330
- Share of households that are families66.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
Income and work in Cedar City
- Median household income$63,589
- Per capita income$30,229
- Civilian labor force19,576
- Employed18,790
- Unemployed786 plus or minus 229
- Unemployment rate4.0 percent plus or minus 1.2
- Adults 25 and over20,668
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher35.6 percent
- Adults 25 and over with a graduate degree13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
Housing in Cedar City
- Housing units13,572
- Occupied units12,480
- Vacant units1,092 plus or minus 322
- Vacancy rate8.0 percent plus or minus 2.4
- Owner occupied7,077
- Renter occupied5,403
- Ownership rate56.7 percent
- Median owner-occupied home value$377,000
- Median gross rent, monthly$1,054
- Annual rent as a share of median income19.9 percent
- Single family units9,264
- Share single family68.3 percent
- Units in buildings of two or more3,940
- Share in buildings of two or more29.0 percent
- Mobile homes368 plus or minus 154
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
How Cedar City gets to work
- Workers 16 and over who commute16,360
- Commuting under 15 minutes11,985
- Share commuting under 15 minutes73.3 percent
- Commuting 30 minutes or more1,440 plus or minus 346
- Share commuting 30 minutes or more8.8 percent plus or minus 2.1
- Drove alone72.4 percent
- Carpooled12.2 percent plus or minus 2.6
- Public transport0.1 percent plus or minus 0.1
- Walked2.6 percent plus or minus 1.2
- Worked from home10.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
SBA loans in Cedar City (7(a))
- Approvals134
- Gross approval$47,708,400
- Average approval$356,033
- Median approval$150,000
- Ninetieth percentile approval$788,100
- Largest approval$4,500,000
- Jobs supported1,359
- Jobs per approval10.1
- Loans with a final outcome43
- Paid in full41
- Charged off2
- Charge-off rate over resolved loans4.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more11.9 percent
- Share to franchises6.7 percent
- Distinct lenders26
- Distinct industries by NAICS82
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar City
SBA loans in Cedar City (504)
- Approvals61
- Gross approval$51,952,000
- Average approval$851,672
- Median approval$423,000
- Largest approval$5,499,000
- Jobs supported572
- Loans with a final outcome22
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Iron County, not Cedar City
Iron County context, not Cedar City figures
These are Iron County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cedar City measurements.
- Establishments in Iron County1,935
- Employment at those establishments, Iron County18,547
- Covered employment, Iron County24,829
- Average annual pay, Iron County$48,239
- Average weekly wage, Iron County$928
- Housing units permitted, Iron County655
- Of those, single family, Iron County655
- County product, 2024, Iron County$3,193,337,000
- County product change over the prior year, Iron County3.4 percent
- Average income of an arriving household, Iron County$67,125
Every figure in this section is published for Iron County as a whole and is not a measurement of Cedar City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cedar City questions, answered from the record.
How many people live in Cedar City, Utah?
38,524, in 12,480 households. Cedar City city covers 36.21 square miles of land, which is 1,064 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar City in?
Iron County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar City?
$63,589. The median owner-occupied home is valued at $377,000. Median gross rent is $1,054 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar City businesses?
134 7(a) approvals totalling $47.7 m, across 26 lenders, median approval $150,000, plus 61 504 approvals worth $52.0 m. These count approvals to borrowers whose address is in Cedar City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar City borrowers get paid back?
Of the 43 loans that have reached a final outcome, 41 were paid in full and 2 charged off, a charge off rate of 4.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Cedar City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Iron County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar City.
Is zoning published for Cedar City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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