HomeUtahIron CountyCedar City
Cedar City, Utah: commercial real estate data.
Cedar City is a Census city of 38,524 people across 36.21 square miles of land, in Iron County. Median household income is $63,589, 56.7 percent of occupied homes are owned, and the SBA record carries 134 7(a) approvals to borrowers here worth $47.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedar City
What Cedar City is
- Census place typecity
- Land area36.21 sq mi
- Water area0 sq mi
- Population per square mile of land1,064
- County holding the largest share of its areaIron County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
How many people live in Cedar City
- Population38,524
- Median age26.8
- Population under 189,906
- Share under 1825.7 percent
- Population 65 and over4,745
- Share 65 and over12.3 percent
- Households12,480
- Family households8,330
- Share of households that are families66.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
Income and work in Cedar City
- Median household income$63,589
- Per capita income$30,229
- Civilian labor force19,576
- Employed18,790
- Unemployed786 plus or minus 229
- Unemployment rate4.0 percent plus or minus 1.2
- Adults 25 and over20,668
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher35.6 percent
- Adults 25 and over with a graduate degree13.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
Housing in Cedar City
- Housing units13,572
- Occupied units12,480
- Vacant units1,092 plus or minus 322
- Vacancy rate8.0 percent plus or minus 2.4
- Owner occupied7,077
- Renter occupied5,403
- Ownership rate56.7 percent
- Median owner-occupied home value$377,000
- Median gross rent, monthly$1,054
- Annual rent as a share of median income19.9 percent
- Single family units9,264
- Share single family68.3 percent
- Units in buildings of two or more3,940
- Share in buildings of two or more29.0 percent
- Mobile homes368 plus or minus 154
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
How Cedar City gets to work
- Workers 16 and over who commute16,360
- Commuting under 15 minutes11,985
- Share commuting under 15 minutes73.3 percent
- Commuting 30 minutes or more1,440 plus or minus 346
- Share commuting 30 minutes or more8.8 percent plus or minus 2.1
- Drove alone72.4 percent
- Carpooled12.2 percent plus or minus 2.6
- Public transport0.1 percent plus or minus 0.1
- Walked2.6 percent plus or minus 1.2
- Worked from home10.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar City
SBA loans in Cedar City (7(a))
- Approvals134
- Gross approval$47,708,400
- Average approval$356,033
- Median approval$150,000
- Ninetieth percentile approval$775,170
- Largest approval$4,500,000
- Jobs supported1,359
- Jobs per approval10.1
- Loans with a final outcome43
- Paid in full41
- Charged off2
- Charge-off rate over resolved loans4.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more11.9 percent
- Share to franchises6.7 percent
- Distinct lenders26
- Distinct industries by NAICS82
Counted by borrower city: approvals to borrowers whose address is in Cedar City, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar City
SBA loans in Cedar City (504)
- Approvals61
- Gross approval$51,952,000
- Average approval$851,672
- Median approval$423,000
- Largest approval$5,499,000
- Jobs supported572
- Loans with a final outcome22
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Cedar City, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedar City
Flood risk in Cedar City
- NFIP communityCity of Cedar City
- NFIP community number490074
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date10/16/84
The City of Cedar City participates in the National Flood Insurance Program as community 490074 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Iron County, not Cedar City
Iron County context, not Cedar City figures
- Establishments in Iron County1,935
- Covered employment, Iron County24,829
- Average annual pay, Iron County$48,239
- Housing units permitted, Iron County655
Every figure in this section is published for Iron County as a whole and is not a measurement of Cedar City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedar City questions, answered from the record.
How many people live in Cedar City, Utah?
38,524, in 12,480 households. Cedar City city covers 36.21 square miles of land, which is 1,064 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar City in?
Iron County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar City?
$63,589. The median owner-occupied home is valued at $377,000. Median gross rent is $1,054 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar City businesses?
134 7(a) approvals totaling $47.7 m since FY2020, across 26 lenders, median approval $150,000, plus 61 504 approvals worth $52.0 m since FY2010. These count approvals to borrowers whose address is in Cedar City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar City borrowers get paid back?
Of the 43 loans that have reached a final outcome, 41 were paid in full and 2 charged off, a charge off rate of 4.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cedar City in the National Flood Insurance Program?
Yes. Cedar City appears in the FEMA Community Status Book as Cedar City, city of, community 490074, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Iron County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar City.
Is zoning published for Cedar City?
No. Nothing on this page presents parcel level zoning.
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