HomeUtahJuab CountyNephi city
Nephi city, Utah: commercial real estate data.
Nephi city is a Census city of 6,885 people across 5.47 square miles of land, in Juab County. Median household income is $106,108, 80.0 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $7.0 m.
76 sourced place values · tier FULL · 8 sections
Nephi
What Nephi is
- Census place typecity
- Land area5.47 sq mi
- Water area0 sq mi
- Population per square mile of land1,258
- County holding the largest share of its areaJuab County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nephi
How many people live in Nephi
- Population6,885
- Median age32.5
- Population under 182,183
- Share under 1831.7 percent
- Population 65 and over632 plus or minus 164
- Share 65 and over9.2 percent plus or minus 2.4
- Households2,195
- Family households1,808
- Share of households that are families82.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nephi
Income and work in Nephi
- Median household income$106,108
- Per capita income$35,032
- Civilian labor force3,516
- Employed3,460
- Unemployed56 plus or minus 56
- Unemployment rate1.6 percent plus or minus 1.6
- Adults 25 and over4,152
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent plus or minus 6.1
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nephi
Housing in Nephi
- Housing units2,257
- Occupied units2,195
- Vacant units62 plus or minus 67
- Vacancy rate2.7 percent plus or minus 3.0
- Owner occupied1,755
- Renter occupied440 plus or minus 169
- Ownership rate80.0 percent
- Median owner-occupied home value$416,000
- Median gross rent, monthly$1,007 plus or minus $287
- Annual rent as a share of median income11.4 percent plus or minus 3.4
- Single family units2,051
- Share single family90.9 percent
- Units in buildings of two or more190 plus or minus 96
- Share in buildings of two or more8.4 percent plus or minus 4.2
- Mobile homes16 plus or minus 25
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nephi
How Nephi gets to work
- Workers 16 and over who commute3,229
- Commuting under 15 minutes1,655 plus or minus 349
- Share commuting under 15 minutes51.3 percent
- Commuting 30 minutes or more1,071 plus or minus 260
- Share commuting 30 minutes or more33.2 percent plus or minus 7.5
- Drove alone80.6 percent
- Carpooled12.1 percent plus or minus 5.2
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.8
- Worked from home5.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nephi
SBA 7(a) lending to Nephi borrowers
- Approvals13
- Gross approval$7,041,500
- Average approval$541,654
- Median approval$150,000
- Ninetieth percentile approval$1,268,700
- Largest approval$2,500,000
- Jobs supported92
- Jobs per approval7.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.1 percent
- Share to franchises23.1 percent
- Distinct lenders9
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nephi
SBA 504 lending to Nephi borrowers
- Approvals13
- Gross approval$8,311,000
- Average approval$639,308
- Median approval$343,000
- Largest approval$1,889,000
- Jobs supported86
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Juab County, not Nephi
Juab County context, not Nephi figures
These are Juab County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Nephi measurements.
- Establishments in Juab County288
- Employment at those establishments, Juab County3,067
- Covered employment, Juab County4,543
- Average annual pay, Juab County$46,736
- Average weekly wage, Juab County$899
- Housing units permitted, Juab County107
- Of those, single family, Juab County72
- County product, 2024, Juab County$894,939,000
- County product change over the prior year, Juab County-6.1 percent
- Average income of an arriving household, Juab County$70,308
Every figure in this section is published for Juab County as a whole and is not a measurement of Nephi. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Nephi questions, answered from the record.
How many people live in Nephi, Utah?
6,885, in 2,195 households. Nephi city covers 5.47 square miles of land, which is 1,258 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nephi in?
Juab County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nephi?
$106,108. The median owner-occupied home is valued at $416,000. Median gross rent is $1,007 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nephi businesses?
13 7(a) approvals totalling $7.0 m, across 9 lenders, median approval $150,000, plus 13 504 approvals worth $8.3 m. These count approvals to borrowers whose address is in Nephi, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nephi borrowers get paid back?
No rate is published for Nephi. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Nephi figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Juab County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nephi.
Is zoning published for Nephi?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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