HomeUtahRich CountyGarden City town
Garden City town, Utah: commercial real estate data.
Garden City town is a Census town of 608 people across 8.78 square miles of land, in Rich County. Median household income is $51,875, 75.3 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.2 m.
74 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Garden City
What Garden City is
- Census place typetown
- Land area8.78 sq mi
- Water area0 sq mi
- Population per square mile of land69 plus or minus 20
- County holding the largest share of its areaRich County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How many people live in Garden City
- Population608 plus or minus 177
- Median age47.7 plus or minus 13.3
- Population under 18125 plus or minus 67
- Share under 1820.6 percent plus or minus 9.3
- Population 65 and over175 plus or minus 68
- Share 65 and over28.8 percent plus or minus 7.5
- Households215 plus or minus 60
- Family households152 plus or minus 47
- Share of households that are families70.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Income and work in Garden City
- Median household income$51,875 plus or minus $31,860
- Per capita income$30,228 plus or minus $9,392
- Civilian labor force295 plus or minus 94
- Employed295 plus or minus 94
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over436 plus or minus 136
- Adults 25 and over with a high school diploma or higher97.9 percent plus or minus 40.5
- Adults 25 and over with a bachelor degree or higher31.0 percent plus or minus 13.8
- Adults 25 and over with a graduate degree14.7 percent plus or minus 13.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Housing in Garden City
- Housing units1,193
- Occupied units215 plus or minus 60
- Vacant units978
- Vacancy rate82.0 percent
- Owner occupied162 plus or minus 58
- Renter occupied53 plus or minus 32
- Ownership rate75.3 percent plus or minus 16.9
- Median owner-occupied home value$654,900
- Single family units925
- Share single family77.5 percent
- Units in buildings of two or more219 plus or minus 66
- Share in buildings of two or more18.4 percent plus or minus 5.1
- Mobile homes49 plus or minus 33
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How Garden City gets to work
- Workers 16 and over who commute220 plus or minus 83
- Commuting under 15 minutes165 plus or minus 67
- Share commuting under 15 minutes75.0 percent
- Commuting 30 minutes or more41 plus or minus 39
- Share commuting 30 minutes or more18.6 percent plus or minus 16.3
- Drove alone71.7 percent plus or minus 17.2
- Carpooled2.5 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home22.3 percent plus or minus 18.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
SBA loans in Garden City (7(a))
- Approvals6
- Gross approval$2,166,200
- Average approval$361,033
- Median approval$350,000
- Ninetieth percentile approval$798,400
- Largest approval$798,400
- Jobs supported77
- Jobs per approval12.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden City
SBA loans in Garden City (504)
- Approvals12
- Gross approval$9,192,000
- Average approval$766,000
- Median approval$715,000
- Largest approval$2,545,000
- Jobs supported82
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rich County, not Garden City
Rich County context, not Garden City figures
These are Rich County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Garden City measurements.
- Establishments in Rich County128
- Employment at those establishments, Rich County667
- Covered employment, Rich County1,174
- Average annual pay, Rich County$43,704
- Average weekly wage, Rich County$840
- Housing units permitted, Rich County97
- Of those, single family, Rich County72
- County product, 2024, Rich County$253,359,000
- County product change over the prior year, Rich County9.0 percent
- Average income of an arriving household, Rich County$88,982
Every figure in this section is published for Rich County as a whole and is not a measurement of Garden City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Garden City questions, answered from the record.
How many people live in Garden City, Utah?
608, in 215 households. Garden City town covers 8.78 square miles of land, which is 69 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden City in?
Rich County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden City?
$51,875. The median owner-occupied home is valued at $654,900. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden City businesses?
6 7(a) approvals totalling $2.2 m, across 4 lenders, median approval $350,000, plus 12 504 approvals worth $9.2 m. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden City borrowers get paid back?
No rate is published for Garden City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Garden City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rich County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.
Is zoning published for Garden City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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