HomeUtahSalt Lake CountyCottonwood Heights city
Cottonwood Heights city, Utah: commercial real estate data.
Cottonwood Heights city is a Census city of 32,828 people across 9.22 square miles of land, in Salt Lake County. Median household income is $119,422, 72.4 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $5.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cottonwood Heights
What Cottonwood Heights is
- Census place typecity
- Land area9.22 sq mi
- Water area0 sq mi
- Population per square mile of land3,560
- County holding the largest share of its areaSalt Lake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Heights
How many people live in Cottonwood Heights
- Population32,828
- Median age40.0
- Population under 187,143
- Share under 1821.8 percent
- Population 65 and over6,123
- Share 65 and over18.7 percent
- Households12,568
- Family households9,141
- Share of households that are families72.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Heights
Income and work in Cottonwood Heights
- Median household income$119,422
- Per capita income$59,208
- Civilian labor force18,526
- Employed17,902
- Unemployed624 plus or minus 178
- Unemployment rate3.4 percent plus or minus 1.0
- Adults 25 and over23,548
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher53.8 percent
- Adults 25 and over with a graduate degree20.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Heights
Housing in Cottonwood Heights
- Housing units13,046
- Occupied units12,568
- Vacant units478 plus or minus 208
- Vacancy rate3.7 percent plus or minus 1.6
- Owner occupied9,102
- Renter occupied3,466
- Ownership rate72.4 percent
- Median owner-occupied home value$694,100
- Median gross rent, monthly$1,730
- Annual rent as a share of median income17.4 percent
- Single family units10,079
- Share single family77.3 percent
- Units in buildings of two or more2,907
- Share in buildings of two or more22.3 percent
- Mobile homes60 plus or minus 93
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Heights
How Cottonwood Heights gets to work
- Workers 16 and over who commute13,196
- Commuting under 15 minutes3,275
- Share commuting under 15 minutes24.8 percent
- Commuting 30 minutes or more3,028
- Share commuting 30 minutes or more22.9 percent
- Drove alone61.9 percent
- Carpooled7.9 percent plus or minus 1.8
- Public transport1.0 percent plus or minus 0.6
- Walked2.6 percent plus or minus 1.2
- Worked from home25.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cottonwood Heights
SBA loans in Cottonwood Heights (7(a))
- Approvals15
- Gross approval$5,532,000
- Average approval$368,800
- Median approval$150,000
- Ninetieth percentile approval$489,000
- Largest approval$2,864,500
- Jobs supported88
- Jobs per approval5.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises26.7 percent
- Distinct lenders10
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cottonwood Heights
SBA loans in Cottonwood Heights (504)
- Approvals19
- Gross approval$10,119,000
- Average approval$532,579
- Median approval$312,000
- Largest approval$1,785,000
- Jobs supported240
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Salt Lake County, not Cottonwood Heights
Salt Lake County context, not Cottonwood Heights figures
These are Salt Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cottonwood Heights measurements.
- Establishments in Salt Lake County35,732
- Employment at those establishments, Salt Lake County693,721
- Covered employment, Salt Lake County796,203
- Average annual pay, Salt Lake County$77,495
- Average weekly wage, Salt Lake County$1,490
- Housing units permitted, Salt Lake County4,550
- Of those, single family, Salt Lake County2,848
- County product, 2024, Salt Lake County$153,846,066,000
- County product change over the prior year, Salt Lake County5.0 percent
- Average income of an arriving household, Salt Lake County$74,026
Every figure in this section is published for Salt Lake County as a whole and is not a measurement of Cottonwood Heights. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cottonwood Heights questions, answered from the record.
How many people live in Cottonwood Heights, Utah?
32,828, in 12,568 households. Cottonwood Heights city covers 9.22 square miles of land, which is 3,560 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cottonwood Heights in?
Salt Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cottonwood Heights?
$119,422. The median owner-occupied home is valued at $694,100. Median gross rent is $1,730 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cottonwood Heights businesses?
15 7(a) approvals totalling $5.5 m, across 10 lenders, median approval $150,000, plus 19 504 approvals worth $10.1 m. These count approvals to borrowers whose address is in Cottonwood Heights, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cottonwood Heights borrowers get paid back?
No rate is published for Cottonwood Heights. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cottonwood Heights figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Salt Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cottonwood Heights.
Is zoning published for Cottonwood Heights?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.