HomeUtahSanpete CountyEphraim city
Ephraim city, Utah: commercial real estate data.
Ephraim city is a Census city of 5,949 people across 5.12 square miles of land, in Sanpete County. Median household income is $66,541, 49.5 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $3.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ephraim
What Ephraim is
- Census place typecity
- Land area5.12 sq mi
- Water area0 sq mi
- Population per square mile of land1,162
- County holding the largest share of its areaSanpete County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephraim
How many people live in Ephraim
- Population5,949
- Median age22.1
- Population under 181,367
- Share under 1823.0 percent
- Population 65 and over635 plus or minus 146
- Share 65 and over10.7 percent plus or minus 2.5
- Households1,752
- Family households1,160
- Share of households that are families66.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephraim
Income and work in Ephraim
- Median household income$66,541
- Per capita income$24,227
- Civilian labor force3,020
- Employed2,704
- Unemployed316 plus or minus 196
- Unemployment rate10.5 percent plus or minus 6.4
- Adults 25 and over2,610
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher39.8 percent
- Adults 25 and over with a graduate degree17.5 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephraim
Housing in Ephraim
- Housing units1,917
- Occupied units1,752
- Vacant units165 plus or minus 98
- Vacancy rate8.6 percent plus or minus 5.1
- Owner occupied868
- Renter occupied884
- Ownership rate49.5 percent
- Median owner-occupied home value$423,700
- Median gross rent, monthly$928
- Annual rent as a share of median income16.7 percent
- Single family units1,265
- Share single family66.0 percent
- Units in buildings of two or more639 plus or minus 187
- Share in buildings of two or more33.3 percent plus or minus 9.4
- Mobile homes13 plus or minus 16
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephraim
How Ephraim gets to work
- Workers 16 and over who commute2,452
- Commuting under 15 minutes1,581
- Share commuting under 15 minutes64.5 percent
- Commuting 30 minutes or more517 plus or minus 175
- Share commuting 30 minutes or more21.1 percent plus or minus 6.8
- Drove alone65.8 percent
- Carpooled13.8 percent plus or minus 4.9
- Public transport0.1 percent plus or minus 0.3
- Walked11.3 percent plus or minus 5.0
- Worked from home7.3 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ephraim
SBA loans in Ephraim (7(a))
- Approvals13
- Gross approval$3,768,100
- Average approval$289,854
- Median approval$72,000
- Ninetieth percentile approval$765,000
- Largest approval$1,870,000
- Jobs supported191
- Jobs per approval14.7
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more15.4 percent
- Share to franchises7.7 percent
- Distinct lenders4
- Distinct industries by NAICS9
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ephraim
SBA loans in Ephraim (504)
- Approvals5
- Gross approval$2,522,000
- Average approval$504,400
- Median approval$439,000
- Largest approval$1,107,000
- Jobs supported26
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sanpete County, not Ephraim
Sanpete County context, not Ephraim figures
These are Sanpete County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ephraim measurements.
- Establishments in Sanpete County534
- Employment at those establishments, Sanpete County5,367
- Covered employment, Sanpete County9,381
- Average annual pay, Sanpete County$44,420
- Average weekly wage, Sanpete County$854
- Housing units permitted, Sanpete County266
- Of those, single family, Sanpete County210
- County product, 2024, Sanpete County$1,505,574,000
- County product change over the prior year, Sanpete County8.8 percent
- Average income of an arriving household, Sanpete County$54,220
Every figure in this section is published for Sanpete County as a whole and is not a measurement of Ephraim. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ephraim questions, answered from the record.
How many people live in Ephraim, Utah?
5,949, in 1,752 households. Ephraim city covers 5.12 square miles of land, which is 1,162 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ephraim in?
Sanpete County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ephraim?
$66,541. The median owner-occupied home is valued at $423,700. Median gross rent is $928 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ephraim businesses?
13 7(a) approvals totalling $3.8 m, across 4 lenders, median approval $72,000, plus 5 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Ephraim, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ephraim borrowers get paid back?
No rate is published for Ephraim. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ephraim figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sanpete County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ephraim.
Is zoning published for Ephraim?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.