HomeUtahSummit CountyOakley
Oakley, Utah: commercial real estate data.
Oakley is a Census city of 1,638 people across 7.07 square miles of land, in Summit County. Median household income is $125,550, 91.1 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakley
What Oakley is
- Census place typecity
- Land area7.07 sq mi
- Water area0 sq mi
- Population per square mile of land232
- County holding the largest share of its areaSummit County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakley
How many people live in Oakley
- Population1,638
- Median age32.5
- Population under 18521 plus or minus 116
- Share under 1831.8 percent
- Population 65 and over230 plus or minus 68
- Share 65 and over14.0 percent plus or minus 3.2
- Households461
- Family households400 plus or minus 81
- Share of households that are families86.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakley
Income and work in Oakley
- Median household income$125,550 plus or minus $43,579
- Per capita income$51,470 plus or minus $12,988
- Civilian labor force748 plus or minus 200
- Employed730 plus or minus 196
- Unemployed18 plus or minus 21
- Unemployment rate2.4 percent plus or minus 2.7
- Adults 25 and over991
- Adults 25 and over with a high school diploma or higher94.9 percent plus or minus 23.6
- Adults 25 and over with a bachelor degree or higher37.9 percent plus or minus 8.3
- Adults 25 and over with a graduate degree12.9 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakley
Housing in Oakley
- Housing units631
- Occupied units461
- Vacant units170 plus or minus 72
- Vacancy rate26.9 percent plus or minus 10.2
- Owner occupied420 plus or minus 86
- Renter occupied41 plus or minus 33
- Ownership rate91.1 percent
- Median owner-occupied home value$673,500
- Median gross rent, monthly$2,569 plus or minus $1,230
- Annual rent as a share of median income24.6 percent plus or minus 14.5
- Single family units601
- Share single family95.2 percent plus or minus 25.1
- Units in buildings of two or more22 plus or minus 24
- Share in buildings of two or more3.5 percent plus or minus 3.7
- Mobile homes8 plus or minus 14
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakley
How Oakley gets to work
- Workers 16 and over who commute576 plus or minus 180
- Commuting under 15 minutes253 plus or minus 135
- Share commuting under 15 minutes43.9 percent plus or minus 19.0
- Commuting 30 minutes or more212 plus or minus 83
- Share commuting 30 minutes or more36.8 percent plus or minus 8.7
- Drove alone72.5 percent
- Carpooled6.4 percent plus or minus 4.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home21.1 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakley
SBA loans in Oakley (7(a))
- Approvals4
- Gross approval$3,177,600
- Average approval$794,400
- Median approval$150,000
- Largest approval$2,847,600
- Jobs supported10
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Oakley, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakley
SBA loans in Oakley (504)
- Approvals1
- Gross approval$338,000
- Average approval$338,000
- Median approval$338,000
- Largest approval$338,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Oakley, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oakley
Flood risk in Oakley
- NFIP communityCity of Oakley
- NFIP community number490138
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/23/21
The City of Oakley participates in the National Flood Insurance Program as community 490138 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Summit County, not Oakley
Summit County context, not Oakley figures
- Establishments in Summit County2,810
- Covered employment, Summit County31,820
- Average annual pay, Summit County$67,235
- Housing units permitted, Summit County919
Every figure in this section is published for Summit County as a whole and is not a measurement of Oakley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakley questions, answered from the record.
How many people live in Oakley, Utah?
1,638, in 461 households. Oakley city covers 7.07 square miles of land, which is 232 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakley in?
Summit County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakley?
$125,550. The median owner-occupied home is valued at $673,500. Median gross rent is $2,569 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakley businesses?
4 7(a) approvals totaling $3.2 m since FY2020, across 2 lenders, median approval $150,000, plus 1 504 approvals worth $338,000 since FY2010. These count approvals to borrowers whose address is in Oakley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakley borrowers get paid back?
No rate is published for Oakley. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakley in the National Flood Insurance Program?
Yes. Oakley appears in the FEMA Community Status Book as Oakley, city of, community 490138, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Summit County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakley.
Is zoning published for Oakley?
No. Nothing on this page presents parcel level zoning.