HomeUtahUintah CountyVernal
Vernal, Utah: commercial real estate data.
Vernal is a Census city of 10,392 people across 4.62 square miles of land, in Uintah County. Median household income is $64,457, 54.6 percent of occupied homes are owned, and the SBA record carries 78 7(a) approvals to borrowers here worth $38.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vernal
What Vernal is
- Census place typecity
- Land area4.62 sq mi
- Water area0 sq mi
- Population per square mile of land2,248
- County holding the largest share of its areaUintah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
How many people live in Vernal
- Population10,392
- Median age29.6
- Population under 183,453
- Share under 1833.2 percent
- Population 65 and over877 plus or minus 208
- Share 65 and over8.4 percent plus or minus 2.0
- Households3,369
- Family households2,395
- Share of households that are families71.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
Income and work in Vernal
- Median household income$64,457
- Per capita income$27,279 plus or minus $5,838
- Civilian labor force4,566
- Employed4,168
- Unemployed398 plus or minus 172
- Unemployment rate8.7 percent plus or minus 3.7
- Adults 25 and over5,808
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 3.9
- Adults 25 and over with a graduate degree3.3 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
Housing in Vernal
- Housing units4,072
- Occupied units3,369
- Vacant units703 plus or minus 238
- Vacancy rate17.3 percent plus or minus 5.7
- Owner occupied1,839
- Renter occupied1,530
- Ownership rate54.6 percent
- Median owner-occupied home value$252,700
- Median gross rent, monthly$934
- Annual rent as a share of median income17.4 percent
- Single family units2,371
- Share single family58.2 percent
- Units in buildings of two or more1,296 plus or minus 266
- Share in buildings of two or more31.8 percent
- Mobile homes405 plus or minus 184
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
How Vernal gets to work
- Workers 16 and over who commute3,938
- Commuting under 15 minutes2,712
- Share commuting under 15 minutes68.9 percent
- Commuting 30 minutes or more828 plus or minus 288
- Share commuting 30 minutes or more21.0 percent plus or minus 7.1
- Drove alone69.9 percent
- Carpooled12.2 percent plus or minus 4.8
- Public transport1.0 percent plus or minus 1.0
- Walked9.1 percent plus or minus 5.1
- Worked from home3.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
SBA loans in Vernal (7(a))
- Approvals78
- Gross approval$38,027,300
- Average approval$487,529
- Median approval$205,750
- Ninetieth percentile approval$1,094,600
- Largest approval$4,439,900
- Jobs supported709
- Jobs per approval9.1
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more34.6 percent
- Share to franchises6.4 percent
- Distinct lenders15
- Distinct industries by NAICS48
Counted by borrower city: approvals to borrowers whose address is in Vernal, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vernal
SBA loans in Vernal (504)
- Approvals37
- Gross approval$24,096,000
- Average approval$651,243
- Median approval$386,000
- Largest approval$3,550,000
- Jobs supported276
- Loans with a final outcome13
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Vernal, in any county, FY2010 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vernal
Flood risk in Vernal
- NFIP communityCity of Vernal
- NFIP community number490149
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/06/10(M)
The City of Vernal participates in the National Flood Insurance Program as community 490149 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Uintah County, not Vernal
Uintah County context, not Vernal figures
- Establishments in Uintah County1,149
- Covered employment, Uintah County15,177
- Average annual pay, Uintah County$57,108
- Housing units permitted, Uintah County86
Every figure in this section is published for Uintah County as a whole and is not a measurement of Vernal.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vernal questions, answered from the record.
How many people live in Vernal, Utah?
10,392, in 3,369 households. Vernal city covers 4.62 square miles of land, which is 2,248 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vernal in?
Uintah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vernal?
$64,457. The median owner-occupied home is valued at $252,700. Median gross rent is $934 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vernal businesses?
78 7(a) approvals totaling $38.0 m since FY2020, across 15 lenders, median approval $205,750, plus 37 504 approvals worth $24.1 m since FY2010. These count approvals to borrowers whose address is in Vernal, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vernal borrowers get paid back?
No rate is published for Vernal. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vernal in the National Flood Insurance Program?
Yes. Vernal appears in the FEMA Community Status Book as Vernal, city of, community 490149, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vernal figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Uintah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vernal.
Is zoning published for Vernal?
No. Nothing on this page presents parcel level zoning.
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