HomeUtahUintah CountyVernal city
Vernal city, Utah: commercial real estate data.
Vernal city is a Census city of 10,392 people across 4.62 square miles of land, in Uintah County. Median household income is $64,457, 54.6 percent of occupied homes are owned, and the SBA record carries 78 7(a) approvals to borrowers here worth $38.0 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Vernal
What Vernal is
- Census place typecity
- Land area4.62 sq mi
- Water area0 sq mi
- Population per square mile of land2,248
- County holding the largest share of its areaUintah County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
How many people live in Vernal
- Population10,392
- Median age29.6
- Population under 183,453
- Share under 1833.2 percent
- Population 65 and over877 plus or minus 208
- Share 65 and over8.4 percent plus or minus 2.0
- Households3,369
- Family households2,395
- Share of households that are families71.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
Income and work in Vernal
- Median household income$64,457
- Per capita income$27,279 plus or minus $5,838
- Civilian labor force4,566
- Employed4,168
- Unemployed398 plus or minus 172
- Unemployment rate8.7 percent plus or minus 3.7
- Adults 25 and over5,808
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 3.9
- Adults 25 and over with a graduate degree3.3 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
Housing in Vernal
- Housing units4,072
- Occupied units3,369
- Vacant units703 plus or minus 238
- Vacancy rate17.3 percent plus or minus 5.7
- Owner occupied1,839
- Renter occupied1,530
- Ownership rate54.6 percent
- Median owner-occupied home value$252,700
- Median gross rent, monthly$934
- Annual rent as a share of median income17.4 percent
- Single family units2,371
- Share single family58.2 percent
- Units in buildings of two or more1,296 plus or minus 266
- Share in buildings of two or more31.8 percent
- Mobile homes405 plus or minus 184
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
How Vernal gets to work
- Workers 16 and over who commute3,938
- Commuting under 15 minutes2,712
- Share commuting under 15 minutes68.9 percent
- Commuting 30 minutes or more828 plus or minus 288
- Share commuting 30 minutes or more21.0 percent plus or minus 7.1
- Drove alone69.9 percent
- Carpooled12.2 percent plus or minus 4.8
- Public transport1.0 percent plus or minus 1.0
- Walked9.1 percent plus or minus 5.1
- Worked from home3.9 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernal
SBA loans in Vernal (7(a))
- Approvals78
- Gross approval$38,027,300
- Average approval$487,529
- Median approval$211,500
- Ninetieth percentile approval$1,397,000
- Largest approval$4,439,900
- Jobs supported709
- Jobs per approval9.1
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more34.6 percent
- Share to franchises6.4 percent
- Distinct lenders15
- Distinct industries by NAICS48
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vernal
SBA loans in Vernal (504)
- Approvals37
- Gross approval$24,096,000
- Average approval$651,243
- Median approval$386,000
- Largest approval$3,550,000
- Jobs supported276
- Loans with a final outcome13
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Uintah County, not Vernal
Uintah County context, not Vernal figures
These are Uintah County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Vernal measurements.
- Establishments in Uintah County1,149
- Employment at those establishments, Uintah County10,669
- Covered employment, Uintah County15,177
- Average annual pay, Uintah County$57,108
- Average weekly wage, Uintah County$1,098
- Housing units permitted, Uintah County86
- Of those, single family, Uintah County74
- County product, 2024, Uintah County$2,879,001,000
- County product change over the prior year, Uintah County6.8 percent
- Average income of an arriving household, Uintah County$53,834
Every figure in this section is published for Uintah County as a whole and is not a measurement of Vernal. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Vernal questions, answered from the record.
How many people live in Vernal, Utah?
10,392, in 3,369 households. Vernal city covers 4.62 square miles of land, which is 2,248 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vernal in?
Uintah County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vernal?
$64,457. The median owner-occupied home is valued at $252,700. Median gross rent is $934 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vernal businesses?
78 7(a) approvals totalling $38.0 m, across 15 lenders, median approval $211,500, plus 37 504 approvals worth $24.1 m. These count approvals to borrowers whose address is in Vernal, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vernal borrowers get paid back?
Of the 15 loans that have reached a final outcome, 15 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Vernal figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Uintah County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vernal.
Is zoning published for Vernal?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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