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Roy, Utah: commercial real estate data.

Roy is a Census city of 38,993 people across 8.15 square miles of land, in Weber County. Median household income is $91,282, 84.0 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $12.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Roy

What Roy is

  • Census place typecity
  • Land area8.15 sq mi
  • Water area0 sq mi
  • Population per square mile of land4,785
  • County holding the largest share of its areaWeber County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

How many people live in Roy

  • Population38,993
  • Median age33.0
  • Population under 1810,441
  • Share under 1826.8 percent
  • Population 65 and over4,352
  • Share 65 and over11.2 percent
  • Households13,103
  • Family households9,909
  • Share of households that are families75.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

Income and work in Roy

  • Median household income$91,282
  • Per capita income$35,049
  • Civilian labor force21,233
  • Employed20,634
  • Unemployed599 plus or minus 199
  • Unemployment rate2.8 percent plus or minus 0.9
  • Adults 25 and over24,721
  • Adults 25 and over with a high school diploma or higher92.7 percent
  • Adults 25 and over with a bachelor degree or higher22.9 percent
  • Adults 25 and over with a graduate degree6.4 percent plus or minus 1.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

Housing in Roy

  • Housing units13,605
  • Occupied units13,103
  • Vacant units502 plus or minus 210
  • Vacancy rate3.7 percent plus or minus 1.5
  • Owner occupied11,008
  • Renter occupied2,095
  • Ownership rate84.0 percent
  • Median owner-occupied home value$383,000
  • Median gross rent, monthly$1,624
  • Annual rent as a share of median income21.3 percent
  • Single family units11,195
  • Share single family82.3 percent
  • Units in buildings of two or more1,749
  • Share in buildings of two or more12.9 percent
  • Mobile homes644 plus or minus 186
  • Median year structure built1986

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

How Roy gets to work

  • Workers 16 and over who commute17,330
  • Commuting under 15 minutes3,590
  • Share commuting under 15 minutes20.7 percent
  • Commuting 30 minutes or more4,797
  • Share commuting 30 minutes or more27.7 percent
  • Drove alone69.2 percent
  • Carpooled11.4 percent
  • Public transport1.7 percent plus or minus 0.9
  • Walked0.8 percent plus or minus 0.5
  • Worked from home15.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

SBA loans in Roy (7(a))

  • Approvals28
  • Gross approval$12,388,500
  • Average approval$442,446
  • Median approval$150,000
  • Ninetieth percentile approval$1,085,450
  • Largest approval$2,025,000
  • Jobs supported271
  • Jobs per approval9.7
  • Loans with a final outcome6
  • Paid in full6
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more25.0 percent
  • Share to franchises17.9 percent
  • Distinct lenders16
  • Distinct industries by NAICS22

Counted by borrower city: approvals to borrowers whose address is in Roy, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Roy

SBA loans in Roy (504)

  • Approvals22
  • Gross approval$15,597,000
  • Average approval$708,955
  • Median approval$447,500
  • Largest approval$3,247,000
  • Jobs supported198
  • Loans with a final outcome7
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Roy, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Roy

Flood risk in Roy

  • NFIP communityCity of Roy
  • NFIP community number490223
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/30/23(M)

The City of Roy participates in the National Flood Insurance Program as community 490223 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Weber County, not Roy

Weber County context, not Roy figures

  • Establishments in Weber County6,389
  • Covered employment, Weber County121,786
  • Average annual pay, Weber County$58,684
  • Housing units permitted, Weber County1,630

Every figure in this section is published for Weber County as a whole and is not a measurement of Roy.

All Weber County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Roy questions, answered from the record.

How many people live in Roy, Utah?

38,993, in 13,103 households. Roy city covers 8.15 square miles of land, which is 4,785 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Roy in?

Weber County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Roy?

$91,282. The median owner-occupied home is valued at $383,000. Median gross rent is $1,624 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Roy businesses?

28 7(a) approvals totaling $12.4 m since FY2020, across 16 lenders, median approval $150,000, plus 22 504 approvals worth $15.6 m since FY2010. These count approvals to borrowers whose address is in Roy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Roy borrowers get paid back?

No rate is published for Roy. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Roy in the National Flood Insurance Program?

Yes. Roy appears in the FEMA Community Status Book as Roy, city of, community 490223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Roy figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Weber County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Roy.

Is zoning published for Roy?

No. Nothing on this page presents parcel level zoning.