HomeVermontAddison CountyMiddlebury CDP
Middlebury CDP, Vermont: commercial real estate data.
Middlebury CDP is a Census CDP of 7,220 people across 14.18 square miles of land, in Addison County. Median household income is $86,250, 56.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $1.8 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Middlebury
What Middlebury is
- Census place typeCDP
- Land area14.18 sq mi
- Water area0.2 sq mi
- Population per square mile of land509
- County holding the largest share of its areaAddison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
How many people live in Middlebury
- Population7,220
- Median age23.7
- Population under 18613 plus or minus 129
- Share under 188.5 percent plus or minus 1.7
- Population 65 and over1,431
- Share 65 and over19.8 percent
- Households2,049
- Family households1,089
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
Income and work in Middlebury
- Median household income$86,250 plus or minus $18,062
- Per capita income$32,350
- Civilian labor force3,380
- Employed3,180
- Unemployed200 plus or minus 85
- Unemployment rate5.9 percent plus or minus 2.5
- Adults 25 and over3,515
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher61.9 percent
- Adults 25 and over with a graduate degree31.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
Housing in Middlebury
- Housing units2,339
- Occupied units2,049
- Vacant units290 plus or minus 138
- Vacancy rate12.4 percent plus or minus 5.8
- Owner occupied1,164
- Renter occupied885
- Ownership rate56.8 percent
- Median owner-occupied home value$417,400
- Median gross rent, monthly$1,201
- Annual rent as a share of median income16.7 percent plus or minus 3.9
- Single family units1,328
- Share single family56.8 percent
- Units in buildings of two or more1,011
- Share in buildings of two or more43.2 percent
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
How Middlebury gets to work
- Workers 16 and over who commute2,494
- Commuting under 15 minutes1,624
- Share commuting under 15 minutes65.1 percent
- Commuting 30 minutes or more338 plus or minus 110
- Share commuting 30 minutes or more13.6 percent plus or minus 4.2
- Drove alone46.2 percent
- Carpooled6.7 percent plus or minus 2.7
- Public transport0.3 percent plus or minus 0.5
- Walked25.3 percent
- Worked from home19.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middlebury
SBA loans in Middlebury (7(a))
- Approvals11
- Gross approval$1,832,500
- Average approval$166,591
- Median approval$100,000
- Ninetieth percentile approval$315,000
- Largest approval$500,000
- Jobs supported54
- Jobs per approval4.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS10
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middlebury
SBA loans in Middlebury (504)
- Approvals6
- Gross approval$8,688,000
- Average approval$1,448,000
- Median approval$1,500,000
- Largest approval$3,402,000
- Jobs supported27
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Addison County, not Middlebury
Addison County context, not Middlebury figures
These are Addison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middlebury measurements.
- Establishments in Addison County1,158
- Employment at those establishments, Addison County13,471
- Covered employment, Addison County15,525
- Average annual pay, Addison County$60,042
- Average weekly wage, Addison County$1,155
- Housing units permitted, Addison County113
- Of those, single family, Addison County105
- County product, 2024, Addison County$2,305,446,000
- County product change over the prior year, Addison County7.3 percent
- Average income of an arriving household, Addison County$76,850
Every figure in this section is published for Addison County as a whole and is not a measurement of Middlebury. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middlebury questions, answered from the record.
How many people live in Middlebury, Vermont?
7,220, in 2,049 households. Middlebury CDP covers 14.18 square miles of land, which is 509 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middlebury in?
Addison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middlebury?
$86,250. The median owner-occupied home is valued at $417,400. Median gross rent is $1,201 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middlebury businesses?
11 7(a) approvals totalling $1.8 m, across 7 lenders, median approval $100,000, plus 6 504 approvals worth $8.7 m. These count approvals to borrowers whose address is in Middlebury, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middlebury borrowers get paid back?
No rate is published for Middlebury. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Middlebury figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Addison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middlebury.
Is zoning published for Middlebury?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby