HomeVermontAddison CountyVergennes
Vergennes, Vermont: commercial real estate data.
Vergennes is a Census city of 2,565 people across 2.46 square miles of land, in Addison County. Median household income is $76,587, 72.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $302,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vergennes
What Vergennes is
- Census place typecity
- Land area2.46 sq mi
- Water area0.08 sq mi
- Population per square mile of land1,045
- County holding the largest share of its areaAddison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vergennes
How many people live in Vergennes
- Population2,565
- Median age46.6
- Population under 18390 plus or minus 93
- Share under 1815.2 percent plus or minus 3.6
- Population 65 and over554 plus or minus 122
- Share 65 and over21.6 percent plus or minus 4.7
- Households1,129
- Family households646
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vergennes
Income and work in Vergennes
- Median household income$76,587
- Per capita income$39,604
- Civilian labor force1,435
- Employed1,412
- Unemployed23 plus or minus 22
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over1,915
- Adults 25 and over with a high school diploma or higher94.4 percent
- Adults 25 and over with a bachelor degree or higher42.1 percent
- Adults 25 and over with a graduate degree19.5 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vergennes
Housing in Vergennes
- Housing units1,196
- Occupied units1,129
- Vacant units67 plus or minus 47
- Vacancy rate5.6 percent plus or minus 3.9
- Owner occupied814
- Renter occupied315 plus or minus 80
- Ownership rate72.1 percent
- Median owner-occupied home value$310,000
- Median gross rent, monthly$1,000 plus or minus $267
- Annual rent as a share of median income15.7 percent plus or minus 4.9
- Single family units791
- Share single family66.1 percent
- Units in buildings of two or more335 plus or minus 94
- Share in buildings of two or more28.0 percent plus or minus 7.6
- Mobile homes70 plus or minus 34
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vergennes
How Vergennes gets to work
- Workers 16 and over who commute1,187
- Commuting under 15 minutes442 plus or minus 124
- Share commuting under 15 minutes37.2 percent plus or minus 9.5
- Commuting 30 minutes or more394 plus or minus 115
- Share commuting 30 minutes or more33.2 percent plus or minus 8.8
- Drove alone60.9 percent
- Carpooled14.9 percent plus or minus 6.6
- Public transport2.5 percent plus or minus 2.5
- Walked5.7 percent plus or minus 3.0
- Worked from home16.0 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vergennes
SBA loans in Vergennes (7(a))
- Approvals5
- Gross approval$302,200
- Average approval$60,440
- Median approval$60,000
- Largest approval$100,000
- Jobs supported12
- Jobs per approval2.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Vergennes, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vergennes
SBA loans in Vergennes (504)
- Approvals1
- Gross approval$404,000
- Average approval$404,000
- Median approval$404,000
- Largest approval$404,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Vergennes, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vergennes
Flood risk in Vergennes
- NFIP communityCity of Vergennes
- NFIP community number500011
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/18/86
The City of Vergennes participates in the National Flood Insurance Program as community 500011 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Addison County, not Vergennes
Addison County context, not Vergennes figures
- Establishments in Addison County1,158
- Covered employment, Addison County15,525
- Average annual pay, Addison County$60,042
- Housing units permitted, Addison County113
Every figure in this section is published for Addison County as a whole and is not a measurement of Vergennes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vergennes questions, answered from the record.
How many people live in Vergennes, Vermont?
2,565, in 1,129 households. Vergennes city covers 2.46 square miles of land, which is 1,045 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vergennes in?
Addison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vergennes?
$76,587. The median owner-occupied home is valued at $310,000. Median gross rent is $1,000 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vergennes businesses?
5 7(a) approvals totaling $302,200 since FY2020, across 4 lenders, median approval $60,000, plus 1 504 approvals worth $404,000 since FY2010. These count approvals to borrowers whose address is in Vergennes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vergennes borrowers get paid back?
No rate is published for Vergennes. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vergennes in the National Flood Insurance Program?
Yes. Vergennes appears in the FEMA Community Status Book as Vergennes, city of, community 500011, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vergennes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Addison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vergennes.
Is zoning published for Vergennes?
No. Nothing on this page presents parcel level zoning.
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