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HomeVermontCaledonia CountyHardwick

Hardwick, Vermont: commercial real estate data.

Hardwick is a Census CDP of 1,046 people across 1.57 square miles of land, in Caledonia County. Median household income is $37,214, 48.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $76,500 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Hardwick

What Hardwick is

  • Census place typeCDP
  • Land area1.57 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land665 plus or minus 143
  • County holding the largest share of its areaCaledonia County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardwick

How many people live in Hardwick

  • Population1,046 plus or minus 225
  • Median age57.8 plus or minus 17.6
  • Population under 18108 plus or minus 77
  • Share under 1810.3 percent plus or minus 7.0
  • Population 65 and over386 plus or minus 134
  • Share 65 and over36.9 percent plus or minus 10.0
  • Households545 plus or minus 132
  • Family households260 plus or minus 112
  • Share of households that are families47.7 percent plus or minus 17.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardwick

Income and work in Hardwick

  • Median household income$37,214 plus or minus $25,292
  • Per capita income$37,088 plus or minus $8,610
  • Civilian labor force552 plus or minus 192
  • Employed545 plus or minus 186
  • Unemployed7 plus or minus 18
  • Unemployment rate1.3 percent plus or minus 3.2
  • Adults 25 and over782 plus or minus 184
  • Adults 25 and over with a high school diploma or higher98.3 percent
  • Adults 25 and over with a bachelor degree or higher16.0 percent plus or minus 9.8
  • Adults 25 and over with a graduate degree7.3 percent plus or minus 6.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardwick

Housing in Hardwick

  • Housing units640 plus or minus 161
  • Occupied units545 plus or minus 132
  • Vacant units95 plus or minus 85
  • Vacancy rate14.8 percent plus or minus 12.7
  • Owner occupied263 plus or minus 84
  • Renter occupied282 plus or minus 124
  • Ownership rate48.3 percent plus or minus 10.0
  • Median owner-occupied home value$180,600 plus or minus $50,816
  • Median gross rent, monthly$821 plus or minus $397
  • Annual rent as a share of median income26.5 percent plus or minus 22.1
  • Single family units350 plus or minus 112
  • Share single family54.7 percent plus or minus 10.9
  • Units in buildings of two or more211 plus or minus 102
  • Share in buildings of two or more33.0 percent plus or minus 13.6
  • Mobile homes79 plus or minus 91
  • Median year structure built1938

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardwick

How Hardwick gets to work

  • Workers 16 and over who commute515 plus or minus 189
  • Commuting under 15 minutes199 plus or minus 96
  • Share commuting under 15 minutes38.6 percent plus or minus 12.0
  • Commuting 30 minutes or more280 plus or minus 133
  • Share commuting 30 minutes or more54.4 percent plus or minus 16.5
  • Drove alone77.7 percent
  • Carpooled4.0 percent plus or minus 5.7
  • Public transport0.0 percent
  • Walked11.7 percent plus or minus 10.4
  • Worked from home2.5 percent plus or minus 4.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardwick

SBA loans in Hardwick (7(a))

  • Approvals2
  • Gross approval$76,500
  • Average approval$38,250
  • Median approval$38,250
  • Largest approval$45,000
  • Jobs supported2
  • Jobs per approval1.0
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term66 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Hardwick, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Caledonia County, not Hardwick

Caledonia County context, not Hardwick figures

  • Establishments in Caledonia County913
  • Covered employment, Caledonia County11,117
  • Average annual pay, Caledonia County$55,371
  • Housing units permitted, Caledonia County121

Every figure in this section is published for Caledonia County as a whole and is not a measurement of Hardwick.

All Caledonia County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Hardwick questions, answered from the record.

How many people live in Hardwick, Vermont?

1,046, in 545 households. Hardwick CDP covers 1.57 square miles of land, which is 665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Hardwick in?

Caledonia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Hardwick?

$37,214. The median owner-occupied home is valued at $180,600. Median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Hardwick businesses?

2 7(a) approvals totaling $76,500 since FY2020, across 1 lenders, median approval $38,250. These count approvals to borrowers whose address is in Hardwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Hardwick borrowers get paid back?

No rate is published for Hardwick. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Are the county figures on this page Hardwick figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caledonia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hardwick.

Is zoning published for Hardwick?

No. Nothing on this page presents parcel level zoning.