HomeVermontCaledonia CountyHardwick CDP
Hardwick CDP, Vermont: commercial real estate data.
Hardwick CDP is a Census CDP of 1,046 people across 1.57 square miles of land, in Caledonia County. Median household income is $37,214, 48.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $76,500.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Hardwick
What Hardwick is
- Census place typeCDP
- Land area1.57 sq mi
- Water area0.02 sq mi
- Population per square mile of land665 plus or minus 143
- County holding the largest share of its areaCaledonia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardwick
How many people live in Hardwick
- Population1,046 plus or minus 225
- Median age57.8 plus or minus 17.6
- Population under 18108 plus or minus 77
- Share under 1810.3 percent plus or minus 7.0
- Population 65 and over386 plus or minus 134
- Share 65 and over36.9 percent plus or minus 10.0
- Households545 plus or minus 132
- Family households260 plus or minus 112
- Share of households that are families47.7 percent plus or minus 17.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardwick
Income and work in Hardwick
- Median household income$37,214 plus or minus $25,292
- Per capita income$37,088 plus or minus $8,610
- Civilian labor force552 plus or minus 192
- Employed545 plus or minus 186
- Unemployed7 plus or minus 18
- Unemployment rate1.3 percent plus or minus 3.2
- Adults 25 and over782 plus or minus 184
- Adults 25 and over with a high school diploma or higher98.3 percent
- Adults 25 and over with a bachelor degree or higher16.0 percent plus or minus 9.8
- Adults 25 and over with a graduate degree7.3 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardwick
Housing in Hardwick
- Housing units640 plus or minus 161
- Occupied units545 plus or minus 132
- Vacant units95 plus or minus 85
- Vacancy rate14.8 percent plus or minus 12.7
- Owner occupied263 plus or minus 84
- Renter occupied282 plus or minus 124
- Ownership rate48.3 percent plus or minus 10.0
- Median owner-occupied home value$180,600 plus or minus $50,816
- Median gross rent, monthly$821 plus or minus $397
- Annual rent as a share of median income26.5 percent plus or minus 22.1
- Single family units350 plus or minus 112
- Share single family54.7 percent plus or minus 10.9
- Units in buildings of two or more211 plus or minus 102
- Share in buildings of two or more33.0 percent plus or minus 13.6
- Mobile homes79 plus or minus 91
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardwick
How Hardwick gets to work
- Workers 16 and over who commute515 plus or minus 189
- Commuting under 15 minutes199 plus or minus 96
- Share commuting under 15 minutes38.6 percent plus or minus 12.0
- Commuting 30 minutes or more280 plus or minus 133
- Share commuting 30 minutes or more54.4 percent plus or minus 16.5
- Drove alone77.7 percent
- Carpooled4.0 percent plus or minus 5.7
- Public transport0.0 percent
- Walked11.7 percent plus or minus 10.4
- Worked from home2.5 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hardwick
SBA loans in Hardwick (7(a))
- Approvals2
- Gross approval$76,500
- Average approval$38,250
- Median approval$45,000
- Ninetieth percentile approval$45,000
- Largest approval$45,000
- Jobs supported2
- Jobs per approval1.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term72 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Caledonia County, not Hardwick
Caledonia County context, not Hardwick figures
These are Caledonia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hardwick measurements.
- Establishments in Caledonia County913
- Employment at those establishments, Caledonia County8,746
- Covered employment, Caledonia County11,117
- Average annual pay, Caledonia County$55,371
- Average weekly wage, Caledonia County$1,065
- Housing units permitted, Caledonia County121
- Of those, single family, Caledonia County84
- County product, 2024, Caledonia County$1,640,810,000
- County product change over the prior year, Caledonia County6.7 percent
- Average income of an arriving household, Caledonia County$79,781
Every figure in this section is published for Caledonia County as a whole and is not a measurement of Hardwick. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Hardwick questions, answered from the record.
How many people live in Hardwick, Vermont?
1,046, in 545 households. Hardwick CDP covers 1.57 square miles of land, which is 665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hardwick in?
Caledonia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hardwick?
$37,214. The median owner-occupied home is valued at $180,600. Median gross rent is $821 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hardwick businesses?
2 7(a) approvals totalling $76,500, across 1 lenders, median approval $45,000. These count approvals to borrowers whose address is in Hardwick, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hardwick borrowers get paid back?
No rate is published for Hardwick. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Hardwick figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caledonia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hardwick.
Is zoning published for Hardwick?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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