HomeVermontCaledonia CountySt. Johnsbury
St. Johnsbury, Vermont: commercial real estate data.
St. Johnsbury is a Census CDP of 5,859 people across 12.82 square miles of land, in Caledonia County. Median household income is $53,711, 54.0 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $3.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Johnsbury
What St. Johnsbury is
- Census place typeCDP
- Land area12.82 sq mi
- Water area0.22 sq mi
- Population per square mile of land457
- County holding the largest share of its areaCaledonia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johnsbury
How many people live in St. Johnsbury
- Population5,859
- Median age42.6
- Population under 181,170
- Share under 1820.0 percent
- Population 65 and over1,208 plus or minus 242
- Share 65 and over20.6 percent
- Households2,681
- Family households1,248
- Share of households that are families46.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johnsbury
Income and work in St. Johnsbury
- Median household income$53,711
- Per capita income$36,444
- Civilian labor force3,099
- Employed2,970
- Unemployed129 plus or minus 93
- Unemployment rate4.2 percent plus or minus 3.0
- Adults 25 and over3,968
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree12.0 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johnsbury
Housing in St. Johnsbury
- Housing units2,939
- Occupied units2,681
- Vacant units258 plus or minus 121
- Vacancy rate8.8 percent plus or minus 4.1
- Owner occupied1,448
- Renter occupied1,233
- Ownership rate54.0 percent
- Median owner-occupied home value$174,500
- Median gross rent, monthly$912
- Annual rent as a share of median income20.4 percent
- Single family units1,478
- Share single family50.3 percent
- Units in buildings of two or more1,408
- Share in buildings of two or more47.9 percent
- Mobile homes53 plus or minus 39
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johnsbury
How St. Johnsbury gets to work
- Workers 16 and over who commute2,364
- Commuting under 15 minutes1,205 plus or minus 241
- Share commuting under 15 minutes51.0 percent
- Commuting 30 minutes or more462 plus or minus 167
- Share commuting 30 minutes or more19.5 percent plus or minus 6.5
- Drove alone68.5 percent
- Carpooled7.9 percent plus or minus 4.0
- Public transport0.0 percent
- Walked4.4 percent plus or minus 2.7
- Worked from home17.6 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Johnsbury
SBA loans in St. Johnsbury (7(a))
- Approvals12
- Gross approval$2,952,200
- Average approval$246,017
- Median approval$96,900
- Largest approval$1,173,000
- Jobs supported156
- Jobs per approval13.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in St. Johnsbury, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Johnsbury
SBA loans in St. Johnsbury (504)
- Approvals11
- Gross approval$3,668,000
- Average approval$333,455
- Median approval$260,000
- Largest approval$918,000
- Jobs supported54
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in St. Johnsbury, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Johnsbury
Flood risk in St. Johnsbury
- NFIP communityTown of St. Johnsbury
- NFIP community number500031
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/03/86
The Town of St. Johnsbury participates in the National Flood Insurance Program as community 500031 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Caledonia County, not St. Johnsbury
Caledonia County context, not St. Johnsbury figures
- Establishments in Caledonia County913
- Covered employment, Caledonia County11,117
- Average annual pay, Caledonia County$55,371
- Housing units permitted, Caledonia County121
Every figure in this section is published for Caledonia County as a whole and is not a measurement of St. Johnsbury.
All Caledonia County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Johnsbury questions, answered from the record.
How many people live in St. Johnsbury, Vermont?
5,859, in 2,681 households. St. Johnsbury CDP covers 12.82 square miles of land, which is 457 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Johnsbury in?
Caledonia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Johnsbury?
$53,711. The median owner-occupied home is valued at $174,500. Median gross rent is $912 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Johnsbury businesses?
12 7(a) approvals totaling $3.0 m since FY2020, across 6 lenders, median approval $96,900, plus 11 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in St. Johnsbury, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Johnsbury borrowers get paid back?
No rate is published for St. Johnsbury. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Johnsbury in the National Flood Insurance Program?
Yes. St. Johnsbury appears in the FEMA Community Status Book as St. Johnsbury, town of, community 500031, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Johnsbury figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Caledonia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Johnsbury.
Is zoning published for St. Johnsbury?
No. Nothing on this page presents parcel level zoning.
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