HomeVermontRutland CountyRutland
Rutland, Vermont: commercial real estate data.
Rutland is a Census city of 15,712 people across 7.55 square miles of land, in Rutland County. Median household income is $57,675, 54.9 percent of occupied homes are owned, and the SBA record carries 39 7(a) approvals to borrowers here worth $10.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rutland
What Rutland is
- Census place typecity
- Land area7.55 sq mi
- Water area0.12 sq mi
- Population per square mile of land2,080
- County holding the largest share of its areaRutland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
How many people live in Rutland
- Population15,712
- Median age49.0
- Population under 182,431
- Share under 1815.5 percent
- Population 65 and over4,112
- Share 65 and over26.2 percent
- Households7,414
- Family households3,563
- Share of households that are families48.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
Income and work in Rutland
- Median household income$57,675
- Per capita income$37,528
- Civilian labor force7,659
- Employed7,323
- Unemployed336 plus or minus 141
- Unemployment rate4.4 percent plus or minus 1.8
- Adults 25 and over12,260
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher33.4 percent
- Adults 25 and over with a graduate degree13.5 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
Housing in Rutland
- Housing units8,517
- Occupied units7,414
- Vacant units1,103 plus or minus 285
- Vacancy rate13.0 percent plus or minus 3.3
- Owner occupied4,068
- Renter occupied3,346
- Ownership rate54.9 percent
- Median owner-occupied home value$185,500
- Median gross rent, monthly$995
- Annual rent as a share of median income20.7 percent
- Single family units4,265
- Share single family50.1 percent
- Units in buildings of two or more3,996
- Share in buildings of two or more46.9 percent
- Mobile homes256 plus or minus 150
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
How Rutland gets to work
- Workers 16 and over who commute6,599
- Commuting under 15 minutes3,929
- Share commuting under 15 minutes59.5 percent
- Commuting 30 minutes or more977 plus or minus 274
- Share commuting 30 minutes or more14.8 percent plus or minus 4.0
- Drove alone79.6 percent
- Carpooled7.4 percent plus or minus 2.7
- Public transport0.6 percent plus or minus 0.5
- Walked4.0 percent plus or minus 2.2
- Worked from home8.1 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rutland
SBA loans in Rutland (7(a))
- Approvals39
- Gross approval$10,322,000
- Average approval$264,667
- Median approval$50,000
- Ninetieth percentile approval$280,000
- Largest approval$5,000,000
- Jobs supported218
- Jobs per approval5.6
- Loans with a final outcome7
- Paid in full5
- Charged off2
- Median term84 months
- Share on real estate terms of 20 years or more10.3 percent
- Share to franchises12.8 percent
- Distinct lenders12
- Distinct industries by NAICS32
Counted by borrower city: approvals to borrowers whose address is in Rutland, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rutland
SBA loans in Rutland (504)
- Approvals7
- Gross approval$7,916,000
- Average approval$1,130,857
- Median approval$1,105,000
- Largest approval$3,114,000
- Jobs supported36
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Rutland, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rutland
Flood risk in Rutland
- NFIP communityCity of Rutland
- NFIP community number500101
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/08
The City of Rutland participates in the National Flood Insurance Program as community 500101 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rutland County, not Rutland
Rutland County context, not Rutland figures
- Establishments in Rutland County1,945
- Covered employment, Rutland County25,313
- Average annual pay, Rutland County$58,753
- Housing units permitted, Rutland County135
Every figure in this section is published for Rutland County as a whole and is not a measurement of Rutland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rutland questions, answered from the record.
How many people live in Rutland, Vermont?
15,712, in 7,414 households. Rutland city covers 7.55 square miles of land, which is 2,080 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rutland in?
Rutland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rutland?
$57,675. The median owner-occupied home is valued at $185,500. Median gross rent is $995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rutland businesses?
39 7(a) approvals totaling $10.3 m since FY2020, across 12 lenders, median approval $50,000, plus 7 504 approvals worth $7.9 m since FY2010. These count approvals to borrowers whose address is in Rutland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rutland borrowers get paid back?
No rate is published for Rutland. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rutland in the National Flood Insurance Program?
Yes. Rutland appears in the FEMA Community Status Book as Rutland, city of, community 500101, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rutland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rutland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rutland.
Is zoning published for Rutland?
No. Nothing on this page presents parcel level zoning.