HomeVirginiaLoudoun CountyWaterford CDP
Waterford CDP, Virginia: commercial real estate data.
Waterford CDP is a Census CDP of 220 people across 0.36 square miles of land, in Loudoun County. 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $10,000.
45 sourced place values · tier SHORT · 5 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Waterford through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 220 with a margin of error of plus or minus 238, which is 108.2 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it. Because the margin here exceeds the estimate, this page shows its strongest sections only rather than a full profile.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Waterford
What Waterford is
- Census place typeCDP
- Land area0.36 sq mi
- Water area0 sq mi
- Population per square mile of land608 plus or minus 658
- County holding the largest share of its areaLoudoun County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
Housing in Waterford
- Housing units109 plus or minus 115
- Occupied units109 plus or minus 115
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied109 plus or minus 115
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$1,079,700
- Single family units109 plus or minus 117
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
How Waterford gets to work
- Workers 16 and over who commute54 plus or minus 58
- Commuting under 15 minutes13 plus or minus 26
- Share commuting under 15 minutes24.1 percent plus or minus 39.6
- Commuting 30 minutes or more30 plus or minus 38
- Share commuting 30 minutes or more55.6 percent plus or minus 38.5
- Drove alone60.3 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home20.6 percent plus or minus 29.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waterford
SBA 7(a) lending to Waterford borrowers
- Approvals1
- Gross approval$10,000
- Average approval$10,000
- Median approval$10,000
- Ninetieth percentile approval$10,000
- Largest approval$10,000
- Jobs supported3
- Jobs per approval3.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term96 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Loudoun County, not Waterford
Loudoun County context, not Waterford figures
These are Loudoun County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waterford measurements.
- Establishments in Loudoun County12,561
- Employment at those establishments, Loudoun County192,220
- Covered employment, Loudoun County198,113
- Average annual pay, Loudoun County$84,788
- Average weekly wage, Loudoun County$1,631
- Housing units permitted, Loudoun County3,314
- Of those, single family, Loudoun County1,496
- County product, 2024, Loudoun County$44,855,034,000
- County product change over the prior year, Loudoun County6.8 percent
- Average income of an arriving household, Loudoun County$129,410
Every figure in this section is published for Loudoun County as a whole and is not a measurement of Waterford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waterford questions, answered from the record.
How many people live in Waterford, Virginia?
220, in 109 households. Waterford CDP covers 0.36 square miles of land, which is 608 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waterford in?
Loudoun County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Waterford businesses?
1 7(a) approvals totalling $10,000, across 1 lenders, median approval $10,000. These count approvals to borrowers whose address is in Waterford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waterford borrowers get paid back?
No rate is published for Waterford. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waterford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Loudoun County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterford.
Is zoning published for Waterford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.