HomeVirginiaLouisa CountyLouisa
Louisa, Virginia: commercial real estate data.
Louisa is a Census town of 2,435 people across 1.82 square miles of land, in Louisa County. Median household income is $65,132, 42.9 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Louisa
What Louisa is
- Census place typetown
- Land area1.82 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,340 plus or minus 272
- County holding the largest share of its areaLouisa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
How many people live in Louisa
- Population2,435 plus or minus 495
- Median age41.7
- Population under 18569 plus or minus 146
- Share under 1823.4 percent
- Population 65 and over541 plus or minus 122
- Share 65 and over22.2 percent
- Households998
- Family households639 plus or minus 137
- Share of households that are families64.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
Income and work in Louisa
- Median household income$65,132 plus or minus $14,719
- Per capita income$38,472 plus or minus $10,626
- Civilian labor force1,190 plus or minus 279
- Employed1,167 plus or minus 279
- Unemployed23 plus or minus 20
- Unemployment rate1.9 percent plus or minus 1.6
- Adults 25 and over1,671
- Adults 25 and over with a high school diploma or higher89.5 percent plus or minus 22.1
- Adults 25 and over with a bachelor degree or higher33.5 percent
- Adults 25 and over with a graduate degree12.6 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
Housing in Louisa
- Housing units1,031
- Occupied units998
- Vacant units33 plus or minus 27
- Vacancy rate3.2 percent plus or minus 2.6
- Owner occupied428 plus or minus 114
- Renter occupied570 plus or minus 142
- Ownership rate42.9 percent plus or minus 8.6
- Median owner-occupied home value$344,100
- Median gross rent, monthly$1,207
- Annual rent as a share of median income22.2 percent plus or minus 5.4
- Single family units598 plus or minus 134
- Share single family58.0 percent
- Units in buildings of two or more433 plus or minus 118
- Share in buildings of two or more42.0 percent plus or minus 9.0
- Mobile homes0
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
How Louisa gets to work
- Workers 16 and over who commute1,028 plus or minus 269
- Commuting under 15 minutes427 plus or minus 149
- Share commuting under 15 minutes41.5 percent plus or minus 9.6
- Commuting 30 minutes or more427 plus or minus 122
- Share commuting 30 minutes or more41.5 percent
- Drove alone82.4 percent
- Carpooled5.2 percent plus or minus 3.2
- Public transport0.0 percent
- Walked2.1 percent plus or minus 3.2
- Worked from home10.2 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
SBA loans in Louisa (7(a))
- Approvals10
- Gross approval$3,696,100
- Average approval$369,610
- Median approval$150,000
- Largest approval$1,519,000
- Jobs supported101
- Jobs per approval10.1
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Louisa, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Louisa
SBA loans in Louisa (504)
- Approvals4
- Gross approval$2,242,000
- Average approval$560,500
- Median approval$290,000
- Largest approval$1,466,000
- Jobs supported37
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Louisa, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Louisa
Flood risk in Louisa
- NFIP communityTown of Louisa
- NFIP community number510378
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date07/22/20
The Town of Louisa does not participate in the National Flood Insurance Program as community 510378 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Louisa County, not Louisa
Louisa County context, not Louisa figures
- Establishments in Louisa County683
- Covered employment, Louisa County10,206
- Average annual pay, Louisa County$60,052
- Housing units permitted, Louisa County409
Every figure in this section is published for Louisa County as a whole and is not a measurement of Louisa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Louisa questions, answered from the record.
How many people live in Louisa, Virginia?
2,435, in 998 households. Louisa town covers 1.82 square miles of land, which is 1,340 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Louisa in?
Louisa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Louisa?
$65,132. The median owner-occupied home is valued at $344,100. Median gross rent is $1,207 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Louisa businesses?
10 7(a) approvals totaling $3.7 m since FY2020, across 6 lenders, median approval $150,000, plus 4 504 approvals worth $2.2 m since FY2010. These count approvals to borrowers whose address is in Louisa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Louisa borrowers get paid back?
No rate is published for Louisa. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Louisa in the National Flood Insurance Program?
No, it is listed but not participating. Louisa appears in the FEMA Community Status Book as Louisa, town of, community 510378, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Louisa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Louisa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Louisa.
Is zoning published for Louisa?
No. Nothing on this page presents parcel level zoning.
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