HomeVirginiaLouisa CountyMineral
Mineral, Virginia: commercial real estate data.
Mineral is a Census town of 555 people across 0.89 square miles of land, in Louisa County. Median household income is $71,042, 73.6 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mineral
What Mineral is
- Census place typetown
- Land area0.89 sq mi
- Water area0.01 sq mi
- Population per square mile of land625 plus or minus 186
- County holding the largest share of its areaLouisa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral
How many people live in Mineral
- Population555 plus or minus 165
- Median age34.6 plus or minus 11.3
- Population under 18132 plus or minus 47
- Share under 1823.8 percent
- Population 65 and over85 plus or minus 37
- Share 65 and over15.3 percent plus or minus 4.7
- Households193 plus or minus 56
- Family households105 plus or minus 35
- Share of households that are families54.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral
Income and work in Mineral
- Median household income$71,042 plus or minus $40,186
- Per capita income$35,719
- Civilian labor force287 plus or minus 94
- Employed279 plus or minus 95
- Unemployed8 plus or minus 11
- Unemployment rate2.8 percent plus or minus 3.7
- Adults 25 and over382 plus or minus 106
- Adults 25 and over with a high school diploma or higher88.2 percent plus or minus 33.1
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 8.2
- Adults 25 and over with a graduate degree8.9 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral
Housing in Mineral
- Housing units193 plus or minus 56
- Occupied units193 plus or minus 56
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied142 plus or minus 46
- Renter occupied51 plus or minus 28
- Ownership rate73.6 percent
- Median owner-occupied home value$266,700 plus or minus $81,580
- Median gross rent, monthly$1,267
- Annual rent as a share of median income21.4 percent plus or minus 12.5
- Single family units188 plus or minus 57
- Share single family97.4 percent
- Units in buildings of two or more5 plus or minus 15
- Share in buildings of two or more2.6 percent plus or minus 7.9
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral
How Mineral gets to work
- Workers 16 and over who commute239 plus or minus 85
- Commuting under 15 minutes82 plus or minus 43
- Share commuting under 15 minutes34.3 percent plus or minus 13.4
- Commuting 30 minutes or more107 plus or minus 43
- Share commuting 30 minutes or more44.8 percent
- Drove alone73.3 percent plus or minus 16.3
- Carpooled5.1 percent plus or minus 4.0
- Public transport1.4 percent plus or minus 2.5
- Walked4.3 percent plus or minus 4.8
- Worked from home13.7 percent plus or minus 8.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mineral
SBA loans in Mineral (7(a))
- Approvals12
- Gross approval$8,329,100
- Average approval$694,092
- Median approval$212,850
- Largest approval$3,500,000
- Jobs supported93
- Jobs per approval7.8
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Mineral, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mineral
SBA loans in Mineral (504)
- Approvals2
- Gross approval$1,776,000
- Average approval$888,000
- Median approval$888,000
- Largest approval$1,537,000
- Jobs supported13
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Mineral, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mineral
Flood risk in Mineral
- NFIP communityTown of Mineral
- NFIP community number510377
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date07/22/20
The Town of Mineral does not participate in the National Flood Insurance Program as community 510377 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Louisa County, not Mineral
Louisa County context, not Mineral figures
- Establishments in Louisa County683
- Covered employment, Louisa County10,206
- Average annual pay, Louisa County$60,052
- Housing units permitted, Louisa County409
Every figure in this section is published for Louisa County as a whole and is not a measurement of Mineral.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mineral questions, answered from the record.
How many people live in Mineral, Virginia?
555, in 193 households. Mineral town covers 0.89 square miles of land, which is 625 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mineral in?
Louisa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mineral?
$71,042. The median owner-occupied home is valued at $266,700. Median gross rent is $1,267 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mineral businesses?
12 7(a) approvals totaling $8.3 m since FY2020, across 10 lenders, median approval $212,850, plus 2 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Mineral, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mineral borrowers get paid back?
No rate is published for Mineral. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mineral in the National Flood Insurance Program?
No, it is listed but not participating. Mineral appears in the FEMA Community Status Book as Mineral, town of, community 510377, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mineral figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Louisa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mineral.
Is zoning published for Mineral?
No. Nothing on this page presents parcel level zoning.
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