HomeWashingtonGarfield County
Garfield County, Washington: commercial real estate data.
Garfield County, Washington had an estimated 2,404 residents on July 1, 2024, up 5.1 percent since the 2020 census base of 2,287, across 711 square miles. County output reached $220.6 m in 2024, 39 establishments operate here, and the SBA record carries 2 7(a) approvals worth $894,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garfield County
How many people live in Garfield County
- Population, American Community Survey 2020-20242,353
- Households1,031
- Average household size2.28
- Median household income$64,884
- Median age47.8
- Median gross rent$791 per month
- Median owner-occupied home value$239,200
- Home value to household income3.7 times
- Annual rent as a share of median income14.6 percent
- Adults 25 and over with a bachelor degree or higher31.8 percent
- Adults 25 and over with a graduate degree12.4 percent
- Adults 25 and over1,734
- Population under 18440
- Share under 1818.7 percent
- Population 65 and over613
- Share 65 and over26.1 percent
- Working age population, 18 to 641,300
- Civilian labor force973
- Unemployment rate6.3 percent
- Labor force participation, adults 18 and over50.9 percent
- Rank by population among Washington counties39th of 39
- Rank by population among US county-equivalents, Puerto Rico included3090th of 3,222
Garfield County is the 39th largest of 39 Washington counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents 65 and over outnumber those under 18, at 26.1 percent against 18.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Garfield County
Is Garfield County's population growing?
- Population, July 1, 20242,404
- Census 2020 base population2,287
- Population change since the 2020 census base5.12 percent
- Population change, 2023 to 202444
- Births, 202430
- Deaths, 202438
- Natural change, 2024-8
- Net domestic migration, 202452
- Net international migration, 20240
- Total net migration, 202452
- Cumulative net domestic migration, 2021 to 2024144
- Rank by growth among US county-equivalents515th of 3,144
The county has grown 5.12 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Garfield County
Where are people moving to Garfield County from?
- Tax returns filed by households arriving45
- People arriving, from those returns98
- Tax returns filed by households leaving48
- Net household movement-3
- Adjusted gross income arriving$2.7 m
- Net adjusted gross income movement$67,000
- Average income of an arriving household$59,978
- Average income of a leaving household$54,833
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $5,145 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Garfield County
What is the Garfield County economy?
- County GDP, 2024$220.6 m
- County GDP, 2023$215.8 m
- GDP change, 2023 to 20242.2 percent
- GDP change over five years23.9 percent
- Rank by GDP among the Washington areas BEA publishes38th of 39
- Rank by GDP among the US county areas BEA publishes2867th of 3,127
- GDP per resident$93,771
Output grew 2.2 percent in the latest year and 23.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Garfield County
Employment by industry in Garfield County
- Covered employment, annual average652
- Establishments reporting70
- Average annual pay$60,868
- Average weekly wage$1,171
- Wholesale trade, employment72
- Wholesale trade, average annual pay$54,808
- Agriculture, forestry, fishing and hunting, employment27
- Agriculture, forestry, fishing and hunting, average annual pay$40,457
- Retail trade, employment25
- Retail trade, average annual pay$24,702
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Wholesale trade | 72 | 7 | $54,808 |
| Agriculture, forestry, fishing and hunting | 27 | 21 | $40,457 |
| Retail trade | 25 | 4 | $24,702 |
Wholesale trade is the largest private sector at 72 jobs, 11.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Garfield County
How many businesses are in Garfield County?
- Establishments, all industries39
- Employment at those establishments263
- Annual payroll$13.5 m
- Establishments per 1,000 residents16.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Garfield County
Building permits in Garfield County
- Housing units authorized by permit, 20247
- Declared construction value permitted$2.6 m
- Single family units authorized7
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$370,857
- Units authorized per 1,000 households6.8
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Garfield County
SBA loans in Garfield County (7(a) and 504)
- 7(a) approvals recorded2
- 7(a) gross approval dollars$894,000
- Average 7(a) approval$447,000
- Median 7(a) approval$447,000
- Largest single approval$644,000
- Jobs reported supported, 7(a)11
- Jobs per approval5.5
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals2
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter1
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield County
SBA loan default and charge-off rates in Garfield County
Do SBA loans in Garfield County get paid back?
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Charged off1
- Status: Exempt from disclosure1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garfield County
How large is Garfield County?
- Land area711 sq mi
- Rank by land area among Washington counties33rd of 39
- Width, east to west30.3 mi
- Height, north to south48.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land3
- Establishments per square mile0.05
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Garfield County
Flood risk in Garfield County
- Participation of the county's own NFIP community Garfield County, unincorporated areasParticipating, community 530047
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Garfield County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Garfield County (community 530047), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Garfield County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Garfield County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Garfield County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20242,353
- Households1,031
- Average household size2.28
- Median household income$64,884
- Median age47.8
Common questions
Garfield County questions, answered from the record.
How many people live in Garfield County, Washington?
The Census Bureau estimates 2,404 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,353, in 1,031 households, ranking 39th of 39 Washington counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Garfield County's population growing?
The population has grown 5.12 percent since the 2020 census base of 2,287, to 2,404 on July 1, 2024. In 2024 there were 30 births against 38 deaths, with net migration of 52. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Garfield County?
$64,884. The median owner-occupied home is valued at $239,200, which is 3.7 times income, and median gross rent is $791 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Garfield County?
39 establishments, employing 263 people with an annual payroll of $13.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Garfield County?
Wholesale trade is the largest private sector at 72 jobs, 11.0 percent of covered employment. Covered employment averages 652 jobs at an average annual pay of $60,868, or $1,171 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Garfield County?
2 7(a) approvals totaling $894,000 since FY2020, across 2 lenders, with a median approval of $447,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Garfield County?
7 housing units were authorized by permit in 2024, with a declared construction value of $2.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Garfield County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Garfield County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Garfield County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Garfield County
Cities and places in Garfield.
2 Census places lie wholly or partly in Garfield County. All 2 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Pomeroy | city | 1,354 | 2 | Wholly in this county |
| Pataha | CDP | 71 | None recorded | Wholly in this county |
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