Wallowa County, Oregon: commercial real estate data.
Wallowa County, Oregon had an estimated 7,522 residents on July 1, 2024, up 1.8 percent since the 2020 census base of 7,386, across 3,146 square miles. County output reached $626.6 m in 2024, 366 establishments operate here, and the SBA record carries 7 7(a) approvals worth $264,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wallowa County
How many people live in Wallowa County
- Population, American Community Survey 2020-20247,553
- Households3,387
- Average household size2.23
- Median household income$67,112
- Median age49.7
- Median gross rent$981 per month
- Median owner-occupied home value$394,800
- Home value to household income5.9 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher38.2 percent
- Adults 25 and over with a graduate degree14.2 percent
- Adults 25 and over5,707
- Population under 181,517
- Share under 1820.1 percent
- Population 65 and over2,219
- Share 65 and over29.4 percent
- Working age population, 18 to 643,817
- Civilian labor force3,477
- Unemployment rate3.8 percent
- Labor force participation, adults 18 and over57.6 percent
- Rank by population among Oregon counties31st of 36
- Rank by population among US county-equivalents, Puerto Rico included2685th of 3,222
Wallowa County is the 31st largest of 36 Oregon counties by population. A median home costs 5.9 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 29.4 percent against 20.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wallowa County
Is Wallowa County's population growing?
- Population, July 1, 20247,522
- Census 2020 base population7,386
- Population change since the 2020 census base1.84 percent
- Population change, 2023 to 2024-121
- Births, 202454
- Deaths, 2024140
- Natural change, 2024-86
- Net domestic migration, 2024-35
- Net international migration, 20240
- Total net migration, 2024-35
- Cumulative net domestic migration, 2021 to 2024370
- Rank by growth among US county-equivalents1223rd of 3,144
The county has grown 1.84 percent since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wallowa County
Where are people moving to Wallowa County from?
- Tax returns filed by households arriving228
- People arriving, from those returns383
- Tax returns filed by households leaving145
- Net household movement83
- Adjusted gross income arriving$17.5 m
- Net adjusted gross income movement$9.3 m
- Average income of an arriving household$76,561
- Average income of a leaving household$56,145
- Largest single originUnion County (27 households)
- Largest single destinationUnion County (22 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Union County | 27 | 46 | $2.2 m |
| Multnomah County | 24 | 36 | $2.5 m |
Households arriving report $20,416 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Union County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wallowa County
What is the Wallowa County economy?
- County GDP, 2024$626.6 m
- County GDP, 2023$519.5 m
- GDP change, 2023 to 202420.6 percent
- GDP change over five years84.5 percent
- Rank by GDP among the Oregon areas BEA publishes31st of 36
- Rank by GDP among the US county areas BEA publishes2236th of 3,127
- GDP per resident$82,956
Output grew 20.6 percent in the latest year and 84.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wallowa County
Employment by industry in Wallowa County
- Covered employment, annual average2,854
- Establishments reporting455
- Average annual pay$52,648
- Average weekly wage$1,012
- Health care and social assistance, employment377
- Health care and social assistance, average annual pay$52,619
- Retail trade, employment284
- Retail trade, average annual pay$35,440
- Accommodation and food services, employment276
- Accommodation and food services, average annual pay$22,946
- Construction, employment187
- Construction, average annual pay$53,309
- Manufacturing, employment156
- Agriculture, forestry, fishing and hunting, employment147
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 377 | 40 | $52,619 |
| Retail trade | 284 | 43 | $35,440 |
| Accommodation and food services | 276 | 40 | $22,946 |
| Construction | 187 | 68 | $53,309 |
| Manufacturing | 156 | 13 | $35,679 |
| Agriculture, forestry, fishing and hunting | 147 | 46 | $48,270 |
| Wholesale trade | 146 | 10 | $74,432 |
| Other services, except public administration | 127 | 44 | $38,432 |
Health care and social assistance is the largest private sector at 377 jobs, 13.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wallowa County
How many businesses are in Wallowa County?
- Establishments, all industries366
- Employment at those establishments1,995
- Annual payroll$98.9 m
- Establishments per 1,000 residents48.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Wallowa County
Building permits in Wallowa County
- Housing units authorized by permit, 202431
- Declared construction value permitted$12.2 m
- Single family units authorized31
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$394,518
- Units authorized per 1,000 households9.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Wallowa County
SBA loans in Wallowa County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$264,500
- Average 7(a) approval$37,786
- Median 7(a) approval$50,000
- Largest single approval$50,000
- Jobs reported supported, 7(a)35
- Jobs per approval5.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter7
- Franchise loans1
- Franchise share of approvals14.3 percent
- Most active lenderColumbia Bank (6)
- 504 approvals recorded3
- 504 gross approval dollars$1.6 m
- Average 504 approval$518,333
- Median 504 approval$560,000
- Distinct CDCs active2
- 504 jobs per approval7.0
- 504 jobs per million dollars approved13.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.8 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wallowa County
SBA loan default and charge-off rates in Wallowa County
Do SBA loans in Wallowa County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure6
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wallowa County
SBA lending by place in Wallowa County
- Borrower cities with recorded lending4
- Wallowa, approvals3
- Enterprise, approvals2
- Lostine, approvals1
- Joseph, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Wallowa | 3 | $99,500 |
| Enterprise | 2 | $100,000 |
| Lostine | 1 | $50,000 |
| Joseph | 1 | $15,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wallowa County
How large is Wallowa County?
- Land area3,146 sq mi
- Rank by land area among Oregon counties9th of 36
- Width, east to west73.2 mi
- Height, north to south63.6 mi
- Geographies sharing a boundary9
- Residents per square mile of land2
- Establishments per square mile0.12
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wallowa County
Flood risk in Wallowa County
- Participation of the county's own NFIP community Wallowa County, unincorporated areasParticipating, community 410224
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Wallowa County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Wallowa County (community 410224), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Wallowa County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Wallowa County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wallowa County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20247,553
- Households3,387
- Average household size2.23
- Median household income$67,112
- Median age49.7
Common questions
Wallowa County questions, answered from the record.
How many people live in Wallowa County, Oregon?
The Census Bureau estimates 7,522 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 7,553, in 3,387 households, ranking 31st of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wallowa County's population growing?
The population has grown 1.84 percent since the 2020 census base of 7,386, to 7,522 on July 1, 2024. In 2024 there were 54 births against 140 deaths, with net migration of -35. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wallowa County?
$67,112. The median owner-occupied home is valued at $394,800, which is 5.9 times income, and median gross rent is $981 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Wallowa County?
366 establishments, employing 1,995 people with an annual payroll of $98.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Wallowa County?
Health care and social assistance is the largest private sector at 377 jobs, 13.2 percent of covered employment. Covered employment averages 2,854 jobs at an average annual pay of $52,648, or $1,012 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wallowa County?
7 7(a) approvals totaling $264,500 since FY2020, across 2 lenders, with a median approval of $50,000, plus 3 504 approvals worth $1.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Wallowa County?
31 housing units were authorized by permit in 2024, with a declared construction value of $12.2 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wallowa County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wallowa County come from?
The largest single origin is Union County, with 27 households. Arriving households report an average income of $76,561 against $56,145 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wallowa County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wallowa County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Wallowa County
Cities and places in Wallowa.
5 Census places lie wholly or partly in Wallowa County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Enterprise | city | 2,131 | 2 | Wholly in this county |
| Joseph | city | 1,054 | 1 | Wholly in this county |
| Wallowa | city | 633 | 3 | Wholly in this county |
| Lostine | city | 255 | 1 | Wholly in this county |
| Wallowa Lake | CDP | 105 | None recorded | Wholly in this county |