HomeOregonWallowa CountyJoseph
Joseph, Oregon: commercial real estate data.
Joseph is a Census city of 1,054 people across 0.91 square miles of land, in Wallowa County. Median household income is $54,444, 67.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $15,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Joseph
What Joseph is
- Census place typecity
- Land area0.91 sq mi
- Water area0 sq mi
- Population per square mile of land1,163
- County holding the largest share of its areaWallowa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Joseph
How many people live in Joseph
- Population1,054
- Median age58.0
- Population under 18167 plus or minus 77
- Share under 1815.8 percent plus or minus 6.7
- Population 65 and over386 plus or minus 106
- Share 65 and over36.6 percent plus or minus 7.5
- Households518
- Family households291 plus or minus 73
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Joseph
Income and work in Joseph
- Median household income$54,444
- Per capita income$35,159
- Civilian labor force438 plus or minus 109
- Employed432 plus or minus 109
- Unemployed6 plus or minus 8
- Unemployment rate1.4 percent plus or minus 1.8
- Adults 25 and over840
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher51.8 percent plus or minus 12.0
- Adults 25 and over with a graduate degree24.5 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Joseph
Housing in Joseph
- Housing units673
- Occupied units518
- Vacant units155 plus or minus 64
- Vacancy rate23.0 percent plus or minus 8.8
- Owner occupied347 plus or minus 86
- Renter occupied171 plus or minus 73
- Ownership rate67.0 percent
- Median owner-occupied home value$334,900
- Median gross rent, monthly$1,151 plus or minus $369
- Annual rent as a share of median income25.4 percent plus or minus 9.0
- Single family units494
- Share single family73.4 percent
- Units in buildings of two or more105 plus or minus 58
- Share in buildings of two or more15.6 percent plus or minus 8.4
- Mobile homes57 plus or minus 46
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Joseph
How Joseph gets to work
- Workers 16 and over who commute368 plus or minus 108
- Commuting under 15 minutes203 plus or minus 79
- Share commuting under 15 minutes55.2 percent plus or minus 14.0
- Commuting 30 minutes or more27 plus or minus 26
- Share commuting 30 minutes or more7.3 percent plus or minus 6.9
- Drove alone77.1 percent
- Carpooled6.0 percent plus or minus 5.6
- Public transport0.0 percent
- Walked2.1 percent plus or minus 3.0
- Worked from home14.8 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Joseph
SBA loans in Joseph (7(a))
- Approvals1
- Gross approval$15,000
- Average approval$15,000
- Median approval$15,000
- Largest approval$15,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Joseph, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Joseph
SBA loans in Joseph (504)
- Approvals1
- Gross approval$560,000
- Average approval$560,000
- Median approval$560,000
- Largest approval$560,000
- Jobs supported10
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Joseph, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Joseph
Flood risk in Joseph
- NFIP communityCity of Joseph
- NFIP community number410226
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/88
The City of Joseph participates in the National Flood Insurance Program as community 410226 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wallowa County, not Joseph
Wallowa County context, not Joseph figures
- Establishments in Wallowa County366
- Covered employment, Wallowa County2,854
- Average annual pay, Wallowa County$52,648
- Housing units permitted, Wallowa County31
Every figure in this section is published for Wallowa County as a whole and is not a measurement of Joseph.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Joseph questions, answered from the record.
How many people live in Joseph, Oregon?
1,054, in 518 households. Joseph city covers 0.91 square miles of land, which is 1,163 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Joseph in?
Wallowa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Joseph?
$54,444. The median owner-occupied home is valued at $334,900. Median gross rent is $1,151 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Joseph businesses?
1 7(a) approvals totaling $15,000 since FY2020, across 1 lenders, median approval $15,000, plus 1 504 approvals worth $560,000 since FY2010. These count approvals to borrowers whose address is in Joseph, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Joseph borrowers get paid back?
No rate is published for Joseph. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Joseph in the National Flood Insurance Program?
Yes. Joseph appears in the FEMA Community Status Book as Joseph, city of, community 410226, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Joseph figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wallowa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Joseph.
Is zoning published for Joseph?
No. Nothing on this page presents parcel level zoning.
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