HomeWashingtonGrays Harbor CountyMontesano
Montesano, Washington: commercial real estate data.
Montesano is a Census city of 4,183 people across 10.91 square miles of land, in Grays Harbor County. Median household income is $67,540, 60.7 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montesano
What Montesano is
- Census place typecity
- Land area10.91 sq mi
- Water area0.16 sq mi
- Population per square mile of land383
- County holding the largest share of its areaGrays Harbor County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montesano
How many people live in Montesano
- Population4,183
- Median age38.9 plus or minus 9.9
- Population under 18972 plus or minus 221
- Share under 1823.2 percent plus or minus 5.3
- Population 65 and over963 plus or minus 272
- Share 65 and over23.0 percent plus or minus 6.5
- Households1,605
- Family households930
- Share of households that are families57.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montesano
Income and work in Montesano
- Median household income$67,540 plus or minus $16,118
- Per capita income$37,132
- Civilian labor force1,825
- Employed1,744
- Unemployed81 plus or minus 79
- Unemployment rate4.4 percent plus or minus 4.3
- Adults 25 and over2,953
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher24.3 percent plus or minus 7.1
- Adults 25 and over with a graduate degree9.2 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montesano
Housing in Montesano
- Housing units1,829
- Occupied units1,605
- Vacant units224 plus or minus 139
- Vacancy rate12.2 percent plus or minus 7.5
- Owner occupied974
- Renter occupied631 plus or minus 194
- Ownership rate60.7 percent
- Median owner-occupied home value$354,300
- Median gross rent, monthly$1,195
- Annual rent as a share of median income21.2 percent plus or minus 5.5
- Single family units1,218
- Share single family66.6 percent
- Units in buildings of two or more501 plus or minus 219
- Share in buildings of two or more27.4 percent plus or minus 11.6
- Mobile homes110 plus or minus 82
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montesano
How Montesano gets to work
- Workers 16 and over who commute1,474
- Commuting under 15 minutes498 plus or minus 228
- Share commuting under 15 minutes33.8 percent plus or minus 14.3
- Commuting 30 minutes or more444 plus or minus 150
- Share commuting 30 minutes or more30.1 percent plus or minus 8.8
- Drove alone76.0 percent
- Carpooled1.4 percent plus or minus 2.0
- Public transport1.0 percent plus or minus 1.4
- Walked6.2 percent plus or minus 8.4
- Worked from home15.0 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montesano
SBA loans in Montesano (7(a))
- Approvals12
- Gross approval$4,402,000
- Average approval$366,833
- Median approval$212,500
- Largest approval$1,105,000
- Jobs supported101
- Jobs per approval8.4
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Montesano, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montesano
SBA loans in Montesano (504)
- Approvals1
- Gross approval$793,000
- Average approval$793,000
- Median approval$793,000
- Largest approval$793,000
- Jobs supported56
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Montesano, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montesano
Flood risk in Montesano
- NFIP communityCity of Montesano
- NFIP community number530063
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/18/20(M)
The City of Montesano participates in the National Flood Insurance Program as community 530063 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grays Harbor County, not Montesano
Grays Harbor County context, not Montesano figures
- Establishments in Grays Harbor County1,558
- Covered employment, Grays Harbor County23,816
- Average annual pay, Grays Harbor County$56,803
- Housing units permitted, Grays Harbor County288
Every figure in this section is published for Grays Harbor County as a whole and is not a measurement of Montesano.
All Grays Harbor County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montesano questions, answered from the record.
How many people live in Montesano, Washington?
4,183, in 1,605 households. Montesano city covers 10.91 square miles of land, which is 383 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montesano in?
Grays Harbor County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Montesano?
$67,540. The median owner-occupied home is valued at $354,300. Median gross rent is $1,195 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montesano businesses?
12 7(a) approvals totaling $4.4 m since FY2020, across 8 lenders, median approval $212,500, plus 1 504 approvals worth $793,000 since FY2010. These count approvals to borrowers whose address is in Montesano, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montesano borrowers get paid back?
No rate is published for Montesano. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montesano in the National Flood Insurance Program?
Yes. Montesano appears in the FEMA Community Status Book as Montesano, city of, community 530063, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montesano figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grays Harbor County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montesano.
Is zoning published for Montesano?
No. Nothing on this page presents parcel level zoning.
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