HomeWashingtonGrays Harbor CountyOcean Shores
Ocean Shores, Washington: commercial real estate data.
Ocean Shores is a Census city of 7,302 people across 8.52 square miles of land, in Grays Harbor County. Median household income is $58,202, 83.3 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $26.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ocean Shores
What Ocean Shores is
- Census place typecity
- Land area8.52 sq mi
- Water area5.26 sq mi
- Population per square mile of land857
- County holding the largest share of its areaGrays Harbor County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Shores
How many people live in Ocean Shores
- Population7,302
- Median age63.9
- Population under 18526 plus or minus 235
- Share under 187.2 percent plus or minus 3.2
- Population 65 and over3,395
- Share 65 and over46.5 percent
- Households3,830
- Family households2,302
- Share of households that are families60.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Shores
Income and work in Ocean Shores
- Median household income$58,202
- Per capita income$37,901
- Civilian labor force2,112
- Employed1,958
- Unemployed154 plus or minus 137
- Unemployment rate7.3 percent plus or minus 6.4
- Adults 25 and over6,570
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 5.1
- Adults 25 and over with a graduate degree11.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Shores
Housing in Ocean Shores
- Housing units5,798
- Occupied units3,830
- Vacant units1,968 plus or minus 412
- Vacancy rate33.9 percent
- Owner occupied3,192
- Renter occupied638 plus or minus 238
- Ownership rate83.3 percent
- Median owner-occupied home value$383,500
- Median gross rent, monthly$1,284 plus or minus $358
- Annual rent as a share of median income26.5 percent plus or minus 7.9
- Single family units4,740
- Share single family81.8 percent
- Units in buildings of two or more838 plus or minus 293
- Share in buildings of two or more14.5 percent plus or minus 5.0
- Mobile homes220 plus or minus 143
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Shores
How Ocean Shores gets to work
- Workers 16 and over who commute1,539 plus or minus 365
- Commuting under 15 minutes698 plus or minus 190
- Share commuting under 15 minutes45.4 percent
- Commuting 30 minutes or more468 plus or minus 225
- Share commuting 30 minutes or more30.4 percent plus or minus 12.7
- Drove alone64.1 percent
- Carpooled4.0 percent plus or minus 3.5
- Public transport0.0 percent
- Walked3.1 percent plus or minus 4.1
- Worked from home20.3 percent plus or minus 8.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ocean Shores
SBA loans in Ocean Shores (7(a))
- Approvals12
- Gross approval$26,073,900
- Average approval$2,172,825
- Median approval$2,004,950
- Largest approval$5,000,000
- Jobs supported113
- Jobs per approval9.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more83.3 percent
- Share to franchises16.7 percent
- Distinct lenders8
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Ocean Shores, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ocean Shores
SBA loans in Ocean Shores (504)
- Approvals3
- Gross approval$1,801,000
- Average approval$600,333
- Median approval$520,000
- Largest approval$1,129,000
- Jobs supported12
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ocean Shores, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ocean Shores
Flood risk in Ocean Shores
- NFIP communityCity of Ocean Shores
- NFIP community number530065
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/17
The City of Ocean Shores participates in the National Flood Insurance Program as community 530065 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Grays Harbor County, not Ocean Shores
Grays Harbor County context, not Ocean Shores figures
- Establishments in Grays Harbor County1,558
- Covered employment, Grays Harbor County23,816
- Average annual pay, Grays Harbor County$56,803
- Housing units permitted, Grays Harbor County288
Every figure in this section is published for Grays Harbor County as a whole and is not a measurement of Ocean Shores.
All Grays Harbor County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ocean Shores questions, answered from the record.
How many people live in Ocean Shores, Washington?
7,302, in 3,830 households. Ocean Shores city covers 8.52 square miles of land, which is 857 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ocean Shores in?
Grays Harbor County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ocean Shores?
$58,202. The median owner-occupied home is valued at $383,500. Median gross rent is $1,284 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ocean Shores businesses?
12 7(a) approvals totaling $26.1 m since FY2020, across 8 lenders, median approval $2,004,950, plus 3 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Ocean Shores, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ocean Shores borrowers get paid back?
No rate is published for Ocean Shores. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ocean Shores in the National Flood Insurance Program?
Yes. Ocean Shores appears in the FEMA Community Status Book as Ocean Shores, city of, community 530065, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ocean Shores figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Grays Harbor County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ocean Shores.
Is zoning published for Ocean Shores?
No. Nothing on this page presents parcel level zoning.
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