HomeWashingtonPierce CountyGig Harbor city
Gig Harbor city, Washington: commercial real estate data.
Gig Harbor city is a Census city of 12,424 people across 5.90 square miles of land, in Pierce County. Median household income is $118,395, 62.2 percent of occupied homes are owned, and the SBA record carries 119 7(a) approvals to borrowers here worth $52.2 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gig Harbor
What Gig Harbor is
- Census place typecity
- Land area5.9 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,105
- County holding the largest share of its areaPierce County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
How many people live in Gig Harbor
- Population12,424
- Median age46.6
- Population under 182,686
- Share under 1821.6 percent
- Population 65 and over3,799
- Share 65 and over30.6 percent
- Households5,299
- Family households3,410
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
Income and work in Gig Harbor
- Median household income$118,395
- Per capita income$66,028
- Civilian labor force5,320
- Employed5,175
- Unemployed145 plus or minus 89
- Unemployment rate2.7 percent plus or minus 1.6
- Adults 25 and over9,210
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher52.1 percent
- Adults 25 and over with a graduate degree23.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
Housing in Gig Harbor
- Housing units5,660
- Occupied units5,299
- Vacant units361 plus or minus 202
- Vacancy rate6.4 percent plus or minus 3.5
- Owner occupied3,294
- Renter occupied2,005
- Ownership rate62.2 percent
- Median owner-occupied home value$767,100
- Median gross rent, monthly$2,301
- Annual rent as a share of median income23.3 percent
- Single family units3,904
- Share single family69.0 percent
- Units in buildings of two or more1,588 plus or minus 325
- Share in buildings of two or more28.1 percent
- Mobile homes159 plus or minus 74
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
How Gig Harbor gets to work
- Workers 16 and over who commute3,955
- Commuting under 15 minutes1,213 plus or minus 304
- Share commuting under 15 minutes30.7 percent plus or minus 7.0
- Commuting 30 minutes or more1,865 plus or minus 384
- Share commuting 30 minutes or more47.2 percent
- Drove alone62.8 percent
- Carpooled6.8 percent plus or minus 2.8
- Public transport0.9 percent plus or minus 0.8
- Walked4.0 percent plus or minus 3.2
- Worked from home24.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
SBA loans in Gig Harbor (7(a))
- Approvals119
- Gross approval$52,248,900
- Average approval$439,066
- Median approval$200,000
- Ninetieth percentile approval$1,025,000
- Largest approval$5,000,000
- Jobs supported977
- Jobs per approval8.2
- Loans with a final outcome29
- Paid in full28
- Charged off1
- Charge-off rate over resolved loans3.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.2 percent
- Share to franchises7.6 percent
- Distinct lenders38
- Distinct industries by NAICS70
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gig Harbor
SBA loans in Gig Harbor (504)
- Approvals11
- Gross approval$5,511,000
- Average approval$501,000
- Median approval$345,000
- Largest approval$2,039,000
- Jobs supported54
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pierce County, not Gig Harbor
Pierce County context, not Gig Harbor figures
These are Pierce County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gig Harbor measurements.
- Establishments in Pierce County20,051
- Employment at those establishments, Pierce County294,765
- Covered employment, Pierce County333,492
- Average annual pay, Pierce County$70,395
- Average weekly wage, Pierce County$1,354
- Housing units permitted, Pierce County3,207
- Of those, single family, Pierce County1,731
- County product, 2024, Pierce County$64,941,171,000
- County product change over the prior year, Pierce County5.7 percent
- Average income of an arriving household, Pierce County$76,649
Every figure in this section is published for Pierce County as a whole and is not a measurement of Gig Harbor. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gig Harbor questions, answered from the record.
How many people live in Gig Harbor, Washington?
12,424, in 5,299 households. Gig Harbor city covers 5.90 square miles of land, which is 2,105 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gig Harbor in?
Pierce County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gig Harbor?
$118,395. The median owner-occupied home is valued at $767,100. Median gross rent is $2,301 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gig Harbor businesses?
119 7(a) approvals totalling $52.2 m, across 38 lenders, median approval $200,000, plus 11 504 approvals worth $5.5 m. These count approvals to borrowers whose address is in Gig Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gig Harbor borrowers get paid back?
Of the 29 loans that have reached a final outcome, 28 were paid in full and 1 charged off, a charge off rate of 3.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Gig Harbor figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pierce County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gig Harbor.
Is zoning published for Gig Harbor?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.