HomeWashingtonPierce CountyGig Harbor
Gig Harbor, Washington: commercial real estate data.
Gig Harbor is a Census city of 12,424 people across 5.90 square miles of land, in Pierce County. Median household income is $118,395, 62.2 percent of occupied homes are owned, and the SBA record carries 119 7(a) approvals to borrowers here worth $52.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gig Harbor
What Gig Harbor is
- Census place typecity
- Land area5.9 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,105
- County holding the largest share of its areaPierce County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
How many people live in Gig Harbor
- Population12,424
- Median age46.6
- Population under 182,686
- Share under 1821.6 percent
- Population 65 and over3,799
- Share 65 and over30.6 percent
- Households5,299
- Family households3,410
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
Income and work in Gig Harbor
- Median household income$118,395
- Per capita income$66,028
- Civilian labor force5,320
- Employed5,175
- Unemployed145 plus or minus 89
- Unemployment rate2.7 percent plus or minus 1.6
- Adults 25 and over9,210
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher52.1 percent
- Adults 25 and over with a graduate degree23.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
Housing in Gig Harbor
- Housing units5,660
- Occupied units5,299
- Vacant units361 plus or minus 202
- Vacancy rate6.4 percent plus or minus 3.5
- Owner occupied3,294
- Renter occupied2,005
- Ownership rate62.2 percent
- Median owner-occupied home value$767,100
- Median gross rent, monthly$2,301
- Annual rent as a share of median income23.3 percent
- Single family units3,904
- Share single family69.0 percent
- Units in buildings of two or more1,588 plus or minus 325
- Share in buildings of two or more28.1 percent
- Mobile homes159 plus or minus 74
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
How Gig Harbor gets to work
- Workers 16 and over who commute3,955
- Commuting under 15 minutes1,213 plus or minus 304
- Share commuting under 15 minutes30.7 percent plus or minus 7.0
- Commuting 30 minutes or more1,865 plus or minus 384
- Share commuting 30 minutes or more47.2 percent
- Drove alone62.8 percent
- Carpooled6.8 percent plus or minus 2.8
- Public transport0.9 percent plus or minus 0.8
- Walked4.0 percent plus or minus 3.2
- Worked from home24.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gig Harbor
SBA loans in Gig Harbor (7(a))
- Approvals119
- Gross approval$52,248,900
- Average approval$439,066
- Median approval$200,000
- Ninetieth percentile approval$989,000
- Largest approval$5,000,000
- Jobs supported977
- Jobs per approval8.2
- Loans with a final outcome29
- Paid in full28
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more9.2 percent
- Share to franchises7.6 percent
- Distinct lenders38
- Distinct industries by NAICS70
Counted by borrower city: approvals to borrowers whose address is in Gig Harbor, in any county, FY2020 to FY2026. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gig Harbor
SBA loans in Gig Harbor (504)
- Approvals11
- Gross approval$5,511,000
- Average approval$501,000
- Median approval$345,000
- Largest approval$2,039,000
- Jobs supported54
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Gig Harbor, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gig Harbor
Flood risk in Gig Harbor
- NFIP communityCity of Gig Harbor
- NFIP community number530142
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/07/17
The City of Gig Harbor participates in the National Flood Insurance Program as community 530142 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pierce County, not Gig Harbor
Pierce County context, not Gig Harbor figures
- Establishments in Pierce County20,051
- Covered employment, Pierce County333,492
- Average annual pay, Pierce County$70,395
- Housing units permitted, Pierce County3,207
Every figure in this section is published for Pierce County as a whole and is not a measurement of Gig Harbor.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gig Harbor questions, answered from the record.
How many people live in Gig Harbor, Washington?
12,424, in 5,299 households. Gig Harbor city covers 5.90 square miles of land, which is 2,105 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gig Harbor in?
Pierce County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gig Harbor?
$118,395. The median owner-occupied home is valued at $767,100. Median gross rent is $2,301 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gig Harbor businesses?
119 7(a) approvals totaling $52.2 m since FY2020, across 38 lenders, median approval $200,000, plus 11 504 approvals worth $5.5 m since FY2010. These count approvals to borrowers whose address is in Gig Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gig Harbor borrowers get paid back?
No rate is published for Gig Harbor. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gig Harbor in the National Flood Insurance Program?
Yes. Gig Harbor appears in the FEMA Community Status Book as Gig Harbor, city of, community 530142, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gig Harbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pierce County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gig Harbor.
Is zoning published for Gig Harbor?
No. Nothing on this page presents parcel level zoning.