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Roy, Washington: commercial real estate data.

Roy is a Census city of 735 people across 0.48 square miles of land, in Pierce County. Median household income is $98,750, 91.9 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $3.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Roy

What Roy is

  • Census place typecity
  • Land area0.48 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,521 plus or minus 511
  • County holding the largest share of its areaPierce County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

How many people live in Roy

  • Population735 plus or minus 247
  • Median age36.1 plus or minus 8.2
  • Population under 18164 plus or minus 57
  • Share under 1822.3 percent
  • Population 65 and over93 plus or minus 48
  • Share 65 and over12.7 percent plus or minus 4.9
  • Households246 plus or minus 78
  • Family households204 plus or minus 69
  • Share of households that are families82.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

Income and work in Roy

  • Median household income$98,750
  • Per capita income$36,431 plus or minus $7,962
  • Civilian labor force331 plus or minus 133
  • Employed295 plus or minus 116
  • Unemployed36 plus or minus 26
  • Unemployment rate10.9 percent plus or minus 6.5
  • Adults 25 and over509 plus or minus 167
  • Adults 25 and over with a high school diploma or higher93.7 percent plus or minus 37.7
  • Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 6.4
  • Adults 25 and over with a graduate degree6.1 percent plus or minus 4.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

Housing in Roy

  • Housing units275 plus or minus 89
  • Occupied units246 plus or minus 78
  • Vacant units29 plus or minus 29
  • Vacancy rate10.5 percent plus or minus 10.0
  • Owner occupied226 plus or minus 77
  • Renter occupied20 plus or minus 14
  • Ownership rate91.9 percent
  • Median owner-occupied home value$442,600
  • Median gross rent, monthly$2,227
  • Annual rent as a share of median income27.1 percent plus or minus 5.9
  • Single family units226 plus or minus 78
  • Share single family82.2 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes43 plus or minus 35
  • Median year structure built1992

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

How Roy gets to work

  • Workers 16 and over who commute283 plus or minus 121
  • Commuting under 15 minutes2 plus or minus 13
  • Share commuting under 15 minutes0.7 percent plus or minus 4.7
  • Commuting 30 minutes or more207 plus or minus 67
  • Share commuting 30 minutes or more73.1 percent plus or minus 39.2
  • Drove alone76.7 percent plus or minus 20.0
  • Carpooled11.1 percent plus or minus 8.7
  • Public transport3.0 percent plus or minus 3.4
  • Walked0.0 percent
  • Worked from home7.2 percent plus or minus 5.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Roy

SBA loans in Roy (7(a))

  • Approvals17
  • Gross approval$3,056,400
  • Average approval$179,788
  • Median approval$50,000
  • Largest approval$1,457,000
  • Jobs supported99
  • Jobs per approval5.8
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more23.5 percent
  • Share to franchises0.0 percent
  • Distinct lenders9
  • Distinct industries by NAICS16

Counted by borrower city: approvals to borrowers whose address is in Roy, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Roy

Flood risk in Roy

  • NFIP communityCity of Roy
  • NFIP community number530262
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date02/28/25

The City of Roy participates in the National Flood Insurance Program as community 530262 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Pierce County, not Roy

Pierce County context, not Roy figures

  • Establishments in Pierce County20,051
  • Covered employment, Pierce County333,492
  • Average annual pay, Pierce County$70,395
  • Housing units permitted, Pierce County3,207

Every figure in this section is published for Pierce County as a whole and is not a measurement of Roy.

All Pierce County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Roy questions, answered from the record.

How many people live in Roy, Washington?

735, in 246 households. Roy city covers 0.48 square miles of land, which is 1,521 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Roy in?

Pierce County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Roy?

$98,750. The median owner-occupied home is valued at $442,600. Median gross rent is $2,227 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Roy businesses?

17 7(a) approvals totaling $3.1 m since FY2020, across 9 lenders, median approval $50,000. These count approvals to borrowers whose address is in Roy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Roy borrowers get paid back?

No rate is published for Roy. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Roy in the National Flood Insurance Program?

Yes. Roy appears in the FEMA Community Status Book as Roy, city of, community 530262, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Roy figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pierce County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Roy.

Is zoning published for Roy?

No. Nothing on this page presents parcel level zoning.