HomeWisconsinEau Claire CountyEau Claire
Eau Claire, Wisconsin: commercial real estate data.
Eau Claire is a Census city of 70,322 people across 34.33 square miles of land, lying across Eau Claire County and Chippewa County. Median household income is $67,395, 54.4 percent of occupied homes are owned, and the SBA record carries 132 7(a) approvals to borrowers here worth $89.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Eau Claire
What Eau Claire is
- Census place typecity
- Land area34.33 sq mi
- Water area2.09 sq mi
- Population per square mile of land2,048
- County holding the largest share of its areaEau Claire County, 87.7 percent
- Counties this place lies inEau Claire County 87.7 percent, Chippewa County 12.3 percent
Eau Claire crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eau Claire
How many people live in Eau Claire
- Population70,322
- Median age32.9
- Population under 1812,431
- Share under 1817.7 percent
- Population 65 and over11,454
- Share 65 and over16.3 percent
- Households30,492
- Family households16,000
- Share of households that are families52.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eau Claire
Income and work in Eau Claire
- Median household income$67,395
- Per capita income$39,434
- Civilian labor force41,364
- Employed39,973
- Unemployed1,391 plus or minus 302
- Unemployment rate3.4 percent plus or minus 0.7
- Adults 25 and over43,887
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher36.7 percent
- Adults 25 and over with a graduate degree12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eau Claire
Housing in Eau Claire
- Housing units31,712
- Occupied units30,492
- Vacant units1,220 plus or minus 353
- Vacancy rate3.8 percent plus or minus 1.1
- Owner occupied16,596
- Renter occupied13,896
- Ownership rate54.4 percent
- Median owner-occupied home value$247,600
- Median gross rent, monthly$1,045
- Annual rent as a share of median income18.6 percent
- Single family units19,846
- Share single family62.6 percent
- Units in buildings of two or more11,489
- Share in buildings of two or more36.2 percent
- Mobile homes344 plus or minus 110
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eau Claire
How Eau Claire gets to work
- Workers 16 and over who commute34,403
- Commuting under 15 minutes18,232
- Share commuting under 15 minutes53.0 percent
- Commuting 30 minutes or more4,407
- Share commuting 30 minutes or more12.8 percent
- Drove alone75.7 percent
- Carpooled6.3 percent
- Public transport1.4 percent plus or minus 0.5
- Walked3.1 percent
- Worked from home12.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Eau Claire
SBA loans in Eau Claire (7(a))
- Approvals132
- Gross approval$89,229,400
- Average approval$675,980
- Median approval$243,400
- Ninetieth percentile approval$1,711,060
- Largest approval$4,990,100
- Jobs supported1,532
- Jobs per approval11.6
- Loans with a final outcome31
- Paid in full30
- Charged off1
- Charge-off rate over resolved loans3.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises9.8 percent
- Distinct lenders31
- Distinct industries by NAICS78
Counted by borrower city: approvals to borrowers whose address is in Eau Claire, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Eau Claire
SBA loans in Eau Claire (504)
- Approvals77
- Gross approval$72,217,000
- Average approval$937,883
- Median approval$520,000
- Largest approval$5,000,000
- Jobs supported756
- Loans with a final outcome22
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Eau Claire, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Eau Claire
Flood risk in Eau Claire
- NFIP communityCity of Eau Claire
- NFIP community number550128
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date04/16/14
The City of Eau Claire participates in the National Flood Insurance Program as community 550128 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Eau Claire County, not Eau Claire
Eau Claire County context, not Eau Claire figures
- Establishments in Eau Claire County2,753
- Covered employment, Eau Claire County58,758
- Average annual pay, Eau Claire County$58,079
- Housing units permitted, Eau Claire County590
Every figure in this section is published for Eau Claire County as a whole and is not a measurement of Eau Claire.
All Eau Claire County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Eau Claire questions, answered from the record.
How many people live in Eau Claire, Wisconsin?
70,322, in 30,492 households. Eau Claire city covers 34.33 square miles of land, which is 2,048 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Eau Claire in?
Eau Claire lies in more than one. By area it is 87.7 percent in Eau Claire County, 12.3 percent in Chippewa County. This page sits under Eau Claire County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Eau Claire?
$67,395. The median owner-occupied home is valued at $247,600. Median gross rent is $1,045 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Eau Claire businesses?
132 7(a) approvals totaling $89.2 m since FY2020, across 31 lenders, median approval $243,400, plus 77 504 approvals worth $72.2 m since FY2010. These count approvals to borrowers whose address is in Eau Claire, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Eau Claire borrowers get paid back?
Of the 31 loans that have reached a final outcome, 30 were paid in full and 1 charged off, a charge off rate of 3.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Eau Claire in the National Flood Insurance Program?
Yes. Eau Claire appears in the FEMA Community Status Book as Eau Claire, city of, community 550128, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Eau Claire figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Eau Claire County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Eau Claire.
Is zoning published for Eau Claire?
No. Nothing on this page presents parcel level zoning.
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