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Jefferson, Wisconsin: commercial real estate data.

Jefferson is a Census city of 7,732 people across 5.83 square miles of land, in Jefferson County. Median household income is $79,006, 66.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Jefferson

What Jefferson is

  • Census place typecity
  • Land area5.83 sq mi
  • Water area0.21 sq mi
  • Population per square mile of land1,326
  • County holding the largest share of its areaJefferson County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jefferson

How many people live in Jefferson

  • Population7,732
  • Median age42.0
  • Population under 181,505
  • Share under 1819.5 percent
  • Population 65 and over1,261 plus or minus 254
  • Share 65 and over16.3 percent plus or minus 3.3
  • Households3,312
  • Family households1,803
  • Share of households that are families54.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jefferson

Income and work in Jefferson

  • Median household income$79,006
  • Per capita income$46,658
  • Civilian labor force4,199
  • Employed4,087
  • Unemployed112 plus or minus 90
  • Unemployment rate2.7 percent plus or minus 2.1
  • Adults 25 and over5,618
  • Adults 25 and over with a high school diploma or higher92.1 percent
  • Adults 25 and over with a bachelor degree or higher22.6 percent plus or minus 4.6
  • Adults 25 and over with a graduate degree7.2 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jefferson

Housing in Jefferson

  • Housing units3,542
  • Occupied units3,312
  • Vacant units230 plus or minus 130
  • Vacancy rate6.5 percent plus or minus 3.6
  • Owner occupied2,212
  • Renter occupied1,100
  • Ownership rate66.8 percent
  • Median owner-occupied home value$225,600
  • Median gross rent, monthly$1,071
  • Annual rent as a share of median income16.3 percent
  • Single family units2,606
  • Share single family73.6 percent
  • Units in buildings of two or more863 plus or minus 221
  • Share in buildings of two or more24.4 percent plus or minus 6.0
  • Mobile homes73 plus or minus 37
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jefferson

How Jefferson gets to work

  • Workers 16 and over who commute3,843
  • Commuting under 15 minutes1,442
  • Share commuting under 15 minutes37.5 percent
  • Commuting 30 minutes or more1,325
  • Share commuting 30 minutes or more34.5 percent
  • Drove alone80.0 percent
  • Carpooled11.9 percent plus or minus 4.4
  • Public transport0.3 percent plus or minus 0.7
  • Walked3.0 percent plus or minus 2.0
  • Worked from home4.9 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jefferson

SBA loans in Jefferson (7(a))

  • Approvals5
  • Gross approval$4,770,000
  • Average approval$954,000
  • Median approval$887,400
  • Largest approval$1,817,000
  • Jobs supported122
  • Jobs per approval24.4
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises20.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS4

Counted by borrower city: approvals to borrowers whose address is in Jefferson, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Jefferson

SBA loans in Jefferson (504)

  • Approvals11
  • Gross approval$9,885,000
  • Average approval$898,636
  • Median approval$609,000
  • Largest approval$2,238,000
  • Jobs supported109
  • Loans with a final outcome3
  • Charged off1
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Jefferson, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Jefferson

Flood risk in Jefferson

  • NFIP communityCity of Jefferson
  • NFIP community number555561
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date02/04/15

The City of Jefferson participates in the National Flood Insurance Program as community 555561 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Jefferson County, not Jefferson

Jefferson County context, not Jefferson figures

  • Establishments in Jefferson County2,058
  • Covered employment, Jefferson County33,615
  • Average annual pay, Jefferson County$54,167
  • Housing units permitted, Jefferson County146

Every figure in this section is published for Jefferson County as a whole and is not a measurement of Jefferson.

All Jefferson County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Jefferson questions, answered from the record.

How many people live in Jefferson, Wisconsin?

7,732, in 3,312 households. Jefferson city covers 5.83 square miles of land, which is 1,326 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Jefferson in?

Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Jefferson?

$79,006. The median owner-occupied home is valued at $225,600. Median gross rent is $1,071 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Jefferson businesses?

5 7(a) approvals totaling $4.8 m since FY2020, across 4 lenders, median approval $887,400, plus 11 504 approvals worth $9.9 m since FY2010. These count approvals to borrowers whose address is in Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Jefferson borrowers get paid back?

No rate is published for Jefferson. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Jefferson in the National Flood Insurance Program?

Yes. Jefferson appears in the FEMA Community Status Book as Jefferson, city of, community 555561, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Jefferson figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson.

Is zoning published for Jefferson?

No. Nothing on this page presents parcel level zoning.