HomeWisconsinLincoln CountyMerrill
Merrill, Wisconsin: commercial real estate data.
Merrill is a Census city of 9,356 people across 7.48 square miles of land, in Lincoln County. Median household income is $53,148, 61.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $9.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Merrill
What Merrill is
- Census place typecity
- Land area7.48 sq mi
- Water area0.58 sq mi
- Population per square mile of land1,250
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
How many people live in Merrill
- Population9,356
- Median age41.9
- Population under 181,670
- Share under 1817.8 percent
- Population 65 and over2,041
- Share 65 and over21.8 percent
- Households4,374
- Family households2,146
- Share of households that are families49.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
Income and work in Merrill
- Median household income$53,148
- Per capita income$31,796
- Civilian labor force4,772
- Employed4,573
- Unemployed199 plus or minus 95
- Unemployment rate4.2 percent plus or minus 2.0
- Adults 25 and over6,831
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher15.0 percent plus or minus 3.3
- Adults 25 and over with a graduate degree6.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
Housing in Merrill
- Housing units4,650
- Occupied units4,374
- Vacant units276 plus or minus 145
- Vacancy rate5.9 percent plus or minus 3.1
- Owner occupied2,674
- Renter occupied1,700
- Ownership rate61.1 percent
- Median owner-occupied home value$123,800
- Median gross rent, monthly$771
- Annual rent as a share of median income17.4 percent
- Single family units3,144
- Share single family67.6 percent
- Units in buildings of two or more1,478
- Share in buildings of two or more31.8 percent
- Mobile homes28 plus or minus 25
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
How Merrill gets to work
- Workers 16 and over who commute3,921
- Commuting under 15 minutes2,126
- Share commuting under 15 minutes54.2 percent
- Commuting 30 minutes or more1,114
- Share commuting 30 minutes or more28.4 percent
- Drove alone75.6 percent
- Carpooled9.2 percent plus or minus 2.8
- Public transport0.5 percent plus or minus 0.8
- Walked2.6 percent plus or minus 1.9
- Worked from home11.4 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Merrill
SBA loans in Merrill (7(a))
- Approvals7
- Gross approval$9,558,000
- Average approval$1,365,429
- Median approval$1,000,000
- Largest approval$3,600,000
- Jobs supported75
- Jobs per approval10.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Merrill, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Merrill
SBA loans in Merrill (504)
- Approvals7
- Gross approval$4,118,000
- Average approval$588,286
- Median approval$234,000
- Largest approval$1,508,000
- Jobs supported65
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Merrill, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Merrill
Flood risk in Merrill
- NFIP communityCity of Merrill
- NFIP community number555565
- Participating in the NFIPYes
- Community Rating System classNone
The City of Merrill participates in the National Flood Insurance Program as community 555565 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Merrill
Lincoln County context, not Merrill figures
- Establishments in Lincoln County686
- Covered employment, Lincoln County9,997
- Average annual pay, Lincoln County$51,054
- Housing units permitted, Lincoln County143
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Merrill.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Merrill questions, answered from the record.
How many people live in Merrill, Wisconsin?
9,356, in 4,374 households. Merrill city covers 7.48 square miles of land, which is 1,250 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Merrill in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Merrill?
$53,148. The median owner-occupied home is valued at $123,800. Median gross rent is $771 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Merrill businesses?
7 7(a) approvals totaling $9.6 m since FY2020, across 4 lenders, median approval $1,000,000, plus 7 504 approvals worth $4.1 m since FY2010. These count approvals to borrowers whose address is in Merrill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Merrill borrowers get paid back?
No rate is published for Merrill. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Merrill in the National Flood Insurance Program?
Yes. Merrill appears in the FEMA Community Status Book as Merrill, city of, community 555565, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Merrill figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Merrill.
Is zoning published for Merrill?
No. Nothing on this page presents parcel level zoning.