HomeWisconsinRacine CountyRacine city
Racine city, Wisconsin: commercial real estate data.
Racine city is a Census city of 77,633 people across 15.47 square miles of land, in Racine County. Median household income is $57,740, 60.2 percent of occupied homes are owned, and the SBA record carries 94 7(a) approvals to borrowers here worth $37.4 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Racine
What Racine is
- Census place typecity
- Land area15.47 sq mi
- Water area0.19 sq mi
- Population per square mile of land5,018
- County holding the largest share of its areaRacine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
How many people live in Racine
- Population77,633
- Median age34.7
- Population under 1821,126
- Share under 1827.2 percent
- Population 65 and over10,814
- Share 65 and over13.9 percent
- Households31,970
- Family households18,574
- Share of households that are families58.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
Income and work in Racine
- Median household income$57,740
- Per capita income$29,400
- Civilian labor force38,157
- Employed35,836
- Unemployed2,321
- Unemployment rate6.1 percent
- Adults 25 and over49,661
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree5.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
Housing in Racine
- Housing units34,848
- Occupied units31,970
- Vacant units2,878
- Vacancy rate8.3 percent
- Owner occupied19,236
- Renter occupied12,734
- Ownership rate60.2 percent
- Median owner-occupied home value$166,500
- Median gross rent, monthly$1,033
- Annual rent as a share of median income21.5 percent
- Single family units23,826
- Share single family68.4 percent
- Units in buildings of two or more10,692
- Share in buildings of two or more30.7 percent
- Mobile homes271 plus or minus 199
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
How Racine gets to work
- Workers 16 and over who commute32,757
- Commuting under 15 minutes10,914
- Share commuting under 15 minutes33.3 percent
- Commuting 30 minutes or more9,730
- Share commuting 30 minutes or more29.7 percent
- Drove alone74.9 percent
- Carpooled11.5 percent
- Public transport1.9 percent plus or minus 0.8
- Walked1.4 percent plus or minus 0.7
- Worked from home7.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
SBA loans in Racine (7(a))
- Approvals94
- Gross approval$37,371,500
- Average approval$397,569
- Median approval$135,000
- Ninetieth percentile approval$1,186,400
- Largest approval$3,850,000
- Jobs supported846
- Jobs per approval9.0
- Loans with a final outcome23
- Paid in full20
- Charged off3
- Charge-off rate over resolved loans13.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.8 percent
- Share to franchises6.4 percent
- Distinct lenders30
- Distinct industries by NAICS60
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Racine
SBA loans in Racine (504)
- Approvals28
- Gross approval$17,821,000
- Average approval$636,464
- Median approval$489,000
- Largest approval$2,504,000
- Jobs supported295
- Loans with a final outcome15
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Racine County, not Racine
Racine County context, not Racine figures
These are Racine County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Racine measurements.
- Establishments in Racine County4,114
- Employment at those establishments, Racine County69,594
- Covered employment, Racine County76,342
- Average annual pay, Racine County$61,150
- Average weekly wage, Racine County$1,176
- Housing units permitted, Racine County277
- Of those, single family, Racine County163
- County product, 2024, Racine County$11,724,471,000
- County product change over the prior year, Racine County4.6 percent
- Average income of an arriving household, Racine County$62,699
Every figure in this section is published for Racine County as a whole and is not a measurement of Racine. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Racine questions, answered from the record.
How many people live in Racine, Wisconsin?
77,633, in 31,970 households. Racine city covers 15.47 square miles of land, which is 5,018 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Racine in?
Racine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Racine?
$57,740. The median owner-occupied home is valued at $166,500. Median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Racine businesses?
94 7(a) approvals totalling $37.4 m, across 30 lenders, median approval $135,000, plus 28 504 approvals worth $17.8 m. These count approvals to borrowers whose address is in Racine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Racine borrowers get paid back?
Of the 23 loans that have reached a final outcome, 20 were paid in full and 3 charged off, a charge off rate of 13.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Racine figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Racine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Racine.
Is zoning published for Racine?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.