HomeWisconsinRacine CountyRacine
Racine, Wisconsin: commercial real estate data.
Racine is a Census city of 77,633 people across 15.47 square miles of land, in Racine County. Median household income is $57,740, 60.2 percent of occupied homes are owned, and the SBA record carries 94 7(a) approvals to borrowers here worth $37.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Racine
What Racine is
- Census place typecity
- Land area15.47 sq mi
- Water area0.19 sq mi
- Population per square mile of land5,018
- County holding the largest share of its areaRacine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
How many people live in Racine
- Population77,633
- Median age34.7
- Population under 1821,126
- Share under 1827.2 percent
- Population 65 and over10,814
- Share 65 and over13.9 percent
- Households31,970
- Family households18,574
- Share of households that are families58.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
Income and work in Racine
- Median household income$57,740
- Per capita income$29,400
- Civilian labor force38,157
- Employed35,836
- Unemployed2,321
- Unemployment rate6.1 percent
- Adults 25 and over49,661
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent
- Adults 25 and over with a graduate degree5.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
Housing in Racine
- Housing units34,848
- Occupied units31,970
- Vacant units2,878
- Vacancy rate8.3 percent
- Owner occupied19,236
- Renter occupied12,734
- Ownership rate60.2 percent
- Median owner-occupied home value$166,500
- Median gross rent, monthly$1,033
- Annual rent as a share of median income21.5 percent
- Single family units23,826
- Share single family68.4 percent
- Units in buildings of two or more10,692
- Share in buildings of two or more30.7 percent
- Mobile homes271 plus or minus 199
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
How Racine gets to work
- Workers 16 and over who commute32,757
- Commuting under 15 minutes10,914
- Share commuting under 15 minutes33.3 percent
- Commuting 30 minutes or more9,730
- Share commuting 30 minutes or more29.7 percent
- Drove alone74.9 percent
- Carpooled11.5 percent
- Public transport1.9 percent plus or minus 0.8
- Walked1.4 percent plus or minus 0.7
- Worked from home7.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Racine
SBA loans in Racine (7(a))
- Approvals94
- Gross approval$37,371,500
- Average approval$397,569
- Median approval$132,500
- Ninetieth percentile approval$1,126,580
- Largest approval$3,850,000
- Jobs supported846
- Jobs per approval9.0
- Loans with a final outcome23
- Paid in full20
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more13.8 percent
- Share to franchises6.4 percent
- Distinct lenders30
- Distinct industries by NAICS60
Counted by borrower city: approvals to borrowers whose address is in Racine, in any county, FY2020 to FY2026. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Racine
SBA loans in Racine (504)
- Approvals28
- Gross approval$17,821,000
- Average approval$636,464
- Median approval$468,500
- Largest approval$2,504,000
- Jobs supported295
- Loans with a final outcome15
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Racine, in any county, FY2010 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Racine
Flood risk in Racine
- NFIP communityCity of Racine
- NFIP community number555575
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/11/24
The City of Racine participates in the National Flood Insurance Program as community 555575 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Racine County, not Racine
Racine County context, not Racine figures
- Establishments in Racine County4,114
- Covered employment, Racine County76,342
- Average annual pay, Racine County$61,150
- Housing units permitted, Racine County277
Every figure in this section is published for Racine County as a whole and is not a measurement of Racine.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Racine questions, answered from the record.
How many people live in Racine, Wisconsin?
77,633, in 31,970 households. Racine city covers 15.47 square miles of land, which is 5,018 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Racine in?
Racine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Racine?
$57,740. The median owner-occupied home is valued at $166,500. Median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Racine businesses?
94 7(a) approvals totaling $37.4 m since FY2020, across 30 lenders, median approval $132,500, plus 28 504 approvals worth $17.8 m since FY2010. These count approvals to borrowers whose address is in Racine, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Racine borrowers get paid back?
No rate is published for Racine. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Racine in the National Flood Insurance Program?
Yes. Racine appears in the FEMA Community Status Book as Racine, city of, community 555575, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Racine figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Racine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Racine.
Is zoning published for Racine?
No. Nothing on this page presents parcel level zoning.