HomeWisconsinRock CountyBeloit
Beloit, Wisconsin: commercial real estate data.
Beloit is a Census city of 36,534 people across 17.37 square miles of land, in Rock County. Median household income is $62,663, 59.4 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $13.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Beloit
What Beloit is
- Census place typecity
- Land area17.37 sq mi
- Water area0.32 sq mi
- Population per square mile of land2,103
- County holding the largest share of its areaRock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beloit
How many people live in Beloit
- Population36,534
- Median age33.8
- Population under 189,284
- Share under 1825.4 percent
- Population 65 and over5,117
- Share 65 and over14.0 percent
- Households13,638
- Family households7,817
- Share of households that are families57.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beloit
Income and work in Beloit
- Median household income$62,663
- Per capita income$30,910
- Civilian labor force18,490
- Employed17,504
- Unemployed986 plus or minus 275
- Unemployment rate5.3 percent plus or minus 1.5
- Adults 25 and over22,925
- Adults 25 and over with a high school diploma or higher86.3 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent
- Adults 25 and over with a graduate degree5.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beloit
Housing in Beloit
- Housing units14,531
- Occupied units13,638
- Vacant units893 plus or minus 220
- Vacancy rate6.1 percent plus or minus 1.5
- Owner occupied8,105
- Renter occupied5,533
- Ownership rate59.4 percent
- Median owner-occupied home value$156,500
- Median gross rent, monthly$1,066
- Annual rent as a share of median income20.4 percent
- Single family units11,169
- Share single family76.9 percent
- Units in buildings of two or more3,293
- Share in buildings of two or more22.7 percent
- Mobile homes69 plus or minus 59
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beloit
How Beloit gets to work
- Workers 16 and over who commute15,984
- Commuting under 15 minutes6,376
- Share commuting under 15 minutes39.9 percent
- Commuting 30 minutes or more4,227
- Share commuting 30 minutes or more26.4 percent
- Drove alone79.9 percent
- Carpooled8.1 percent plus or minus 1.8
- Public transport0.9 percent plus or minus 0.6
- Walked2.7 percent plus or minus 0.9
- Worked from home6.9 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Beloit
SBA loans in Beloit (7(a))
- Approvals22
- Gross approval$13,481,100
- Average approval$612,777
- Median approval$175,000
- Ninetieth percentile approval$1,673,940
- Largest approval$3,900,000
- Jobs supported241
- Jobs per approval11.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises4.5 percent
- Distinct lenders13
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Beloit, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Beloit
SBA loans in Beloit (504)
- Approvals19
- Gross approval$10,254,000
- Average approval$539,684
- Median approval$330,000
- Largest approval$3,430,000
- Jobs supported78
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Beloit, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Beloit
Flood risk in Beloit
- NFIP communityCity of Beloit
- NFIP community number555544
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/16/15
The City of Beloit participates in the National Flood Insurance Program as community 555544 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rock County, not Beloit
Rock County context, not Beloit figures
- Establishments in Rock County3,362
- Covered employment, Rock County69,595
- Average annual pay, Rock County$59,381
- Housing units permitted, Rock County628
Every figure in this section is published for Rock County as a whole and is not a measurement of Beloit.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Beloit questions, answered from the record.
How many people live in Beloit, Wisconsin?
36,534, in 13,638 households. Beloit city covers 17.37 square miles of land, which is 2,103 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Beloit in?
Rock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Beloit?
$62,663. The median owner-occupied home is valued at $156,500. Median gross rent is $1,066 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Beloit businesses?
22 7(a) approvals totaling $13.5 m since FY2020, across 13 lenders, median approval $175,000, plus 19 504 approvals worth $10.3 m since FY2010. These count approvals to borrowers whose address is in Beloit, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Beloit borrowers get paid back?
No rate is published for Beloit. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Beloit in the National Flood Insurance Program?
Yes. Beloit appears in the FEMA Community Status Book as Beloit, city of, community 555544, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Beloit figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Beloit.
Is zoning published for Beloit?
No. Nothing on this page presents parcel level zoning.
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