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Sheboygan, Wisconsin: commercial real estate data.

Sheboygan is a Census city of 49,645 people across 16.18 square miles of land, in Sheboygan County. Median household income is $62,927, 60.9 percent of occupied homes are owned, and the SBA record carries 120 7(a) approvals to borrowers here worth $60.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sheboygan

What Sheboygan is

  • Census place typecity
  • Land area16.18 sq mi
  • Water area0.2 sq mi
  • Population per square mile of land3,067
  • County holding the largest share of its areaSheboygan County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sheboygan

How many people live in Sheboygan

  • Population49,645
  • Median age36.8
  • Population under 1812,073
  • Share under 1824.3 percent
  • Population 65 and over7,655
  • Share 65 and over15.4 percent
  • Households21,361
  • Family households11,566
  • Share of households that are families54.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sheboygan

Income and work in Sheboygan

  • Median household income$62,927
  • Per capita income$33,174
  • Civilian labor force26,297
  • Employed25,587
  • Unemployed710 plus or minus 199
  • Unemployment rate2.7 percent plus or minus 0.8
  • Adults 25 and over33,082
  • Adults 25 and over with a high school diploma or higher91.1 percent
  • Adults 25 and over with a bachelor degree or higher23.4 percent
  • Adults 25 and over with a graduate degree7.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sheboygan

Housing in Sheboygan

  • Housing units22,759
  • Occupied units21,361
  • Vacant units1,398 plus or minus 342
  • Vacancy rate6.1 percent plus or minus 1.5
  • Owner occupied13,003
  • Renter occupied8,358
  • Ownership rate60.9 percent
  • Median owner-occupied home value$174,200
  • Median gross rent, monthly$924
  • Annual rent as a share of median income17.6 percent
  • Single family units13,463
  • Share single family59.2 percent
  • Units in buildings of two or more8,796
  • Share in buildings of two or more38.6 percent
  • Mobile homes500 plus or minus 125
  • Median year structure built1959

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sheboygan

How Sheboygan gets to work

  • Workers 16 and over who commute23,159
  • Commuting under 15 minutes11,925
  • Share commuting under 15 minutes51.5 percent
  • Commuting 30 minutes or more3,364
  • Share commuting 30 minutes or more14.5 percent
  • Drove alone75.7 percent
  • Carpooled10.3 percent
  • Public transport0.5 percent plus or minus 0.2
  • Walked1.6 percent plus or minus 0.6
  • Worked from home8.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sheboygan

SBA loans in Sheboygan (7(a))

  • Approvals120
  • Gross approval$60,750,400
  • Average approval$506,253
  • Median approval$299,200
  • Ninetieth percentile approval$994,600
  • Largest approval$5,000,000
  • Jobs supported1,744
  • Jobs per approval14.5
  • Loans with a final outcome26
  • Paid in full26
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more30.0 percent
  • Share to franchises10.0 percent
  • Distinct lenders31
  • Distinct industries by NAICS59

Counted by borrower city: approvals to borrowers whose address is in Sheboygan, in any county, FY2020 to FY2026. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sheboygan

SBA loans in Sheboygan (504)

  • Approvals23
  • Gross approval$14,187,000
  • Average approval$616,826
  • Median approval$456,000
  • Largest approval$2,959,000
  • Jobs supported362
  • Loans with a final outcome10
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Sheboygan, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Sheboygan

Flood risk in Sheboygan

  • NFIP communityCity of Sheboygan
  • NFIP community number550430
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date08/28/24

The City of Sheboygan participates in the National Flood Insurance Program as community 550430 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Sheboygan County, not Sheboygan

Sheboygan County context, not Sheboygan figures

  • Establishments in Sheboygan County2,671
  • Covered employment, Sheboygan County61,178
  • Average annual pay, Sheboygan County$63,379
  • Housing units permitted, Sheboygan County292

Every figure in this section is published for Sheboygan County as a whole and is not a measurement of Sheboygan.

All Sheboygan County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sheboygan questions, answered from the record.

How many people live in Sheboygan, Wisconsin?

49,645, in 21,361 households. Sheboygan city covers 16.18 square miles of land, which is 3,067 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sheboygan in?

Sheboygan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Sheboygan?

$62,927. The median owner-occupied home is valued at $174,200. Median gross rent is $924 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sheboygan businesses?

120 7(a) approvals totaling $60.8 m since FY2020, across 31 lenders, median approval $299,200, plus 23 504 approvals worth $14.2 m since FY2010. These count approvals to borrowers whose address is in Sheboygan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sheboygan borrowers get paid back?

No rate is published for Sheboygan. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sheboygan in the National Flood Insurance Program?

Yes. Sheboygan appears in the FEMA Community Status Book as Sheboygan, city of, community 550430, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sheboygan figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sheboygan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sheboygan.

Is zoning published for Sheboygan?

No. Nothing on this page presents parcel level zoning.