Laramie County, Wyoming: commercial real estate data.
Laramie County, Wyoming had an estimated 101,783 residents on July 1, 2024, up 1.3 percent since the 2020 census base of 100,510, across 2,686 square miles. County output reached $8.44 bn in 2024, 3,625 establishments operate here, and the SBA record carries 142 7(a) approvals worth $79.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Laramie County
How many people live in Laramie County
- Population, American Community Survey 2020-2024101,060
- Households43,279
- Average household size2.34
- Median household income$80,173
- Median age38.5
- Median gross rent$1,160 per month
- Median owner-occupied home value$348,700
- Home value to household income4.3 times
- Annual rent as a share of median income17.4 percent
- Adults 25 and over with a bachelor degree or higher33.1 percent
- Adults 25 and over with a graduate degree12.2 percent
- Adults 25 and over69,419
- Population under 1822,644
- Share under 1822.4 percent
- Population 65 and over17,525
- Share 65 and over17.3 percent
- Working age population, 18 to 6460,891
- Civilian labor force50,840
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over64.8 percent
- Rank by population among Wyoming counties1st of 23
- Rank by population among US county-equivalents, Puerto Rico included613th of 3,222
Laramie County is the 1st largest of 23 Wyoming counties by population. A median home costs 4.3 times median household income, which is seriously unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 17.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Laramie County
Is Laramie County's population growing?
- Population, July 1, 2024101,783
- Census 2020 base population100,510
- Population change since the 2020 census base1.27 percent
- Population change, 2023 to 2024704
- Births, 20241,192
- Deaths, 20241,073
- Natural change, 2024119
- Net domestic migration, 2024493
- Net international migration, 202487
- Total net migration, 2024580
- Cumulative net domestic migration, 2021 to 2024693
- Rank by growth among US county-equivalents1398th of 3,144
The county has grown 1.27 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Laramie County
Where are people moving to Laramie County from?
- Tax returns filed by households arriving3,385
- People arriving, from those returns6,174
- Tax returns filed by households leaving3,369
- Net household movement16
- Adjusted gross income arriving$301.3 m
- Net adjusted gross income movement$85.2 m
- Average income of an arriving household$89,005
- Average income of a leaving household$64,127
- Largest single originLarimer County (226 households)
- Largest single destinationLarimer County (203 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Larimer County | 226 | 382 | $17.2 m |
| Albany County | 190 | 279 | $7.7 m |
| Weld County | 170 | 328 | $11.5 m |
| Natrona County | 77 | 129 | $4.5 m |
| El Paso County | 70 | 133 | $4.2 m |
| Foreign - APO/FPO ZIPs | 65 | 155 | $3.9 m |
| Arapahoe County | 61 | 116 | $4.9 m |
| Adams County | 59 | 110 | $4.9 m |
Households arriving report $24,878 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Larimer County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Laramie County
What is the Laramie County economy?
- County GDP, 2024$8.44 bn
- County GDP, 2023$8.04 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years44.4 percent
- Rank by GDP among the Wyoming areas BEA publishes1st of 23
- Rank by GDP among the US county areas BEA publishes505th of 3,127
- GDP per resident$83,506
Output grew 5.0 percent in the latest year and 44.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Laramie County
Employment by industry in Laramie County
- Covered employment, annual average48,244
- Establishments reporting4,736
- Average annual pay$60,961
- Average weekly wage$1,172
- Retail trade, employment5,217
- Retail trade, average annual pay$39,143
- Accommodation and food services, employment4,649
- Accommodation and food services, average annual pay$24,274
- Health care and social assistance, employment4,605
- Health care and social assistance, average annual pay$55,127
- Construction, employment3,414
- Construction, average annual pay$71,501
- Transportation and warehousing, employment3,071
- Professional, scientific and technical services, employment2,347
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 5,217 | 314 | $39,143 |
| Accommodation and food services | 4,649 | 248 | $24,274 |
| Health care and social assistance | 4,605 | 550 | $55,127 |
| Construction | 3,414 | 497 | $71,501 |
| Transportation and warehousing | 3,071 | 146 | $62,566 |
| Professional, scientific and technical services | 2,347 | 886 | $90,253 |
| Administrative and support and waste management services | 2,186 | 436 | $44,505 |
| Finance and insurance | 1,579 | 275 | $87,520 |
Retail trade is the largest private sector at 5,217 jobs, 10.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Laramie County
How many businesses are in Laramie County?
- Establishments, all industries3,625
- Employment at those establishments37,182
- Annual payroll$2.11 bn
- Establishments per 1,000 residents35.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Laramie County
Building permits in Laramie County
- Housing units authorized by permit, 2024497
- Declared construction value permitted$96.4 m
- Single family units authorized332
- Multifamily units authorized165
- Multifamily share of units33.2 percent
- Average declared value per unit$193,982
- Units authorized per 1,000 households11.5
Single-family homes are 66.8 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Laramie County
SBA loans in Laramie County (7(a) and 504)
- 7(a) approvals recorded142
- 7(a) gross approval dollars$79.0 m
- Average 7(a) approval$555,992
- Median 7(a) approval$150,000
- 10th percentile approval$21,580
- 90th percentile approval$1,653,590
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,440
- Jobs per approval10.1
- Distinct 7(a) lenders active43
- Distinct industries receiving approvals76
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.7 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter109
- Franchise loans21
- Franchise share of approvals14.8 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (10)
- Most active lenderPlatte Valley Bank (34)
- 504 approvals recorded34
- 504 gross approval dollars$25.2 m
- Average 504 approval$740,059
- Median 504 approval$476,000
- Distinct CDCs active2
- 504 jobs per approval6.3
- 504 jobs per million dollars approved8.5
- Most active CDCWyoming Capital Access (33)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$104.1 m
The average approval of $555,992 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 19.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laramie County
SBA loan default and charge-off rates in Laramie County
Do SBA loans in Laramie County get paid back?
- Loans with a final outcome recorded38
- Paid in full35
- Charged off3
- Charge-off rate on resolved loans7.9 percent
- Status: Paid in full35
- Status: Exempt from disclosure74
- Status: Charged off3
- Status: Cancelled21
- Status: Committed, not yet disbursed9
Of the 38 loans that have reached a final outcome, 7.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laramie County
SBA lending by place in Laramie County
- Borrower cities with recorded lending3
- Cheyenne, approvals134
- Carpenter, approvals5
- Hillsdale, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cheyenne | 134 | $78,523,200 |
| Carpenter | 5 | $92,600 |
| Hillsdale | 3 | $335,000 |
Cheyenne accounts for 134 approvals against 5 in Carpenter. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laramie County
How large is Laramie County?
- Land area2,686 sq mi
- Rank by land area among Wyoming counties15th of 23
- Width, east to west63.8 mi
- Height, north to south45.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land38
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Laramie County
Flood risk in Laramie County
- Participation of the county's own NFIP community Laramie County, unincorporated areasParticipating, community 560029
- Community Rating System class of the county's own communityClass 8
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class2
- Radon levels in Laramie County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Laramie County (community 560029), participates in the National Flood Insurance Program and carries Community Rating System class 8, a flood insurance premium discount for policies written there. The EPA places Laramie County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Laramie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Laramie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024101,060
- Households43,279
- Average household size2.34
- Median household income$80,173
- Median age38.5
Common questions
Laramie County questions, answered from the record.
How many people live in Laramie County, Wyoming?
The Census Bureau estimates 101,783 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 101,060, in 43,279 households, ranking 1st of 23 Wyoming counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Laramie County's population growing?
The population has grown 1.27 percent since the 2020 census base of 100,510, to 101,783 on July 1, 2024. In 2024 there were 1,192 births against 1,073 deaths, with net migration of 580. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Laramie County?
$80,173. The median owner-occupied home is valued at $348,700, which is 4.3 times income, and median gross rent is $1,160 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Laramie County?
3,625 establishments, employing 37,182 people with an annual payroll of $2.11 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Laramie County?
Retail trade is the largest private sector at 5,217 jobs, 10.8 percent of covered employment. Covered employment averages 48,244 jobs at an average annual pay of $60,961, or $1,172 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Laramie County?
142 7(a) approvals totaling $79.0 m since FY2020, across 43 lenders, with a median approval of $150,000, plus 34 504 approvals worth $25.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Laramie County get paid back?
Of the 38 loans that have reached a final outcome, 35 were paid in full and 3 charged off, a charge-off rate of 7.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Laramie County?
497 housing units were authorized by permit in 2024, with a declared construction value of $96.4 m. Multifamily was 33.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Laramie County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Laramie County come from?
The largest single origin is Larimer County, with 226 households. Arriving households report an average income of $89,005 against $64,127 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Laramie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Laramie County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Laramie County
Cities and places in Laramie.
10 Census places lie wholly or partly in Laramie County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cheyenne | city | 65,239 | 134 | Wholly in this county |
| Ranchettes | CDP | 5,949 | None recorded | Wholly in this county |
| South Greeley | CDP | 4,631 | None recorded | Wholly in this county |
| Fox Farm-College | CDP | 4,019 | None recorded | Wholly in this county |
| Warren AFB | CDP | 2,936 | None recorded | Wholly in this county |
| Pine Bluffs | town | 1,370 | None recorded | Wholly in this county |
| Burns | town | 397 | None recorded | Wholly in this county |
| Albin | town | 230 | None recorded | Wholly in this county |
| Hillsdale | CDP | 25 | 3 | Wholly in this county |
| Carpenter | CDP | 0 | 5 | Wholly in this county |