HomeAlabamaChambers CountyLa Fayette
La Fayette, Alabama: commercial real estate data.
La Fayette is a Census city of 2,633 people across 8.86 square miles of land, in Chambers County. Median household income is $32,601, 57.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $639,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
La Fayette
What La Fayette is
- Census place typecity
- Land area8.86 sq mi
- Water area0.03 sq mi
- Population per square mile of land297
- County holding the largest share of its areaChambers County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Fayette
How many people live in La Fayette
- Population2,633
- Median age44.1 plus or minus 13.4
- Population under 18400 plus or minus 154
- Share under 1815.2 percent plus or minus 5.8
- Population 65 and over615 plus or minus 172
- Share 65 and over23.4 percent plus or minus 6.5
- Households1,198
- Family households622
- Share of households that are families51.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Fayette
Income and work in La Fayette
- Median household income$32,601
- Per capita income$21,657
- Civilian labor force970 plus or minus 229
- Employed911 plus or minus 233
- Unemployed59 plus or minus 50
- Unemployment rate6.1 percent plus or minus 5.0
- Adults 25 and over2,092
- Adults 25 and over with a high school diploma or higher74.2 percent
- Adults 25 and over with a bachelor degree or higher8.5 percent plus or minus 4.1
- Adults 25 and over with a graduate degree2.8 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Fayette
Housing in La Fayette
- Housing units1,382
- Occupied units1,198
- Vacant units184 plus or minus 82
- Vacancy rate13.3 percent plus or minus 5.8
- Owner occupied692 plus or minus 171
- Renter occupied506 plus or minus 150
- Ownership rate57.8 percent plus or minus 12.9
- Median owner-occupied home value$85,900
- Median gross rent, monthly$645
- Annual rent as a share of median income23.7 percent plus or minus 6.1
- Single family units950 plus or minus 201
- Share single family68.7 percent
- Units in buildings of two or more336 plus or minus 188
- Share in buildings of two or more24.3 percent plus or minus 13.4
- Mobile homes96 plus or minus 96
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Fayette
How La Fayette gets to work
- Workers 16 and over who commute818 plus or minus 229
- Commuting under 15 minutes216 plus or minus 117
- Share commuting under 15 minutes26.4 percent plus or minus 12.3
- Commuting 30 minutes or more421 plus or minus 179
- Share commuting 30 minutes or more51.5 percent plus or minus 16.4
- Drove alone82.8 percent
- Carpooled8.2 percent plus or minus 8.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.0 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Fayette
SBA loans in La Fayette (7(a))
- Approvals1
- Gross approval$639,500
- Average approval$639,500
- Median approval$639,500
- Largest approval$639,500
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in La Fayette, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
La Fayette
SBA loans in La Fayette (504)
- Approvals2
- Gross approval$507,000
- Average approval$253,500
- Median approval$253,500
- Largest approval$257,000
- Jobs supported40
- Loans with a final outcome0
- Charged off0
- Median term180 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in La Fayette, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
La Fayette
Flood risk in La Fayette
- NFIP communityCity of Lafayette
- NFIP community number010028
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/11(M)
The City of Lafayette participates in the National Flood Insurance Program as community 010028 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chambers County, not La Fayette
Chambers County context, not La Fayette figures
- Establishments in Chambers County572
- Covered employment, Chambers County9,087
- Average annual pay, Chambers County$52,152
- Housing units permitted, Chambers County38
Every figure in this section is published for Chambers County as a whole and is not a measurement of La Fayette.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
La Fayette questions, answered from the record.
How many people live in La Fayette, Alabama?
2,633, in 1,198 households. La Fayette city covers 8.86 square miles of land, which is 297 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is La Fayette in?
Chambers County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in La Fayette?
$32,601. The median owner-occupied home is valued at $85,900. Median gross rent is $645 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to La Fayette businesses?
1 7(a) approvals totaling $639,500 since FY2020, across 1 lenders, median approval $639,500, plus 2 504 approvals worth $507,000 since FY2010. These count approvals to borrowers whose address is in La Fayette, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to La Fayette borrowers get paid back?
No rate is published for La Fayette. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is La Fayette in the National Flood Insurance Program?
Yes. La Fayette appears in the FEMA Community Status Book as Lafayette, city of, community 010028, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page La Fayette figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chambers County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of La Fayette.
Is zoning published for La Fayette?
No. Nothing on this page presents parcel level zoning.
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