HomeAlabamaChambers CountyWaverly town
Waverly town, Alabama: commercial real estate data.
Waverly town is a Census town of 315 people across 2.77 square miles of land, lying across Chambers County and Lee County. Median household income is $81,953, 97.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $383,400.
65 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Waverly through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 315 with a margin of error of plus or minus 159, which is 50.5 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Waverly
What Waverly is
- Census place typetown
- Land area2.77 sq mi
- Water area0.02 sq mi
- Population per square mile of land114 plus or minus 57
- County holding the largest share of its areaChambers County, 61.3 percent
- Counties this place lies inChambers County 61.3 percent, Lee County 37.0 percent
Waverly town crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How many people live in Waverly
- Population315 plus or minus 159
- Median age54.8 plus or minus 14.9
- Population under 1865 plus or minus 62
- Share under 1820.6 percent plus or minus 16.8
- Population 65 and over94 plus or minus 49
- Share 65 and over29.8 percent
- Households123 plus or minus 53
- Family households105 plus or minus 52
- Share of households that are families85.4 percent plus or minus 20.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Income and work in Waverly
- Median household income$81,953 plus or minus $31,206
- Per capita income$40,873 plus or minus $16,105
- Civilian labor force152 plus or minus 79
- Employed152 plus or minus 79
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over236 plus or minus 101
- Adults 25 and over with a high school diploma or higher100.0 percent plus or minus 57.2
- Adults 25 and over with a bachelor degree or higher33.9 percent plus or minus 18.6
- Adults 25 and over with a graduate degree10.2 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Housing in Waverly
- Housing units129 plus or minus 55
- Occupied units123 plus or minus 53
- Vacant units6 plus or minus 9
- Vacancy rate4.7 percent plus or minus 6.7
- Owner occupied120 plus or minus 52
- Renter occupied3 plus or minus 5
- Ownership rate97.6 percent
- Median owner-occupied home value$377,800 plus or minus $91,893
- Single family units111 plus or minus 57
- Share single family86.0 percent plus or minus 23.9
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes18 plus or minus 14
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How Waverly gets to work
- Workers 16 and over who commute129 plus or minus 74
- Commuting under 15 minutes26 plus or minus 28
- Share commuting under 15 minutes20.2 percent plus or minus 18.4
- Commuting 30 minutes or more22 plus or minus 22
- Share commuting 30 minutes or more17.1 percent plus or minus 14.3
- Drove alone75.0 percent
- Carpooled6.4 percent plus or minus 8.6
- Public transport0.0 percent
- Walked10.7 percent plus or minus 16.1
- Worked from home7.9 percent plus or minus 9.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
SBA loans in Waverly (7(a))
- Approvals1
- Gross approval$383,400
- Average approval$383,400
- Median approval$383,400
- Ninetieth percentile approval$383,400
- Largest approval$383,400
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chambers County, not Waverly
Chambers County context, not Waverly figures
These are Chambers County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waverly measurements.
- Establishments in Chambers County572
- Employment at those establishments, Chambers County7,897
- Covered employment, Chambers County9,087
- Average annual pay, Chambers County$52,152
- Average weekly wage, Chambers County$1,003
- Housing units permitted, Chambers County38
- Of those, single family, Chambers County38
- County product, 2024, Chambers County$1,240,169,000
- County product change over the prior year, Chambers County7.5 percent
- Average income of an arriving household, Chambers County$70,455
Every figure in this section is published for Chambers County as a whole and is not a measurement of Waverly. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waverly questions, answered from the record.
How many people live in Waverly, Alabama?
315, in 123 households. Waverly town covers 2.77 square miles of land, which is 114 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waverly in?
Waverly lies in more than one. By area it is 61.3 percent in Chambers County, 37.0 percent in Lee County. This page sits under Chambers County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Waverly?
$81,953. The median owner-occupied home is valued at $377,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waverly businesses?
1 7(a) approvals totalling $383,400, across 1 lenders, median approval $383,400. These count approvals to borrowers whose address is in Waverly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waverly borrowers get paid back?
No rate is published for Waverly. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Waverly figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chambers County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waverly.
Is zoning published for Waverly?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby