HomeAlabamaCherokee CountyCedar Bluff
Cedar Bluff, Alabama: commercial real estate data.
Cedar Bluff is a Census town of 1,629 people across 4.81 square miles of land, in Cherokee County. Median household income is $52,500, 68.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $961,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedar Bluff
What Cedar Bluff is
- Census place typetown
- Land area4.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land339 plus or minus 73
- County holding the largest share of its areaCherokee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
How many people live in Cedar Bluff
- Population1,629 plus or minus 353
- Median age41.5 plus or minus 9.2
- Population under 18381 plus or minus 120
- Share under 1823.4 percent plus or minus 5.4
- Population 65 and over329 plus or minus 76
- Share 65 and over20.2 percent
- Households622
- Family households399 plus or minus 85
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
Income and work in Cedar Bluff
- Median household income$52,500 plus or minus $13,541
- Per capita income$27,289
- Civilian labor force615 plus or minus 157
- Employed591 plus or minus 155
- Unemployed24 plus or minus 24
- Unemployment rate3.9 percent plus or minus 3.8
- Adults 25 and over1,148 plus or minus 252
- Adults 25 and over with a high school diploma or higher84.4 percent plus or minus 24.2
- Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 3.8
- Adults 25 and over with a graduate degree8.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
Housing in Cedar Bluff
- Housing units882
- Occupied units622
- Vacant units260 plus or minus 81
- Vacancy rate29.5 percent plus or minus 7.8
- Owner occupied428 plus or minus 92
- Renter occupied194 plus or minus 67
- Ownership rate68.8 percent
- Median owner-occupied home value$204,800
- Median gross rent, monthly$642
- Annual rent as a share of median income14.7 percent plus or minus 4.7
- Single family units491 plus or minus 101
- Share single family55.7 percent
- Units in buildings of two or more171 plus or minus 63
- Share in buildings of two or more19.4 percent plus or minus 6.4
- Mobile homes212 plus or minus 80
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
How Cedar Bluff gets to work
- Workers 16 and over who commute557 plus or minus 152
- Commuting under 15 minutes152 plus or minus 74
- Share commuting under 15 minutes27.3 percent plus or minus 10.9
- Commuting 30 minutes or more194 plus or minus 64
- Share commuting 30 minutes or more34.8 percent
- Drove alone87.3 percent
- Carpooled6.5 percent plus or minus 5.0
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.7
- Worked from home4.5 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
SBA loans in Cedar Bluff (7(a))
- Approvals2
- Gross approval$961,000
- Average approval$480,500
- Median approval$480,500
- Largest approval$646,000
- Jobs supported47
- Jobs per approval23.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Cedar Bluff, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Bluff
SBA loans in Cedar Bluff (504)
- Approvals1
- Gross approval$1,142,000
- Average approval$1,142,000
- Median approval$1,142,000
- Largest approval$1,142,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cedar Bluff, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedar Bluff
Flood risk in Cedar Bluff
- NFIP communityTown of Cedar Bluff
- NFIP community number015010
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/19/11(M)
The Town of Cedar Bluff participates in the National Flood Insurance Program as community 015010 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cherokee County, not Cedar Bluff
Cherokee County context, not Cedar Bluff figures
- Establishments in Cherokee County391
- Covered employment, Cherokee County5,352
- Average annual pay, Cherokee County$44,658
- Housing units permitted, Cherokee County39
Every figure in this section is published for Cherokee County as a whole and is not a measurement of Cedar Bluff.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedar Bluff questions, answered from the record.
How many people live in Cedar Bluff, Alabama?
1,629, in 622 households. Cedar Bluff town covers 4.81 square miles of land, which is 339 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Bluff in?
Cherokee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Bluff?
$52,500. The median owner-occupied home is valued at $204,800. Median gross rent is $642 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Bluff businesses?
2 7(a) approvals totaling $961,000 since FY2020, across 2 lenders, median approval $480,500, plus 1 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Cedar Bluff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Bluff borrowers get paid back?
No rate is published for Cedar Bluff. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cedar Bluff in the National Flood Insurance Program?
Yes. Cedar Bluff appears in the FEMA Community Status Book as Cedar Bluff, town of, community 015010, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar Bluff figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cherokee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Bluff.
Is zoning published for Cedar Bluff?
No. Nothing on this page presents parcel level zoning.
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