HomeAlabamaCherokee CountyCedar Bluff town
Cedar Bluff town, Alabama: commercial real estate data.
Cedar Bluff town is a Census town of 1,629 people across 4.81 square miles of land, in Cherokee County. Median household income is $52,500, 68.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $961,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cedar Bluff
What Cedar Bluff is
- Census place typetown
- Land area4.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land339 plus or minus 73
- County holding the largest share of its areaCherokee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
How many people live in Cedar Bluff
- Population1,629 plus or minus 353
- Median age41.5 plus or minus 9.2
- Population under 18381 plus or minus 120
- Share under 1823.4 percent plus or minus 5.4
- Population 65 and over329 plus or minus 76
- Share 65 and over20.2 percent
- Households622
- Family households399 plus or minus 85
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
Income and work in Cedar Bluff
- Median household income$52,500 plus or minus $13,541
- Per capita income$27,289
- Civilian labor force615 plus or minus 157
- Employed591 plus or minus 155
- Unemployed24 plus or minus 24
- Unemployment rate3.9 percent plus or minus 3.8
- Adults 25 and over1,148 plus or minus 252
- Adults 25 and over with a high school diploma or higher84.4 percent plus or minus 24.2
- Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 3.8
- Adults 25 and over with a graduate degree8.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
Housing in Cedar Bluff
- Housing units882
- Occupied units622
- Vacant units260 plus or minus 81
- Vacancy rate29.5 percent plus or minus 7.8
- Owner occupied428 plus or minus 92
- Renter occupied194 plus or minus 67
- Ownership rate68.8 percent
- Median owner-occupied home value$204,800
- Median gross rent, monthly$642
- Annual rent as a share of median income14.7 percent plus or minus 4.7
- Single family units491 plus or minus 101
- Share single family55.7 percent
- Units in buildings of two or more171 plus or minus 63
- Share in buildings of two or more19.4 percent plus or minus 6.4
- Mobile homes212 plus or minus 80
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
How Cedar Bluff gets to work
- Workers 16 and over who commute557 plus or minus 152
- Commuting under 15 minutes152 plus or minus 74
- Share commuting under 15 minutes27.3 percent plus or minus 10.9
- Commuting 30 minutes or more194 plus or minus 64
- Share commuting 30 minutes or more34.8 percent
- Drove alone87.3 percent
- Carpooled6.5 percent plus or minus 5.0
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.7
- Worked from home4.5 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Bluff
SBA loans in Cedar Bluff (7(a))
- Approvals2
- Gross approval$961,000
- Average approval$480,500
- Median approval$646,000
- Ninetieth percentile approval$646,000
- Largest approval$646,000
- Jobs supported47
- Jobs per approval23.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Bluff
SBA loans in Cedar Bluff (504)
- Approvals1
- Gross approval$1,142,000
- Average approval$1,142,000
- Median approval$1,142,000
- Largest approval$1,142,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cherokee County, not Cedar Bluff
Cherokee County context, not Cedar Bluff figures
These are Cherokee County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cedar Bluff measurements.
- Establishments in Cherokee County391
- Employment at those establishments, Cherokee County4,338
- Covered employment, Cherokee County5,352
- Average annual pay, Cherokee County$44,658
- Average weekly wage, Cherokee County$859
- Housing units permitted, Cherokee County39
- Of those, single family, Cherokee County39
- County product, 2024, Cherokee County$796,657,000
- County product change over the prior year, Cherokee County6.1 percent
- Average income of an arriving household, Cherokee County$58,778
Every figure in this section is published for Cherokee County as a whole and is not a measurement of Cedar Bluff. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cedar Bluff questions, answered from the record.
How many people live in Cedar Bluff, Alabama?
1,629, in 622 households. Cedar Bluff town covers 4.81 square miles of land, which is 339 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Bluff in?
Cherokee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Bluff?
$52,500. The median owner-occupied home is valued at $204,800. Median gross rent is $642 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Bluff businesses?
2 7(a) approvals totalling $961,000, across 2 lenders, median approval $646,000, plus 1 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Cedar Bluff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Bluff borrowers get paid back?
No rate is published for Cedar Bluff. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cedar Bluff figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cherokee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Bluff.
Is zoning published for Cedar Bluff?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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